Préstamos con Ari

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Préstamos con Ari Préstamos Con Ari | Bilingual Texas Mortgage Lender. FHA, VA, USDA & Conventional loans. Serving Southeast Texas + all of Texas.

Helping first-time buyers, Spanish-speaking families & plant/refinery workers navigate home loans with confidence.

10/21/2026

Pre-Approval conversations sometimes take a turn 😅

10/21/2026

A lender can dream, okay??? 🤣

Until then, we'll work with the market we've got, run the numbers, and find the option that actually makes sense for you now!

As the summer market begins to slow, buyers may experience:👉🏻Less competition for available homes👉🏻More opportunities to...
10/19/2026

As the summer market begins to slow, buyers may experience:

👉🏻Less competition for available homes
👉🏻More opportunities to negotiate, depending on the market
👉🏻Time to close before the end of the year and start the new year in a new home

That doesn't mean fall is the right time for everyone. The best time to buy is when you're financially prepared, have a comfortable monthly payment, and find a home that meets your needs.

If homeownership is one of your goals, don't wait until spring to start planning. A conversation with a lender now can help you understand your options, determine your budget, and be ready when the right opportunity comes along.

10/17/2026

If you work in a plant or refinery, your paycheck may include overtime, shift differential, or other variable income and one of the biggest misconceptions is assuming your highest paycheck is the income we'll use when reviewing your mortgage application.

Depending on the loan program and your employment history, overtime and shift differential may be considered if they meet the applicable guidelines, including consistency and the likelihood that the income will continue.

That's why it's so important to have your income reviewed before you start shopping for a home. Understanding how your income may be evaluated can help set realistic expectations and make the process much smoother.

If you're a plant or refinery worker and have questions about your income, let's talk through your situation. Every borrower is different, and I'm happy to help you understand your options.

When you send me a house you love, my first thought IS NOT, "Let's make an offer."It's, "Let's make sure this home works...
10/15/2026

When you send me a house you love, my first thought IS NOT, "Let's make an offer."
It's, "Let's make sure this home works for you."

Behind the scenes, I'm reviewing estimated monthly payments, looking at how the home fits your loan program, coordinating with your Realtor, and helping you understand what to expect before you take the next step.

Because buying a home isn't just about finding a beautiful house, it's about making a confident financial decision.

That's the part of my job you don't always see, but it's one of the most important!

10/13/2026

Before you spend hours saving homes, it's important to know:
• What you may qualify for
• What monthly payment fits your budget
• Which loan options are available to you
• What to expect throughout the buying process

Getting pre-approved first helps you shop with confidence, avoid falling in love with homes outside your budget, and move quickly when you find the right one.

Your dream home is important—but having a strategy before you start searching is what helps make it yours.

If you work in a plant or refinery, your paycheck may include more than just your base pay and that's one of the first t...
10/11/2026

If you work in a plant or refinery, your paycheck may include more than just your base pay and that's one of the first things we'll review when you apply for a mortgage!

The good news? You don't have to figure out what paperwork you'll need on your own.

My job is to help you understand the process, review your income, and make sure you're prepared before we get started.

Questions about your income or wondering if you're ready to buy? Send me a message, I'd love to help.

10/09/2026

If you've bounced between refinery contractors 3, 4, even 10 times a year but stayed a welder (or whatever your trade is) at a similar pay range, that's not a red flag to me. That's just how work goes out here.

Lenders who don't understand this industry see "job changes" and panic. I see consistency in the work you actually do.

I've qualified guys with a dozen job changes in a single year. The key is knowing how to package that history the right way for underwriting!

If this sounds like you, let's talk before you assume you're stuck renting.

Hot take: FHA isn't always the best loan. And neither is Conventional.The "right" loan depends on your credit, your budg...
10/07/2026

Hot take: FHA isn't always the best loan.
And neither is Conventional.

The "right" loan depends on your credit, your budget, your down payment, and your goals, not what worked for your friend or what someone on social media said.

That's why I don't believe in one-size-fits-all advice. I believe in comparing your options and helping you choose the loan that actually works for you.

If you've been wondering which loan fits your situation, let's talk. You might have more options than you think. 🏡

10/05/2026

I know it's tempting to start by saving your dream home on Zillow, but the strongest home search starts with understanding your budget.

Before you choose a neighborhood, it's important to know:
• What monthly payment you're comfortable with
• Which loan options fit your situation
• What you may qualify for
• How much home fits your financial goals

Starting with the numbers helps you shop with confidence, avoid disappointment, and make decisions based on what works for your life, not just what catches your eye online.

Address

3302 Nederland Avenue Ste. 400
Nederland, TX
77627

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