Lloyd Daw at Guaranteed Rate

Lloyd Daw at Guaranteed Rate Sales Manager at Rate. NMLS: 44813 Rate NMLS: 2611 http://www.nmlsconsumeraccess.org/
(2)

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/eGidPfrCKrU/dvXLk



NMLS # 448135

08/31/2026

You've spent years building equity in your home. The question a lot of homeowners ask next is what they can actually do with it. A HELOC is one option that may let eligible homeowners access a portion of that equity, up to an approved limit, for things like home improvements or other financial goals.

If you're wondering how your equity fits your bigger picture, let's talk it through.
https://myoc.io/eGidPfrCKrU/nCzrr



NMLS # 448135

08/27/2026

Refinancing isn't a now-or-never decision, it's a when-it-fits one. As your goals shift and life changes, it can be worth a fresh look at whether your current mortgage still matches where you are headed. No pressure and no rush, just a conversation when you are ready.

Save this for when the timing feels right, and reach out anytime you want to talk it through.
https://myoc.io/eGidPfrCKrU/hN7TG



NMLS # 448135

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/eGidPfrCKrU/A6XUB



NMLS # 448135

08/24/2026

Do you know everything your monthly payment covers? Most people are surprised it's more than just principal and interest. Taxes and insurance are in there too, and that's the part most people miss.

If you've got questions about what makes up your payment, reach out to me today, I'm happy to walk you through it.
https://myoc.io/eGidPfrCKrU/R6i37



NMLS # 448135

08/20/2026

Did a property tax bill just show up in your mailbox? Don't panic quite yet.

If your monthly mortgage payment includes an escrow account, your lender usually handles this bill for you. Simply save your copy for your tax records and check online in December to confirm it was paid.

If you do not have an escrow account, you will need to pay the county directly before late fees kick in. 🏠

Managing homeownership details can feel overwhelming at times. Send me a direct message today if you have questions about your home loan or current mortgage setup.
https://myoc.io/eGidPfrCKrU

NMLS # 448135

08/20/2026

When your tax return doesn’t capture your full financial picture, it’s time to use your assets. Bank accounts, retirement accounts, investment portfolios, stocks, crypto and bonds could offer you loan amounts up to $5M, without a W-2.

I could qualify you for a mortgage using the wealth you’ve been building. Get in touch today and find out which doors your finances could open.
https://myoc.io/eGidPfrCKrU/h1pE7



NMLS # 448135

08/19/2026

A clearer housing plan starts with understanding your options. Renting may be right for now, but if you want more predictability in your
monthly budget, it may be worth seeing how homeownership compares.
https://myoc.io/eGidPfrCKrU/zGGRb



NMLS # 448135

Pending home sales declined in July across all four regions, with signed contracts down from both last month and last ye...
08/18/2026

Pending home sales declined in July across all four regions, with signed contracts down from both last month and last year. More available homes could give buyers more to compare, while shifting activity means timing, budget and loan strategy matter. With the right options, you can better understand what fits your goals in a changing market.

Let’s review what today’s housing market trends could mean for your homeownership goals.
https://myoc.io/eGidPfrCKrU/Iii78



NMLS # 448135

08/17/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/eGidPfrCKrU/dvIbf



NMLS # 448135

Address

718 Po***ck Street
New Bern, NC
28560

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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