Team Nikki Rogers

Call Directions Website

Team Nikki Rogers Residential Mortgage Loan Officer
Nikki Rogers NMLS #519302 licensed in NC, SC, VA & GA #519302

10/17/2026

We’re not quite ready to spill all the details, but something pretty magical is in the works over here! đŸȘ„

We’ve been working behind the scenes on something we can’t wait to share, and let’s just say
 2027 is shaping up to be our best year yet!

Not just for our team, but for the clients and business partners who make everything we do possible. We’re dreaming bigger, making moves, and creating something we think you’re going to love! đŸ€©

More to come soon, but in the meantime
 who can guess where we are? 👀

Drop your guesses in the comments!

Yesterday, we asked you what year you bought your first home and what your interest rate was. And WOW, did you deliver!W...
10/13/2026

Yesterday, we asked you what year you bought your first home and what your interest rate was. And WOW, did you deliver!

We saw everything from rates under 3% in 2021 to 6.5% in 1985 and 8% in 2000. Different decades, different markets, different circumstances. And every single one of those people found their way into homeownership.

Here’s why we wanted to ask.

There’s a LOT of noise surrounding the housing market right now. Interest rates are too high. Home prices are too high. Wait until rates drop. Wait until prices come down.

But here’s the thing
 nobody knows exactly what the market will do next.

Rates could come down, but increased buyer demand could push home prices higher. Prices could soften, but that doesn’t automatically mean your monthly payment will be more affordable.

And yes, buying a home today looks very different than it did 10, 20, or 30 years ago. We aren’t ignoring that. Affordability matters, and we know it’s a real challenge for a lot of families.

But the housing market you hear about on the news isn’t necessarily YOUR housing market.

Your income, your savings, your credit, your goals, your loan options, and what you’re comfortable spending each month all matter more than a headline.

There are still loan programs, down payment assistance opportunities, and financing strategies that can make homeownership possible. And sometimes the smartest move is buying now. Sometimes it’s making a plan to buy later.

Our job isn’t to convince you that NOW is the time to buy. It’s to help you figure out when the right time is for YOU.

Because you shouldn’t have to predict the housing market to make a smart decision about your future.

And that’s a conversation we’re always happy to have.

— Team Nikki Rogers

10/12/2026

Comment the year you bought you first house and what your interest rate was đŸ‘‡đŸ»

5.0 star review received on Experience.com for Nikki Rogers by Nancy S - Working with Avery was an absolute pleasu...
10/12/2026

5.0 star review received on Experience.com for Nikki Rogers by Nancy S - Working with Avery was an absolute pleasure. Avery is very energetic and you can tell she loves what she does . The whole experience with your team was nothing short of amazing!! Buying my house was one of the easiest things I have done. I knew right up front what to expect and I kept checking in because I thought there was no way this can go this easy!! I will be recommending your team to anyone I know that is in the market. Thank you for everything!! Ms Avery you are the absolute best and deserve a raise!! 😊

Read more: https://experience.com/reviews/nikki-rogers/c99577f2-a41c-4169-af93-5280959f1c93?V=1791809452&utm_source=facebook&utm_medium=autopost&utm_content=13742727

Just a girl who wants you to get approved for that mortgage đŸ’ȘđŸ©”
10/09/2026

Just a girl who wants you to get approved for that mortgage đŸ’ȘđŸ©”

10/09/2026

We love your parents, and we love that you value their advice. BUT buying a home today looks a whole lot different than it did when they bought theirs.

The housing market has changed. Interest rates have changed. Loan programs have changed. And what worked financially for your parents 20 years ago might not be the best move for you today.

Your family is a great place to bounce around ideas, but here’s the thing: They don’t know your entire financial picture.

As mortgage professionals, that’s where we come in.

We look at your income, debt, savings, credit, and long-term goals to help you understand what makes sense for YOUR situation. Not what someone heard on the news, read online, or experienced when they bought their first home.

And sometimes, the advice to “just wait” could mean putting your homeownership goals on hold when you actually have options worth exploring.

Our job isn’t just to help you get approved for a mortgage. It’s to help you make an informed financial decision that supports your future, not just your purchase today.

So keep talking to Mom and Dad. We love a good family brainstorming session. Just make sure you have a mortgage professional at the table, too.

— Team Nikki Rogers

10/07/2026

Having 20% saved for a down payment is a HUGE accomplishment but does that mean you should put all 20% down?

Not necessarily.

Buying a home is about more than getting to the closing table. There are closing costs, moving expenses, repairs, furniture, emergency savings and, well
 life after closing.

Sometimes putting more money down makes sense. Sometimes keeping a portion of that money in savings or using it differently puts you in a much stronger financial position after you get the keys.

That’s why we don’t believe in giving every buyer the same answer.

And while family and friends can be a great source of advice, what worked when they bought their home.. or what worked for their financial situation.. may not be the best plan for yours.

Sit down with us before you decide what you “should” put down. We can look at the full picture, compare your options and help you build a plan that makes sense for your home purchase AND your life after closing.

đŸ–ïž FIVE reasons we think now is worth taking a serious look at buying a home in Eastern North Carolina.And since Avery +...
10/02/2026

đŸ–ïž FIVE reasons we think now is worth taking a serious look at buying a home in Eastern North Carolina.

And since Avery + Lily already gave us the five
 we figured we’d give you the reasons.

1. You may have more buying power than you think.
Between VA, USDA, FHA, conventional and down payment assistance programs, buying doesn’t always require the giant pile of cash people assume it does.

2. You can negotiate more than just the price.
Depending on the home and the offer, there may be opportunities to negotiate seller-paid closing costs, rate buydowns or other concessions that can make a BIG difference in your actual out-of-pocket costs.

3. Your monthly payment matters more than the headline interest rate.
We’d rather sit down and figure out what payment comfortably works for your budget than tell you to wait around for the “perfect” rate that may or may not come.

4. Eastern NC still has options at a lot of different price points.
From New Bern and Havelock to surrounding rural communities, there are different loan programs that can open up possibilities depending on where and what you’re buying.

5. Waiting doesn’t automatically mean buying gets easier.
Rates can change. Home prices can change. Competition can change. Your own finances can change. Instead of trying to perfectly time the market, find out what buying would look like for YOU right now.

And that’s the biggest thing we want buyers to know:

You don’t have to be “ready to buy” to talk to a lender.

You can come to us with questions, a timeline that’s six months away, credit you’re working on, a house you need to sell first, or absolutely no idea where to start.

We’ll help you figure out the next step.

Team Nikki Rogers

09/29/2026

We’re so excited to be a part of this event. Who will we see on Friday? And what are you wearing?

Address

119 Middle Street
New Bern, NC
28562

Telephone

+12525599373

Website

,

Alerts

Be the first to know and let us send you an email when Team Nikki Rogers posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Sponsored

Share

Category