Joanne Kokot-Hoppen, NMLS# 817665, Sierra Pacific Mortgage

Quality service, Deep Industry Knowledge
Sierra Pacific Mortgage, with headquarters in Folsom, California, provides quality mortgage lending services throughout the United States. Incorporated in 1986, we are a privately held company and have originated and purchased billions of dollars in residential loans. Licensed in 49 states, our high company production levels and access to sophisticated capi

tal markets enable us to deliver competitively priced products to brokers, retail originators and consumers through retail, wholesale and correspondent business channels. We are a nationwide direct lender offering a full assortment of residential lending programs, including FHA, VA, USDA, state bond programs, conventional conforming and jumbo loan programs. We are an approved seller/servicer for Fannie Mae, Ginnie Mae and Freddie Mac. Jim Coffrini is our company's President, and has steered the company's vision and success since its inception. In the process, he created one of the industry's most successful independent mortgage banking firms. Goal-oriented and committed to the firm's future, Mr. Coffrini built our company on a foundation of quality lending practices, unparalleled service, unquestionable integrity and deep industry knowledge. Very simply put: Promises Made, Promises Kept.