10/15/2026
The rate an ISV signs at launch is rarely the rate that makes sense a year later.
As merchant volume grows, the economics behind that pricing structure shift too. A flat or blended rate that looked reasonable early on can quietly become expensive at scale, and because that rate hides interchange fees, network costs, and provider markup in one number, there's no clean way to see where the shift happened.
Some payments partners revisit pricing as volume grows. Others leave it entirely up to the ISV to notice. That difference rarely comes up before signing, but it shows up in a year of statements.
Read the blog: https://hubs.ly/Q04xxR7j0