DCIA Financial Services, LLC

03/11/2026

Why an annuity should be part of your retirement income planning.

1. Guarantees !Guarantees ! Guarantees !
2. Guaranteed Lifetime Income for a Single or Joint payout. Even if your account goes to zero.
3. Income Doubler- Your income will double, if you could not perform 2/6 ADL (Activity Daily Living ) Feed yourself, Bathe , or unable to walk up the stairs .

**Example:
If your income paid out 50K , it will double to 100K over a 5 year period, Even if your account goes to zero.

If you have a :
A. Thrift Saving Plan
B. 401K
C.457 Plan
D. 403B

Call Dennis Friday at 301 292-9244 for a FREE strategy Consultation .

01/25/2026

Before you commit to a Retirement Income Plan, Life Insurance, or Long Term Care Plan, Get a second opinion from a knowledgeable experience Financial Professional. Call Dennis Friday 301 292-9244 for an introduction session to discuss goals and strategies tailored to fit your specific needs.

- License 36 years
- A+ BBB Rating
- Local for in office or Virtual visits DMV
- Office Nationa Harbor

Call Today
Dennis Friday
Founder
DCIA Finanacial Services, LLC
301 292-9244 / 1800 380-1330

01/19/2026

Is an Annuity right for you ? If you looking to safe guard your nest egg with zero downside risk, then annuity should be part of your retirement planning. If you looking for a guaranteed lifetime income single or joint with your spouse , then an annuity should be part of your retirement planning .
Call 1800 380-1330 / 301292-9244 for free no obligation session with Dennis Friday.
-License since 1990
- A+ BBB Rating / DCIA Finanacial Services, LLC

01/17/2026

Annuities is not one fit all situation. We shave short term annuities with a guaranteed rate of return.
-Example 5 year rate at 5.5%
- Fixed Index annuity w / SP 500 Cap of 10% . The maximum you would earn is 10%
- The market goes down -30% your gains will be zero. Guaranteed zero downside risk.

- Certain Fixed Index Annuities have Income riders that give you a guaranteed return while in deferral to give you a higher guaranteed lifetime income tailored to your specific needs. ***Key feature You maintain control of your retirement account

- SPIA ( Single Premium Immediate Annuity) Acts within the capacity as pension. Example give an insurance company $500K in return you receive a lifetime . *** Key feature You give up control of your retirement account to insurance companies. *** Some cases SPIA gives you a higher income tailored, if that your main objective is to. There are different types

Call 1800 380-1330 for a free no obligation session to discuss the right tailored for your specific needs. We handle rollovers from
-401K
-Thrift Saving plans
-457 Plan
-403B
-IRA

Dennis Friday
Founder
DCIA Financial Services, LLC
dciaretire.net
A+ BBB Rating
License since 1990

Retirement planning, Life Insurance/Legacy planning, Longterm Care

01/12/2026

You want to create a tax free estate, generational wealth, legacy planning is the right strategy to achieve that goal .

Safe guard your nest egg with tax deferred Fixed Rate annuities and Fixed Index annuities. Participate in the upside growth, never the downside. Call today for a free consultation of your current 401K, Thrift Saving Plan, 457 Plan , 403B, or IRA plan to discuss safety, growth, and guaranteed lifetime income , that you will never run out of… even if your account goes to zero. Get peace of mind . Call 1800 380-1330

Dennis Friday
President & Founder
DCIA Financial Services, LLC

DCIA Financial Services, LLC Website

02/21/2025

If you are a Federal or Private Sector worker , who was recently retired, furloughed, or abruptly terminated from your job and need assistance and comprehensive planning and tax saving strategies with your:

1. Thrift Saving Plan
2. Social Security planning
3. FEGLI Alternatives
4. 401K
5. 457 plan
6. 403B
7. Guaranteed Lifetime Imcome Planning
8. Legacy planning / Long Term Care

“Safe Guard your Nest Egg. Rollover to an IRA. “

Call 301 292-9244

Dennis Friday
Founder
DCIA Financial Services, LLC
137 National Plaza Suite 300
National Harbor, Maryland 20745
dciaretire.net
A+ BBB Rating
License 35 years

Plan Today for a Confident Tomorrow We can help you manage your finances so you can pursue your goals. Get started in 3 easy steps: 1. Discover Schedule a meeting to sit down with us and discover what your ideal retirement looks like. 2. evaluate Using the DCIA Financial Services plan, we’ll exami...

06/20/2024

Get 5% plus on a 2 year fixed Rate Annuity. Get 5.60% on a 10 year Fixed Rate Annuity. Take the interest out each year, starting next month . Receive your principal back after completion of the 10 th year.

Roll your TSP or 401 K into a Guaranteed lifetime income plan. You will receive a guaranteed lifetime income, even if your account value goes to ZERO . Call and explore your options.

