10/15/2026
When a big tree branch or an entire tree crashes onto your yard or home, it can be scary. After making sure everyone is safe, you might wonder: What do I do now? And will insurance pay for this?
Here is what every homeowner should know:
1) Document the damage first: Take photos and videos before you clear anything away, as long as it is safe.
2) Address immediate danger: If a branch blocks a doorway or poses a safety risk, secure the area, but wait to do major cleanup until you talk to your agent.
3) Call your insurance agent: Coverage depends on where the tree landed and why it fell, even if the tree originally belonged to your neighbor.
Don't guess who pays or handle the messy cleanup alone.
👉 Read our full blog post to learn the simple steps to take right after a tree falls: https://neinsure.com/fallen-tree-property-massachusetts-home/