Aleta Ortiz, Senior Mortgage Banker

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Aleta Ortiz, Senior Mortgage Banker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Aleta Ortiz, Senior Mortgage Banker, Mortgage brokers, 3540 Doctor M. L. K. Jr Boulevard, New Bern, NC.

Senior Mortgage Banker, NMLS1616398 Licensed in NC, MD and VA
Atlantic Bay Mortgage Group, L.L.C
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

Bottom line: Pre-approvals mean more! You’ll stand out over other buyers, your seller will have confidence in your offer...
10/23/2026

Bottom line: Pre-approvals mean more! You’ll stand out over other buyers, your seller will have confidence in your offer, and you’ll enjoy a faster closing.

We upfront underwrite all loans at the beginning of the process, not the end, so you can be pre-approved even without a property address or contract!

Reach out so you can start shopping with peace of mind.

NMLS # 1616398

08/18/2026

Ever wonder how mortgage lenders determine your loan options each day? An interest rate sheet is essentially a daily menu that lists available mortgage programs and terms. Navigating all those numbers alone can feel overwhelming. I believe in full transparency, showing you the complete picture so you can choose the best fit for your financial goals. 🏠 Send me a message today to review your personalized options with total clarity.

760-473-9510
[email protected]

NMLS # 1616398

08/16/2026

Think you are ready to make an offer just because you got pre-approved? There is a crucial difference every buyer needs to know. A pre-approval estimates your buying power based on an initial financial check. Full loan approval means the underwriter has verified your documents and approved the specific home. Having clarity on both steps helps you make stronger offers with total confidence. Ready to start your homebuying journey today? Send me a direct message to get started. 🏠

NMLS # 1616398

August may feel like a slower month—but your next opportunity could already be in your database. From reconnecting with ...
08/14/2026

August may feel like a slower month—but your next opportunity could already be in your database. From reconnecting with buyers who paused their search to starting conversations with homeowners considering their next move, a thoughtful check-in now could help build momentum for fall.

See where to focus your outreach—and how your lending partner can help!

NMLS # 1616398
https://myoc.io/l/7sY1k

New backpacks. New classrooms. Maybe even a new address. If homeownership is on your family's checklist this school year...
08/12/2026

New backpacks. New classrooms. Maybe even a new address. If homeownership is on your family's checklist this school year, let's talk.

NMLS # 1616398

Baseball season is in full swing ⚾️If a new address is on your lineup, now’s the time to step up to the plate and hit a ...
08/10/2026

Baseball season is in full swing ⚾️

If a new address is on your lineup, now’s the time to step up to the plate and hit a “home” run. We’re here to help you make moves with confidence every step of the way.

Let’s make this your winning season. 🏡

NMLS # 1616398

I’m available this weekend to help you keep your plans moving. Whether you are buying a home, refinancing, or exploring ...
08/06/2026

I’m available this weekend to help you keep your plans moving. Whether you are buying a home, refinancing, or exploring construction financing, I’m here to answer questions, review options, and help you take the next step with confidence.

NMLS # 1616398

The Week Ahead | August 3 - Mortgage rates begin August near 6.83%, their highest level in more than a year. The Fed hel...
08/03/2026

The Week Ahead | August 3 - Mortgage rates begin August near 6.83%, their highest level in more than a year. The Fed held short term rates steady, but that does not automatically mean lower mortgage rates.

Friday’s jobs report could create the week’s biggest market move. Cooler hiring and wage growth could provide some relief, while stronger data could push rates higher.

Buyers, Realtors, and industry professionals should stay prepared and connected, as any pricing opportunities may be brief.

NMLS # 1616398

Too many buyers feel like they need to get it perfect the first time. The truth? Most people don’t. And they don’t need ...
07/23/2026

Too many buyers feel like they need to get it perfect the first time. The truth? Most people don’t. And they don’t need to. 🏡
Starting with a smaller home can help you build equity, gain flexibility, and set yourself up for what’s next 💪
🔗 atlanticbay.com/knowledge-center/first-home-not-forever-home/?utm_source=socialcoach&utm_medium=organic

NMLS # 1616398

The first-time buyer label is actually a lot more flexible than most people realize. It’s less about being a literal beg...
06/09/2026

The first-time buyer label is actually a lot more flexible than most people realize. It’s less about being a literal beginner and more about your current situation. Life changes or previous housing types can sometimes reset your status, giving access to programs designed to get you into a new place with much less stress.

If you think you might fall into one of these categories, let's look at the numbers together. Send a quick message to see where you stand.

NMLS # 1616398

Address

3540 Doctor M. L. K. Jr Boulevard
New Bern, NC
28562

Telephone

+17604739510

Website

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