Gum Tree Mortgage New Albany

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Gum Tree Mortgage New Albany Gum Tree Mortgage can assist clients from all credit grades and secures mortgage loans across the entire state of Mississippi and Montana. NMLS 91140, 70653

Your homebuying budget should include more than the down payment.And saving $20,000 doesn't automatically mean you have ...
10/19/2026

Your homebuying budget should include more than the down payment.

And saving $20,000 doesn't automatically mean you have $20,000 to put down.

That's an important distinction for first-time buyers.

There can be other upfront expenses to plan for, such as earnest money, home inspections, and appraisal fees.

You'll also want to think about how much money you're comfortable having left after closing.

That's why we like to talk about your total homebuying budget, not just your down payment.

Before you set a savings goal based on a percentage you found online, let us help you put a more complete number behind it.

Comment SAVE or send us a message and we'll help you understand what to plan for.
https://myoc.io/gumtree3

Responsible financial moves deserve to be celebrated. 🙌 But before making big changes, it’s best to check with your lend...
10/17/2026

Responsible financial moves deserve to be celebrated. 🙌 But before making big changes, it’s best to check with your lender first.

Changes to your available credit, account history and overall credit profile can affect your score. And when you're preparing for a mortgage, this is not the time to make unnecessary changes without knowing how they could affect you.

Same goes for opening a new card, financing furniture, cosigning a loan or making another major credit move.
Before you change anything, send your loan officer a quick message.

Five minutes now can prevent a much more complicated conversation later.
https://myoc.io/gumtree3

Spring buyers: October is your head start.The months before you're ready to tour homes are incredibly useful. They give ...
10/15/2026

Spring buyers: October is your head start.

The months before you're ready to tour homes are incredibly useful. They give you time to see where your credit stands, figure out how much cash you'll realistically need, understand the loan programs available to you and make adjustments without a closing date breathing down your neck.

By the time spring listings start catching your eye, you can already know your budget and what you're prepared to do.

And if everything looks great today? Even better. You'll know that, too.

Planning to buy in 2027? Comment SPRING or send us a message and we'll help you figure out what makes sense to work on between now and then.
https://myoc.io/gumtree3

Behind every “WE GOT THE KEYS!” photo…there are a whole lot of people celebrating behind the camera, too. 🔑🏡Some of our ...
10/14/2026

Behind every “WE GOT THE KEYS!” photo…there are a whole lot of people celebrating behind the camera, too. 🔑🏡

Some of our favorite closing days are the ones where everyone worked together from the beginning — buyer, agent, loan officer, processor, closing team and everyone else who helped get the transaction across the finish line.

For us, a great partner means open communication, problem-solving together, keeping each other updated, and making sure our shared client always knows what comes next.

We get to work with some pretty incredible agents, and we're grateful every time you trust Gum Tree with your clients.

Realtors: tag us in your next Gum Tree closing photo so we can celebrate right along with you. 🔑
https://myoc.io/gumtree3

While some offices may be closed this Monday, Gum Tree Mortgage will be open and ready to help! đź’šWhether you're in the m...
10/12/2026

While some offices may be closed this Monday, Gum Tree Mortgage will be open and ready to help! đź’š

Whether you're in the middle of buying a home, getting ready to make an offer, or finally have a free day to tackle the mortgage questions you've been meaning to ask, our team will be here during regular business hours.

Give us a call, stop by, or reach out to your Gum Tree loan officer. We'll be happy to help you keep things moving.
https://myoc.io/gumtree3

We've talked to plenty of buyers who started the conversation with: “I know I'm probably not ready yet, but…”Then we loo...
10/09/2026

We've talked to plenty of buyers who started the conversation with: “I know I'm probably not ready yet, but…”

Then we look at the numbers.

The down payment they thought they needed isn't necessarily required. The credit issue they've been worried about may have a solution. The timeline they've given themselves may be based on assumptions rather than their actual options.

And suddenly, “someday” has a much clearer path forward.

You don't need to wait until you're positive you're ready to buy before talking to a lender. That's part of what the first conversation is for.

If homeownership has been sitting in the maybe next year category, comment READY or send us a message. Let's find out what your actual timeline could look like.
https://myoc.io/gumtree3

The best offer strategy considers the home AND the financing, which is why your real estate agent and lender are teammat...
10/07/2026

The best offer strategy considers the home AND the financing, which is why your real estate agent and lender are teammates – and the best decisions happen when we work together.

Your agent understands the offer and real estate strategy. Your Gum Tree loan officer can run the financing behind those decisions and show you how a change in price, credits, property, or timeline could affect your loan.

Purchase price, seller credits, closing timelines and even the specific property can change the numbers. That’s why your agent may say, “Let’s check with your lender.”

When you find the house and it's time to make decisions, keep your agent and lender in the conversation. A strong homebuying team makes sure the real estate strategy and financing strategy work together before you sign on the dotted line.
https://myoc.io/gumtree3

This month marks 10 years of Brady Brock being part of the Gum Tree team, and we're incredibly grateful for everything t...
10/05/2026

This month marks 10 years of Brady Brock being part of the Gum Tree team, and we're incredibly grateful for everything those 10 years represent.

It's a decade of showing up for clients, being there for teammates, building relationships throughout our community, and bringing the kind of consistency and care that people remember long after the work is done.

Brady, thank you for everything you've contributed to Gum Tree over the last 10 years and for being such an important part of who we are today.

We're lucky to have you on our team. Here's to 10 years! đź’š
https://myoc.io/gumtree3

Address

229 Starlyn Lane
New Albany, MS
38652

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 5pm

Telephone

+16628444833

Website

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