DCIA Financial Services, LLC

05/16/2026

03/11/2026

Why an annuity should be part of your retirement income planning.

1. Guarantees !Guarantees ! Guarantees !
2. Guaranteed Lifetime Income for a Single or Joint payout. Even if your account goes to zero.
3. Income Doubler- Your income will double, if you could not perform 2/6 ADL (Activity Daily Living ) Feed yourself, Bathe , or unable to walk up the stairs .

**Example:
If your income paid out 50K , it will double to 100K over a 5 year period, Even if your account goes to zero.

If you have a :
A. Thrift Saving Plan
B. 401K
C.457 Plan
D. 403B

Call Dennis Friday at 301 292-9244 for a FREE strategy Consultation .

01/25/2026

Before you commit to a Retirement Income Plan, Life Insurance, or Long Term Care Plan, Get a second opinion from a knowledgeable experience Financial Professional. Call Dennis Friday 301 292-9244 for an introduction session to discuss goals and strategies tailored to fit your specific needs.

- License 36 years
- A+ BBB Rating
- Local for in office or Virtual visits DMV
- Office Nationa Harbor

Call Today
Dennis Friday
Founder
DCIA Finanacial Services, LLC
301 292-9244 / 1800 380-1330

01/19/2026

Is an Annuity right for you ? If you looking to safe guard your nest egg with zero downside risk, then annuity should be part of your retirement planning. If you looking for a guaranteed lifetime income single or joint with your spouse , then an annuity should be part of your retirement planning .
Call 1800 380-1330 / 301292-9244 for free no obligation session with Dennis Friday.
-License since 1990
- A+ BBB Rating / DCIA Finanacial Services, LLC

01/17/2026

Annuities is not one fit all situation. We shave short term annuities with a guaranteed rate of return.
-Example 5 year rate at 5.5%
- Fixed Index annuity w / SP 500 Cap of 10% . The maximum you would earn is 10%
- The market goes down -30% your gains will be zero. Guaranteed zero downside risk.

- Certain Fixed Index Annuities have Income riders that give you a guaranteed return while in deferral to give you a higher guaranteed lifetime income tailored to your specific needs. ***Key feature You maintain control of your retirement account

- SPIA ( Single Premium Immediate Annuity) Acts within the capacity as pension. Example give an insurance company $500K in return you receive a lifetime . *** Key feature You give up control of your retirement account to insurance companies. *** Some cases SPIA gives you a higher income tailored, if that your main objective is to. There are different types

Call 1800 380-1330 for a free no obligation session to discuss the right tailored for your specific needs. We handle rollovers from
-401K
-Thrift Saving plans
-457 Plan
-403B
-IRA

Dennis Friday
Founder
DCIA Financial Services, LLC
dciaretire.net
A+ BBB Rating
License since 1990

Retirement planning, Life Insurance/Legacy planning, Longterm Care

01/12/2026

You want to create a tax free estate, generational wealth, legacy planning is the right strategy to achieve that goal .

Safe guard your nest egg with tax deferred Fixed Rate annuities and Fixed Index annuities. Participate in the upside growth, never the downside. Call today for a free consultation of your current 401K, Thrift Saving Plan, 457 Plan , 403B, or IRA plan to discuss safety, growth, and guaranteed lifetime income , that you will never run out of… even if your account goes to zero. Get peace of mind . Call 1800 380-1330

Dennis Friday
President & Founder
DCIA Financial Services, LLC

DCIA Financial Services, LLC Website

02/21/2025

If you are a Federal or Private Sector worker , who was recently retired, furloughed, or abruptly terminated from your job and need assistance and comprehensive planning and tax saving strategies with your:

1. Thrift Saving Plan
2. Social Security planning
3. FEGLI Alternatives
4. 401K
5. 457 plan
6. 403B
7. Guaranteed Lifetime Imcome Planning
8. Legacy planning / Long Term Care

“Safe Guard your Nest Egg. Rollover to an IRA. “

Call 301 292-9244

Dennis Friday
Founder
DCIA Financial Services, LLC
137 National Plaza Suite 300
National Harbor, Maryland 20745
dciaretire.net
A+ BBB Rating
License 35 years

Plan Today for a Confident Tomorrow We can help you manage your finances so you can pursue your goals. Get started in 3 easy steps: 1. Discover Schedule a meeting to sit down with us and discover what your ideal retirement looks like. 2. evaluate Using the DCIA Financial Services plan, we’ll exami...

06/20/2024

Get 5% plus on a 2 year fixed Rate Annuity. Get 5.60% on a 10 year Fixed Rate Annuity. Take the interest out each year, starting next month . Receive your principal back after completion of the 10 th year.

Roll your TSP or 401 K into a Guaranteed lifetime income plan. You will receive a guaranteed lifetime income, even if your account value goes to ZERO . Call and explore your options.

Free no obligation session to discuss peace of mind plans that guaranteed lifetime income . Our firm represents l…

1. Nationwide
2. Fidelity & Guaranty
3. Aspida 32% Income Base Bonus
4. Gilico
5. Prudential
6. Equitrust
7. American Equity
8. Investor Heritage

…and scores of many more to fit your retirement needs. Call today 1800 380-1330 or 240 604-4220
A+ BBB Rating

Dennis Friday
Founder
DCIA Financial Services, LLC
dciaretire.net

07/08/2023

Fixed rate annuities at a all time high.
5% per year and up guaranteed 3 years up to 10 . Most plans liquidity in the first year . Take advantage of ;

1. Safety and return of your principal
2. Tax Deferred Growth
3. Liquidity in the first year

Example : Invest 1 million on a 5 year fixed rate at 5 % per year . You receive $ 50,000 x 5 years = $ 250, 000 total .

Plus you will get your 1 million back at the completion of your 5 years.

Call for a Free consultation of your current portfolio. “Know one plan to fail, they just fail to plan .” Start today your retirement planning . Call Today 301 292-9244

Dennis Friday
Founder
DCIA Finanacial Services, LLC
BBB A+ Accredited

Plan Today for a Confident Tomorrow We can help you manage your finances so you can pursue your goals. Get started in 3 easy steps: 1. Discover Schedule a meeting to sit down with us and discover what your ideal retirement looks like. 2. evaluate Using the DCIA Financial Services plan, we’ll exami...

07/02/2023

Me and the wifey Date night at WolfTrap . Boss lady , the incomparable Diana Ross .