Adrienne Lincoln Insurance Services

03/07/2024

Yummy Dinner tonight! 4 hours of cooking the sauce for our Wetbacks Delight and it’s done and hit the spot.
Last time I had this dish was with Donnie and Chuck Antone up at Anton’s beauty salon. Donnie made it for us and it was absolutely fantastic and I’ve always loved this dish so I decided to make it 680.

02/27/2023

No Garbage Service due to Trucks can’t get out and most of the roads aren’t cleared.

However, we regret to inform you that due to the heavy snowfall, our garbage trucks are unable to operate as they're snowed in. Many of t...

02/27/2017

Life Insurance has Lifetime Benefits
People think of life insurance for the death benefit, but most people don’t know about the powerful lifetime retirement and tax benefit Funds in the permanent life insurance policy can double as a retirement savings account, but without the worry about what future tax rates will be.
If these funds ae needed in retirement they are accessible, tax-and penalty-free. That is a big deal, because if the funds were in an IRA, distributions would not only be taxable in a traditional IRA, but that increased income could trigger other so-called “stealth taxes”. These are hidden tax increases in the form of phased-out deductions, tax credits, exemptions and other benefits as income increases. For example, an income increase from an IRA distribution could cause more Social Security benefits to be taxable or trigger the 3.8 percent additional tax on net investment income from capital gains, interest and dividends. Accessing funds from a life insurance policy are tax-free, up to cost-basis; and thereafter if taken as policy loans against the tax-free death benefit so they don’t increase income. And in fact, the withdrawals keep taxable income and taxes lower in retirement. These are valuable lifetime benefits, in addition to the death benefit.
Powerful Wealth Creation through leverage
Life insurance creates more long-term wealth than any other investment; and because this wealth is income tax-free, it is much more valuable than tax-deferred retirement saving that are at the mercy of future higher tax rates. It’s the leverage that creates the wealth. Life insurance is the only investment where one dollar can do the work of many and the results is guaranteed and tax-free. With an IRA for example, it would take many years to multiply that balance; and when it is withdrawn, it will be diminished by taxes.
Taking the same funds that were in the IRA and investing them the tax was paid on the IRA distribution in a permanent life insurance policy would produce many multiples of that original IRA balance, and it would be tax-free, not only for use during life but especially If there were an early death.
Why Purchase Life Insurance???
1) Final Expense
2) Eliminate Debt
3) Pay of mortgage
4 )Emergency Fund
5) Education Fund
6) Home care Fund or Assistant living benefit
7) Income Replacement
8) Pay Estate Taxes
9) Provide Business Continuation
10) Retirement Income
11) Replace Money Lost in Stock Market
Translates into: I am your Life Insurance Policy see how I can work for you and benefit you. What are you waiting for? Don’t wait too long or you may not benefit from me.
Give me a call and I would love to design a policy that will meet your needs and benefit you. 530-272-1164

02/27/2017

I AM A LIFE INSURANCE POLICY:I am a piece of paper, a drop of ink and a few pennies of premium. I am a Promise to pay. I help people see visions, dream dreams, and achieve economic immortality. I am education for the children. I am savings. I am property that increases in value from year to year. I lend money when you need it most, with no questions asked. I pay off mortgages, so that the family can remain together in their own homes. I assure people the daring to live and the moral right to die. I create money where none existed before. I am the great emancipator from before. I guarantee the continuity of business. I conserve the employer's investment. I am tangible evidence that a man is a good husband and father, and a woman a good wife and mother. I am a decoration of financial independence and economic freedom. I am the difference between an old man or woman and being a elderly gentleman or lady. I provide cash if illness, injury, old age, or death cuts off the breadwinner's income. I am the thing that you can buy on the installment plan that your family doesn't have to finish paying for. I am protected by laws that prevent creditors from assessing the money I give to your loved ones. I bring dignity, peace of mind and security to your family. I supply investment capital that makes the wheels turn and the motors hum. I guarantee the financial ability to have happy holidays and the laughter of children-even though father or mother are no longer their. I am the guardian angel of the home. I AM LIFE INSURANCE! SO MY QUESTION TO YOU IS, DO YOU HAVE ME? IF NOT than call me and set an appointment and see how we can protect you and give you piece of mind.

04/15/2015

I can help bridge the gap between your retirement plan when you are ready to retire, give me a call 530-470-6070

02/26/2015

How do you know how much insurance to get if the bread winner dies? The Rule of thumb is to cover 8 to 10 times of lost wages, dept, final expenses, children's higher education costs, and whatever costs may be incurred if you should die. A term life insurance could be the right fit and the premiums are low. Message me or give me a call at 530-470-6070 or 530-263-6565 I would love to earn your business.

05/28/2014

I am an Insurance Broker that represent several Insurance Companies. I would love to see if I can save you money & earn your business. In your Health Insurance,
Life Insurance & Retirement. Give me a call and see what we can do for you!530-272-1164

03/18/2014

01/08/2014

Just wanted to give everyone heads up on the Covered 11/15/2014 cut off date to get coverage for 2/15/2015 effective date. If any of you need help with ACA or Affordable Heath Care Act, I would be more than happy to assist you in finding out if you qualify for subsidy or not. Walk you through the different coverages and what would be a good fit for you and your family. I am a Certified Cover California Agent and would be happy to help you. You may contact me at 530-272-1164 or email [email protected].
Thank you so much for everyone who has referred me to your family and friends. I really appreciate your business and will be more than happy to help you.

06/14/2013

I need 14 more likes on this page. Facebook friends please help me by liking this page. Thank You

04/27/2013

As we start to get older, some of my clients are asking me to help them bridge the gap between their retirement at work so when they do retire,and as we all know that prices for your daily living will not stay the same, Elec, Tel. Water, homeowners, auto, groceries, gas for your car. So my question to you is? Do you have enough saved to help you when you retire. I can show you a way to bridge that gap and help you during the retirement years. For just pennies a day will give you peace of mind. Give me a call and we can design a program that will meet your needs and budget. 530-272-1164, waiting never solves the problem, but doing something now does!

04/24/2013

Are you maximizing your company pension? Have you filled in the gap in your retirement? If you would like to know more give me a call 530-470-6070