Free no obligation session to discuss peace of mind plans that guaranteed lifetime income . Our firm represents l…

1. Nationwide
2. Fidelity & Guaranty
3. Aspida 32% Income Base Bonus
4. Gilico
5. Prudential
6. Equitrust
7. American Equity
8. Investor Heritage

…and scores of many more to fit your retirement needs. Call today 1800 380-1330 or 240 604-4220
A+ BBB Rating

Dennis Friday
Founder
DCIA Financial Services, LLC
dciaretire.net

07/08/2023

Fixed rate annuities at a all time high.
5% per year and up guaranteed 3 years up to 10 . Most plans liquidity in the first year . Take advantage of ;

1. Safety and return of your principal
2. Tax Deferred Growth
3. Liquidity in the first year

Example : Invest 1 million on a 5 year fixed rate at 5 % per year . You receive $ 50,000 x 5 years = $ 250, 000 total .

Plus you will get your 1 million back at the completion of your 5 years.

Call for a Free consultation of your current portfolio. “Know one plan to fail, they just fail to plan .” Start today your retirement planning . Call Today 301 292-9244

Dennis Friday
Founder
DCIA Finanacial Services, LLC
BBB A+ Accredited

Plan Today for a Confident Tomorrow We can help you manage your finances so you can pursue your goals. Get started in 3 easy steps: 1. Discover Schedule a meeting to sit down with us and discover what your ideal retirement looks like. 2. evaluate Using the DCIA Financial Services plan, we’ll exami...

07/02/2023

Me and the wifey Date night at WolfTrap . Boss lady , the incomparable Diana Ross .

08/16/2022

If you are a Federal or Private Sector worker , who recently retired or furloughed from your job and need assistance and comprehensive planning and tax saving strategies with your:

1. Thrift Saving Plan
2.401K
3.457 plan
4.403B
5.Guaranteed Lifetime Imcome Planning
6.Legacy planning / Long Term Care

“Safe Guard your Nest Egg. Rollover to an IRA. “

Call 301 292-9244

Dennis Friday
Founder
DCIA Financial Services, LLC
137 National Plaza Suite 300
National Harbor, Maryland 20745
dciaretire.net
A+ BBB Rating
License 35 years

Plan Today for a Confident Tomorrow We can help you manage your finances so you can pursue your goals. Get started in 3 easy steps: 1. Discover Schedule a meeting to sit down with us and discover what your ideal retirement looks like. 2. evaluate Using the DCIA Financial Services plan, we’ll exami...

06/03/2022

Will your 401K turn into a 201K . With the recent losses in the stock market, protect your nest egg. See why millions of Americans select Fixed Index Annuities as a viable option to :

1. Protect there assets from market risk.. Guaranteed

2. Participate in the upside gains, never the losses

3 . Guaranteed lifetime income, Single pay or Joint pay w/ 100% of the same income paid to spouse guaranteed for life .

4. Get an optional Bonus to jumpstart your portfolio from recent losses.

With over 31 years license and helping private sector, Federal employees achieve peace of mind , never having to worry about running out money, and safety of principal . Call today for a free no obligation review of your current retirement plan.

Dennis Friday
DCIA Financial Services, LLC
137 National Harbor
Suite 300
National Harbor, Md
20745
O- 301 292-9244 / 1800 380-1330

BBB Accredited Company

We represent over 30 top rated companies

1. Nationwide
2. Allianz
3. Security Benefit
4. Athene
5. Prudential
6. Fidelity & Guaranteed
7. American Equity
8. North America
9. AIG

Plan Today for a Confident Tomorrow We can help you manage your finances so you can pursue your goals. Learn How We Can Help Get started in 3 easy steps: 1. Discover Schedule a meeting to sit down with us and discover what your ideal retirement looks like. 2. evaluate Using the DCIA Financial Se ...

03/20/2022

What should you do with your Thrift Saving Plan or 401K ? Both retirement plans are pre-tax contribution plans offer by your employer to supplement your pension or act as your pension to provide you with a guaranteed lifetime income for the rest of your life . The Thrift Saving Plan is part of what we call the three legged stool to maximize your retirement income with your pension, social security, and your TSP. When should you start your social security…at age 62 or Full Retirement Age (FRA)? By waiting to turn on your social security on at FRA you receive a guaranteed growth of 8% per year, that could approximately increase your social security by an additional $ 500 per month . There are many factors we can discuss with you to see which is the best option for you . Everyone circumstances is different.

Let DCIA Financial Services provide you with a comprehensive retirement plan that will guaranteed you or provide :

1. Safety of your principal

2. Guaranteed you a single or joint survivor 100% Guaranteed lifetime income that you will never outlive… GUARANTEED FOR LIFE
Example, You receive and income for life , you transition, your spouse receive the same exact income for the rest of his or her life .

3. Upside growth linked to various indexes, with NO LOSSES if the market goes down. Guaranteed !!!

4. Balance is past on to a named beneficiary

5. Immediate Bonus when you rollover to an IRA ( call or email for full details)

Would you rather have GUARANTEED money or maybe money that dwindle away in the stock market . If your Thrift Saving plan or 401K loss up to 50% of its value over a year span, what affect will it have on your retirement planning ?

Call today for a free analysis report of current retirement plan.
1800 380-1330 or 301 292-9244

Dennis Friday
DCIA Finanacial Services, LLC
Founder
dciaretire.net