David Martin, Loan Officer, nmls#1057830

09/27/2025

02/10/2023

Here are some general steps to consider when buying a house:

1. Determine your budget and get pre-approved for a mortgage.
Research and identify neighborhoods that match your needs and budget.
2. Work with a real estate agent to find and view properties that meet your requirements.
3. Make an offer on a property that you like, negotiate terms and conditions, and finalize the purchase contract.
4. Complete a home inspection and review the property's title report and disclosures to ensure there are no major issues or defects.
5. Close on the purchase by signing all necessary documents and paying closing costs, such as property taxes and fees.
6. Take possession of the property and move in!
It's important to do your due diligence and seek the advice of professionals, such as a real estate agent, a lender, and a home inspector, throughout the process to ensure a successful and smooth transaction.

Rates have gone down and the market is at its low so NOW is the time to buy!! Call me or or message me to help you put your mortgage plan together and get pre-qualified!

10/14/2022

5.0 star review received on Experience.com for David Martin by Lance E - Thanks David

06/07/2022

Its finally summer and we are feeling the heat in the weather and in the market. The market is crazy and we are all waiting to see what happens but there is one thing I want to talk about that you should be looking into whether you are a seasoned investor and looking to get into your first investment home and that is Airbnb. Let me tell you a little story....

purchased our home in Carolina Beach, NC Feb 2021. We knew it was going to be a while before we could make the transition to NC from CA as our base camp. We made the decision to put our house on Airbnb for the season out there since we could not make the official move until the end of 2021. We had heard many boasts about short term rentals but we were blown away!! We are now back in California for the summer with out house on Airbnb again because it was just too lucrative to not do it again.....plus we still have lots of business to attend to on the West Coast and we need to see all our peoples of course!

If you want to know more about how to turn your existing long term rental into a short term money maker or if you are looking to cash out on your current investments to pursuit short term rental opportunities, or if you are thinking about buying your first investment property, and even if you are a first time home buyer then message me to find out more information. Our team is has the experience to help you succeed!!

https://www.airbnb.com/rooms/49541645?source_impression_id=p3_1654615695_t%2Bz9YhiUsEHbNLLZ

03/26/2022

Want to buy a house but can't quite qualify due to down payment, credit, or income verification?? We have two solutions for you that can get you into home ownership and off the renting wheel. With the TRIO lease to own program and the LINK buying program you are closer than you think!! These are HUD approved programs. Watch the video and message me if you have more questions. Jess Martin

How does Trio work? This video explains how customers can use Trio to move into homeownership.Customer Website: https://thinktrio.com/Customer Application: h...

01/20/2022

5.0 star review received on Experience.com for David Martin by Jay K H. - Super easy and on time!

Click to see all 29 reviews of David Martin,
Loan Officer | NMLS # 1057830

01/03/2022

5.0 star review received on Experience.com for David Martin by Daniel D. - Dave was a pleasure to work with. He was professional and easy to work with. Our loan was very time sensitive and he was on top of everything to get the property to close on time. I highly recommend him!

Click to see all 29 reviews of David Martin,
Loan Officer | NMLS # 1057830

12/18/2021

5.0 star review received on Experience.com for David Martin by Benjamin Michael S. - Even while moving his family across the country, he pulled over countless times to assist, instruct, and conquer the hurdles we faced in our home buying process. We refinanced with Dave in 2020 and the thought didn’t even enter our mind to use someone else. Honesty and transparency is a huge factor in our love for Dave, he got us our dream home and we couldn’t be happier. Another job well done Dave.

Thank you!

The Souders Family

Click to see all 28 reviews of David Martin,
Loan Officer | NMLS # 1057830

12/11/2021

5.0 star review received on Experience.com for David Martin by Tamara Ann Q. - Above and beyond communication, patience and help with whatever we needed.

Click to see all 27 reviews of David Martin,
Loan Officer | NMLS # 1057830

12/09/2021

5.0 star review received on Experience.com for David Martin by Robi Q. - Dave made it simple and easy. Morning noon and literally a few nights, he was available. We had an amazing experience.

Click to see all 26 reviews of David Martin,
Loan Officer | NMLS # 1057830

11/15/2021

5.0 star review received on Experience.com for David Martin by Tara Marie E. - Dave s a great LO. The transaction had a few hiccups along the way and Dave powered through and made it all work out! I would highly recommend Dave and his team!!

Click to see all 25 reviews of David Martin,
Loan Officer | NMLS # 1057830