Direct Federal Credit Union

Direct Federal Credit Union With 50+ years of lending experience, we know how to keep things simple. Whether you’re looking for a low-rate mortgage, HELOC or auto loan we can help.

Founded in 1953. One of the fastest growing credit unions in Massachusetts. Members enjoy low loan rates on our auto loans, home equity lines + loans, mortgages, credit cards, and personal loans while earning more with our CDs (share certificates), and money market accounts. Contact us to learn more about our free Hub Checking account that offers free ATMs worldwide.

“I have been a member for over 40 years. Always offered the best rates for both savings and loans. Awesome customer serv...
09/02/2026

“I have been a member for over 40 years. Always offered the best rates for both savings and loans. Awesome customer service. Highly recommend.”

-Terri N.
Direct Federal Member

08/27/2026

We’re thrilled to be named as a Fast 50 Lender in Massachusetts by Banker & Tradesman!

The Fast 50 recognizes the 50 fastest-growing loan providers in Massachusetts, including mortgage and financial companies, banks, credit unions, and other financial institutions.

Direct is proud to rank:
🏆 #5 in the state for residential loans funded
🏆 #25 in the state for residential loan dollar volume

Thank you to our incredible team for helping make this achievement possible.

In honor of National Dog Day, we give you… the dogs of Direct! (PT. 2) 🐶Thank you to our favorite companions, who always...
08/26/2026

In honor of National Dog Day, we give you… the dogs of Direct! (PT. 2) 🐶

Thank you to our favorite companions, who always make our days better, whether they’re by our side at home or making a surprise appearance in our meetings. 🐾

In honor of National Dog Day, we give you… the dogs of Direct! (PT. 1) 🐶Thank you to our favorite companions, who always...
08/26/2026

In honor of National Dog Day, we give you… the dogs of Direct! (PT. 1) 🐶

Thank you to our favorite companions, who always make our days better, whether they’re by our side at home or making a surprise appearance in our meetings. 🐾

2026 Employee Outing: Life’s a Peach at Direct 🍑Last week, we celebrated our amazing team by closing the credit union ea...
08/24/2026

2026 Employee Outing: Life’s a Peach at Direct 🍑

Last week, we celebrated our amazing team by closing the credit union early to enjoy a sunny afternoon at Lookout Farm!

From picking peaches and playing games to simply enjoying time together, it was the perfect way to slow down, have some fun, and appreciate the people who make Direct such a great place to be. 💙

Help Fill the Bus for Kids in Need! 🚌We’re collecting donations at Direct Federal for Catie's Closet to help local child...
08/21/2026

Help Fill the Bus for Kids in Need! 🚌

We’re collecting donations at Direct Federal for Catie's Closet to help local children and teens start the school year feeling prepared and confident, both in the classroom and beyond.

📅 August 1 – September 1, 2026: Any of the items below can be dropped off at Direct Federal, 50 Cabot St., Needham, MA 02494. Most-needed items include:

👕 New & gently used clothing: T-shirts, sweatshirts, jeans, pants, shorts, leggings and coats
🧦 New socks and underwear
🧴 New full-sized toiletries: Shampoo, soap, deodorant, toothpaste, toothbrushes and period products

Let’s come together to Help Fill the Bus and support kids in our community. Learn more about Catie’s Closet: https://bit.ly/3m3t9dn 🩵

To celebrate and recognize our incredible team, our office and branch will be closing at 1:00 PM on Wednesday, August 19...
08/18/2026

To celebrate and recognize our incredible team, our office and branch will be closing at 1:00 PM on Wednesday, August 19, for an Employee Appreciation Event.

Regular business hours will resume on the next business day. We appreciate your understanding! 💙

Adventure Awaits: Drive There with Confidence. 🚗 Whether you’re planning a trip to the park, a day at the beach, or your...
08/17/2026

Adventure Awaits: Drive There with Confidence. 🚗

Whether you’re planning a trip to the park, a day at the beach, or your next adventure, our competitive auto loan rates can help you get on the road with confidence.

Check out our rates today by visiting https://bit.ly/3X1H5by

Team Direct representing at the ! 🙌A huge thank you to Cooperative Credit Union Association for hosting another incredi...
08/11/2026

Team Direct representing at the ! 🙌

A huge thank you to Cooperative Credit Union Association for hosting another incredible Young Professionals Summit! We’re grateful for two inspiring days filled with learning, collaboration, and meaningful connections.

Address

50 Cabot Street
Needham, MA
02494

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm
Saturday 8am - 1pm

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