Brotherwood Insurance

09/22/2025

Remember Open Enrollment for Renewals begins November 1st -Please book an appointment on our Websit Calendar.

09/22/2025

If you or your family currently get financial help through the Affordable Care Act (ACA), there's an important change you need to know about. Since 2021, many people have received extra savings, called enhanced premium tax credits, from the federal government to offset the cost of their ACA health plans. But starting in 2026, those extra savings are going away.

When the extra premium help goes away, you may notice changes to your monthly costs. That’s because:

Prices across the insurance market are expected to change due to external cost pressures for individual ACA plans in 2026
If you received enhanced premium tax credits, the amount of help from the government will go down – or stop entirely
These two shifts could mean higher costs for millions of Americans.

At Blue Cross and Blue Shield of North Carolina (Blue Cross NC), we know how important affordable health insurance is for you and your family. That’s why we want to make sure you understand how this may impact your 2026 ACA plan. We’re breaking down what’s changing, how it could impact you, and what you can do to prepare.

What are enhanced premium tax credits?
The enhanced premium tax credits were introduced in 2021 to provide extra help for ACA members and ensure people didn’t pay more than 8.5% of their income for their monthly premium. With these extra savings, some people paid $0 per month for their ACA health plan based on their income.

How will this affect you?
These enhanced premium tax credits will expire at the end of 2025. This means:

Some people will still get help, but not as much
Others may no longer qualify for help at all
Many members will see their monthly costs go up when they renew their plan for 2026.

These estimates are based on national projections⁠ and may vary depending on location, plan type, and where you live. They reflect only the impact of the expiration of the enhanced premium tax credits and do not account for any potential premium increases that could result from changes in insurer funding and other market dynamics. You can use the Tax Credit Comparison Calculator⁠ to get a more personalized estimate of how your premiums may change.

10/08/2020

With so much attention to the political scene, don't forget about health Insurance for you , your family and friends. Easy fast and affordable, plans starting from $0 per month! call us now and make sure you have protection for 2021. Call or text to:
252-675-0505 or [email protected]

10/08/2020

The time is here to plan for your health insurance for 2021! Call us now to make an appointment to either get new insurance or renew your existing plan. This is the most important enrollment period of recent times with Covid-19 prevalent and rising in NC. Free consultation, great plans and affordable prices, we are a covid-19 safe office. call 252 675-0505

05/27/2020

C.C. Hendricks, a Croatan High School graduate, earned her PhD in Composition and Cultural Rhetoric on May 10th, 2020 from Syracuse University. Beginning this fall, C.C. will join the University of New Hampshire at Manchester as a tenure-track Assistant Professor and Director of First Year Writing. C.C. is the daughter of Vicki Jay Hendricks-Brotherwood and Stuart Brotherwood of Brotherwood Insurance in New Bern.

C.C. worked full time while earning a Bachelor of Arts degree in Theatre and a Master of Arts degree in Liberal Studies from the University of North Carolina at Wilmington, as well as a Master of Arts degree in English Education from Appalachian State University. She and her long-time partner, Kevin Meeks, also welcomed a beautiful baby girl, River Jay, to their family in October.

Dr. Hendricks teaches undergraduate composition courses and has served as a consultant in writing centers and a Writing Across the Curriculum (WAC) program. Her research interests include feminist rhetorics, political satire, WAC, rhetorical history, affect studies and Writing Program Administration. Her dissertation, “Mobilizing Affect: The Rhetoric and Circulation of Political Satire News Shows" (cchendricks.com) draws from rhetorical history, feminist and q***r affect studies, and circulation studies to offer a multi-faceted rhetorical analysis of three popular political satire television shows and their circulation.

12/10/2019

Call us NOW! 252-675-7900 Health Insurance Open Enrollment is NOW but ends in just 6 Days so don't miss the chance to get your BCBSNC health insurance for next year, we have seen a price reduction in plans from 2019 and many plans are actually ZERO per month (based on income)252-675-7900

11/19/2019

December 15th Deadline, if you have a plan now make sure you call to go over your 2020 renewal, if you would like to enroll call now to see your options, if your unsure just call so we can evaluate what is available for you !
call now 252-675-7900

11/14/2019

We are already 1/3 through the open enrollment period for 2020, don't delay give us a call and see how affordable or even free health insurance can be. Don't forget friends and family as well, just pass the number along and give them a gift of quality health coverage from BCBSNC 252-675-7900

11/13/2019