Flat Branch Home Loans - Sam Hickey

05/15/2025

Who’s next

05/02/2024

JHAP is back.

More info coming but this is what we know so far. To get more info on this and other options that make home ownership more possible. Call me. 417-661-0880

- Will be available for the entire city limits of Joplin!
- Will cover up to 20% of down payment
- Grant is forgivable after three years
- Income limits: 94k for a family of 4
- City only has 3million available so it won’t last long.

I understand applications are available in person at the city.

There will be a press release today for more info.

02/08/2024

I have had a string of first time homebuyers this week. There is a common thread among them… Not only are they nervous about the process, they are often intimidated about asking question.

My response….. you have my permission to ask as many wuestions as you need to to feel comfortable. It is one of the biggest parts of my job and a main reason if not the primary reason you pick me.

If you or your loved one is about to be a first time home buyer, I would love to be your person!

01/16/2024

Who do I know that is a generac generaor tech

Threw a code when power went out I assume it just needs reset ??

12/05/2022

Wondering about these 2/1 and 3/2/1 buydowns?

Here is a chart to help clear it up.
Basically seller pays the savings up front as a credit for the buyer. Then the buyer can plan to refinance when the rates for a long term loan is more favorable. The monthly is less intimidating and therefore allows the fence sitters to pursue finding the right home with less concern of budget.

Let me know if you have questions. I’d like to help.
417.661.0880

10/08/2022

Anyone else want in on this?

If you have ever considered investing in real estate or even if you are just curious RSVP to our Free Taco Bar and Real Estate Investment Seminar. Please RSVP by October 11th!
thedebbiehutsonteam.com

08/27/2022

You keep asking so here it is…..

Are you sitting down for this? I’m about to drop knowledge!

When is the best time to buy a home?
Answer…. When you need a home!

When is the best time to sell a home?
Answer….. when you need a different home and don’t wish to keep that one.

Did I wait too long to sell? Did I miss the market?
Answer….. yes you missed yesterdays market and in danger of missing tomorrows market if you keep overthinking it.

What are rates gonna do? Rates are like the cost of groceries. Affect us all, nothing you can do about it, we all still gotta eat. ….. If the rates are keeping you from making a buying decisions, then you don’t need a house that bad.

How do I find out if I am ready to buy a house?
Answer….. call me. Let’s get you home.
Flat Branch Home Loans - Sam Hickey
417.661.0880

08/17/2022

Want to hear part of the origin story of The Level Up Lenders at Flat Branch Home loans?

Skylar is my business partner and the rocket fuel behind ”Level Up”.

Have a listen if you like and drop some feedback if you do. Thanks. ( this is one of two podcasts he has been featured on lately).

‎Show Loan Officer Success, Ep Finding Success - Jul 13, 2022

07/24/2022

🧐 Are you a Website Developer?
If so, here's your chance to join our amazing team! 🌳

Click the link to learn more about this opportunity and apply ⬇️
https://bit.ly/3J24Gkh

07/24/2022

New construction Home for sale…. Centrally located, granite and stainless steele.

See home details and neighborhood info of this 3 bed, 2 bath, 1410 sqft. single family home located at 1509 Missouri Ave, Joplin, MO 64804.