AJM Associates, Inc.

10/17/2026

The most effective open enrollment strategies go beyond enrollment. When you use open enrollment as a chance to educate, engage and connect with your employees, you can strengthen benefits awareness and support year-round well-being. Discover ways to turn open enrollment into a powerful employee engagement opportunity.

Organizations that invest in ongoing benefits education are better positioned to support employee well-being and confidence.

10/15/2026

Helping Michigan communities keep healthy food within reach. Blue Cross-supported grants are helping food pantries provide fresh, nutritious options to those who need them most.

Since 2022, Blue Cross and partners have provided grants to more than 260 organizations to install refrigeration units, which help 120,000 Michiganians access healthy food every month. Why? Because nutrition is a foundation for health.

10/14/2026

Expectant parents deserve peace of mind. That’s why Blue Cross Blue Shield of Michigan will align with a new approach proposed by the Centers for Medicare & Medicaid Services to continue bundled payments for maternity care in 2027.

The approach allows prenatal, delivery and postpartum services to remain connected under a packaged payment model, helping preserve a more seamless experience for families.

10/14/2026

It’s time for us to run payroll, and an employee hasn’t turned in their time sheet. Can we delay paying them?

No, you shouldn’t wait to pay the employee. Under the Fair Labor Standards Act, wages are due on the regular payday for the pay period covered, regardless of whether the employee met your deadline for submitting their time sheet.

Ultimately, the responsibility to track and pay for all hours worked falls on the employer, not the employee. You should ask the employee how many hours they worked and pay them accordingly. If they’re unavailable to answer that question, you should take your best guess—corrections can be made later if necessary.

While you can’t delay payment, you should address the behavior. A one-time reminder will probably suffice in most cases, but progressive discipline is an option if needed. If the time sheet was late because the employee was hospitalized or out for some protected reason, discipline would not be the right approach.

This Q&A does not constitute legal advice and does not address state or local law.

10/08/2026

An Explanation of Benefits, often called an EOB, is one of the most misunderstood pieces of health insurance paperwork. Understanding your EOB can help you track your care, double-check charges and avoid billing surprises.

An Explanation of Benefits form often arrives after a doctor’s visit, procedure, hospital stay or dental appointment and can look intimidating at first glance. But it's not a bill.

10/07/2026

In the midst of unimaginable loss, Lori Walton found strength in compassion, recognizing that how she responded could help others grieving the loss of her son and their friend.

Lori Walton's candidness about the loss of her son, Deegan, has helped her connect to young adults across Michigan, who may have otherwise avoided speaking up about their mental health.

10/06/2026

Blue Cross Blue Shield of Michigan has a new campaign, Power Your Health! Focused on making nutrition easier to understand and to put into practice, this hub brings together practical nutrition resources and stories from across Michigan.

Nutrition is foundational to healthier people, stronger families, more productive workplaces and thriving communities- helping improve health outcomes and support more affordable healthcare for all.

10/05/2026

Maintaining awareness of A1C results is an important step in achieving and sustaining good diabetes health. Join an upcoming webinar at noon, 9/29. Register now!

10/03/2026

On this episode, Chuck Gaidica is joined by Medical Director for Provider Engagement Dr. Jessica Huhn to explain what breathwork is, how to practice it and share some of its benefits.

What is Breathwork?09.17.2026 | 1 min readPodcast00:0000:00Listen onAbout the ShowBreathing seems like a no-brainer. We do it all day, every day (deep breath in and out). But what happens if we do it consciously and more mindfully? On this episode, Chuck Gaidica is joined by Medical Director for Pro...

10/02/2026

Croup, an infection caused by respiratory viruses, can lead to a dangerous cough in very young children. Here’s more about croup, the causes, symptoms and when to seek medical treatment.

Croup, an infection caused by respiratory viruses, can lead to a dangerous cough in very young children. Here’s more about croup, the causes, symptoms and when to seek medical treatment.