AJM Associates, Inc.

AJM Associates, Inc. AJM Associates is an advisor of choice benefits and consulting agency specializing in Employer-Spons

DOL Audit Readiness: Employer Best Practices for ERISA Benefit Plans — quick, practical steps to prepare your organizati...
06/03/2026

DOL Audit Readiness: Employer Best Practices for ERISA Benefit Plans — quick, practical steps to prepare your organization for a DOL audit. Learn how to document processes, maintain plan records, and reduce risk. Read the full post: https://wix.to/P2YG9Xm

Employer Best Practices for ERISA Benefit Plans

We expect an upcoming termination meeting to be more emotional than usual. How should we prepare?Termination meetings ar...
06/03/2026

We expect an upcoming termination meeting to be more emotional than usual. How should we prepare?

Termination meetings are always difficult, and many of the preparations you might make for an especially tense meeting would be suitable for any termination. That said, there are a few extra steps you can take to prepare yourself in the event emotions run high.

First, prepare a script (or thorough outline) to follow during the meeting. It should cover the legitimate business reasons for the termination without exaggerating or minimizing the relevant performance or behavior issues. Stick to the facts about what the employee did or didn’t do and the outcomes for the organization. Remind the employee about any prior warnings, performance improvement plans, and disciplinary actions.

Second, figure out where the termination meeting will occur and who will attend the meeting. If you are meeting in person, we recommend holding the meeting in a private location close to an exit. As this termination might be more emotionally charged than usual, we also recommend inviting an HR representative or another manager to join you. This person can serve as a witness and provide support if the situation becomes difficult to manage alone. If you anticipate the employee needing to be escorted out of the workplace, have someone on hand to do that.

Third, notify IT in advance so they can terminate access to devices, software, and facilities during or immediately after the meeting.

Fourth, prepare yourself emotionally. Plan to stick to the script and avoid getting into a debate about the decision itself or the details leading up to it. It’s fine to acknowledge and validate the employee’s feelings, but don’t say the decision is hard for you as well, even though it is.

Finally, be prepared to immediately end the meeting, step out, and get help if the situation calls for it.

This Q&A does not constitute legal advice and does not address state or local law.

Bue Cross Blue Shield of Michigan is thrilled to announce the winner of our Small Business Appreciation Month contest: A...
05/30/2026

Bue Cross Blue Shield of Michigan is thrilled to announce the winner of our Small Business Appreciation Month contest: Arbor Assays of Ann Arbor, Michigan.

Bue Cross Blue Shield of Michigan is thrilled to announce the winner of our Small Business Appreciation Month contest: Arbor Assays of Ann Arbor, Michigan.

Between the warm weather, longer days, backyard barbecues and family getaways, summer is supposed to feel easy. But it c...
05/29/2026

Between the warm weather, longer days, backyard barbecues and family getaways, summer is supposed to feel easy. But it can quietly become one of the loneliest times of the year for some people.

We tend to associate winter with feelings of seasonal depression, but summer can take a toll on mental health, too. Here's how.

Blue Cross Blue Shield of Michigan and Blue Care Network now offer four programs that help our members save money on the...
05/28/2026

Blue Cross Blue Shield of Michigan and Blue Care Network now offer four programs that help our members save money on their prescriptions so that they can keep taking the medications they need to stay healthy.

In 2025, the four programs combined saved our members more than $100.3 million on their out-of-pocket costs.

Blue Cross Blue Shield of Michigan offers preventive care services at no cost to you. By taking advantage of these exams...
05/27/2026

Blue Cross Blue Shield of Michigan offers preventive care services at no cost to you. By taking advantage of these exams and screenings, you can catch health issues early, reduce risk of chronic conditions and reduce your spending on health care.

Blue Cross Blue Shield of Michigan offers many preventive care services at no cost to you. By taking advantage of these exams and screenings, you can catch health issues early, reduce your risk of chronic conditions and reduce your spending on health care.

While stress is normal, stress in a prolonged period can lead to burnout. Here is a look at stress vs. burnout, the symp...
05/26/2026

While stress is normal, stress in a prolonged period can lead to burnout. Here is a look at stress vs. burnout, the symptoms of each and how to recover from burnout.

While stress is normal, stress in a prolonged period can lead to burnout. Here is a look at stress vs. burnout, the symptoms of each and how to recover from burnout.

Sleep aids are increasingly popular as people prioritize better rest, and color noises. Host Chuck Gaidica explored the ...
05/25/2026

Sleep aids are increasingly popular as people prioritize better rest, and color noises. Host Chuck Gaidica explored the science and practical uses of color noise with Laura Hatton, manager of Behavioral Health Parity at BCBSM.

Host Chuck Gaidica explored the science and practical uses of color noise for sleep with Laura Hatton, manager of Behavioral Health Parity at Blue Cross Blue Shield of Michigan.

Momentum Through Transformation reports on how Blue Cross Blue Shield of Michigan responded with focus and urgency in 20...
05/24/2026

Momentum Through Transformation reports on how Blue Cross Blue Shield of Michigan responded with focus and urgency in 2025. We are improving how members access and use their benefits, while taking concrete steps to manage costs.

Momentum Through Transformation reflects on how Blue Cross Blue Shield of Michigan responded with focus and urgency in 2025. We are improving how members access and use their benefits, while taking concrete steps to manage costs

On this episode, Chuck Gaidica is joined by Dr. Amy Milewski, Vice President of Clinical Partnerships and Associate Chie...
05/23/2026

On this episode, Chuck Gaidica is joined by Dr. Amy Milewski, Vice President of Clinical Partnerships and Associate Chief Medical Officer. Together, they discuss tools to talk to your family about mental health and why it’s so important.

How To Talk About Mental Health With Family05.14.2026 | 1 min readPodcast00:0000:00Listen onAbout the ShowMental health struggles are not only difficult to deal with, but they can also be challenging to talk about. On this episode, Chuck Gaidica is joined by Dr. Amy Milewski, Vice President of Clini...

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