Customers First Insurance Group

10/16/2026

Fog machines, jump scares, and werewolves are spooky…

But an uncovered workers comp claim? That’s terrifying.

If your business has employees, workplace injuries can happen — even when the job is a little less haunted-house and a little more everyday business.

Workers comp helps protect your employees and your business when someone gets hurt on the job.

Let’s dork out on some insurance before things get scary.

10/14/2026

🚗 **How long can your child stay on your car insurance in Michigan?**

Keeping them on your policy can often save money while they live at home. But when they move out, their Michigan PIP eligibility may change—even if they’re still listed as a driver.

Buying a separate policy while living at home can also affect the family’s total cost, depending on your insurer’s exclusion and surcharge rules.

Our latest article explains what to review before your child heads to college, buys a car, or moves into their own place.

👉 https://zurl.co/S4BQb

Have questions about your family’s coverage? We’re here to help.

Living at home can mean savings. Moving out can change PIP protection—even if your child stays listed as a driver.

10/13/2026

Fall maintenance may not be exciting… but neither is dealing with a frozen pipe, ice dam, or water claim in the middle of winter.

A few simple things can make a big difference:
✅ Clean your gutters
✅ Check your furnace
✅ Shut off outdoor water
✅ Look for issues before the cold hits

Insurance is there for the unexpected, but a little prevention can help you avoid some very expensive surprises.

Let’s dork out on some insurance — and maybe a little home maintenance too.

10/12/2026

🎃 Halloween should be spooky. Your front walkway shouldn’t be.

Before the trick-or-treaters arrive, take a quick look around the house: check your lights and extension cords, keep cords and decorations out of walking paths, and make sure kids have a clear, well-lit route to the candy. 👻🍬

A few minutes of setup can help prevent the kind of Halloween surprise nobody wants.
Stay safe, have fun, and save the scares for the costumes. 🎃

10/09/2026

A basic business policy may not address every risk inside a restaurant.

Here are a few coverages restaurant owners should ask about:

✅ Equipment breakdown
✅ Food spoilage and contamination
✅ Business income and extra expense
✅ Liquor liability
✅ Employment practices liability
✅ Cyber and crime coverage
✅ Hired and non-owned auto
✅ Sewer backup, flood, and umbrella liability

A diner, brewery, pizza delivery shop, and fine-dining restaurant shouldn’t automatically have identical insurance programs.

Watch the full Insurance Dork breakdown: https://zurl.co/f4olA

Want help identifying the questions you should be asking? Contact Customers First Insurance Group for a restaurant insurance review.

If you own a restaurant, having insurance isn’t necessarily the sam...

10/07/2026

Your restaurant is unique. Its insurance should reflect that.

The right coverage depends on how you serve customers, use equipment, employ workers, sell alcohol, and make deliveries—not simply the word “restaurant” on the application.

See the restaurant insurance coverages and endorsements worth considering:

https://zurl.co/judEk

10/04/2026

Restaurant work moves fast—and injuries can happen just as quickly.

Workers’ compensation should be part of the insurance conversation for nearly every restaurant with employees. Make sure your coverage reflects who works for you and what they actually do.

See the complete restaurant insurance breakdown:
https://zurl.co/vAUJV

10/02/2026

Repairing a restaurant after a fire is one challenge. Surviving financially while it’s closed is another.

Restaurant owners should review how much business income coverage they have, how long it lasts, what waiting period applies, and whether building-code upgrades are covered.

See the restaurant coverages and endorsements worth considering:

https://zurl.co/Ibojk

09/30/2026

Food contamination isn’t just a food-safety issue. It can also become a serious financial problem for a restaurant.

A standard business policy may not cover every expense resulting from an incident. Restaurant owners should understand the coverage, exclusions, conditions, and limits before a loss happens.

See the complete list of restaurant insurance coverages worth considering:

https://zurl.co/nTz1s

09/29/2026

What’s the #1 insurance question we hear constantly?

"Which company has the best rates?!”Most people dodge this question.

We didn’t......We broke it down honestly — no fluff, no sales pitch. Curious what we found?

👇 Drop a 🔥 if you’ve asked this before, then check the blog.

https://zurl.co/xfACj

Compare auto rates in Michigan without sacrificing coverage. Learn how carriers price drivers, why five-year tenure matters, and what to review.