JMI Reports

08/26/2026

Back-to-school season is about more than new routines. It’s also a good time to take a fresh look at the home.

As schedules change, so can property conditions and risk. Aging safety equipment, overloaded outlets, outdoor hazards, recent home projects, and everyday wear can all create exposures that are easy to overlook.

For homeowners and insurance professionals alike, one thing is worth remembering: a property’s current condition may not be the same as what was documented in the past.

Routines change. Properties change. Risk can change, too.
Read our latest blog to learn why taking a fresh look at familiar surroundings can help identify changes that matter.

Read the full blog: https://jmireports.com/resource-center/back-to-school-back-to-routine

05/20/2026

Commercial self-guided inspections? In our opinion, it’s a no-brainer.

Giving insureds the option to complete inspections on their own time improves efficiency, creates a more flexible customer experience, and helps carriers stand out as easy to work with.

The result:
✔ Faster turnaround times
✔ Better insured experiences
✔ More efficient underwriting

Read the full blog: https://jmireports.com/resource-center/the-future-of-commercial-inspections

01/26/2026

12/25/2025

Wishing you a very merry Christmas from the JMI Reports team!

12/23/2025

Thanks to high interest rates and market conditions, new construction homes are currently more affordable for today’s home buyers than purchasing existing homes, making them an increasingly common part of today’s insurance portfolio.

While new builds offer many advantages, they also come with different underwriting considerations than older homes. Post-construction inspections can help clarify those details—from materials and finishes to site features and surrounding conditions.

Our latest blog explores what insurers and MGAs should keep in mind when evaluating newly built homes, and how better property data supports confident underwriting. Read the full blog: https://jmireports.com/resource-center/identifying-the-hidden-risk-factors-of-new-construction-homes

12/19/2025

Grateful for moments like this.

This photo represents more than a Christmas party.
It represents people who show up, care deeply, and take pride in their work.

Some are here with us in Tennessee.
Many are spread across the country.
All are part of the same team.

I’m proud of what we’re building, not because of scale or numbers, but because of the people behind it.
Their commitment, professionalism, and heart are what make this company work.

Ending the year thankful—for our entire team, for the relationships, and for the shared purpose we carry into the next season.

Merry Christmas from our JMI family to yours.

11/27/2025

This Thanksgiving, we’re grateful for homes filled with warmth, laughter, and love—and for the carriers who protect them. The JMI Reports team is proud to support those who help keep families safe and secure, and we’re thankful for all of our customers and partners! Wishing you a joyful holiday surrounded by loved ones and the comforts of home.

11/24/2025

Are you ready for 2026 reinsurance renewals? As we head into 2026, carriers are facing higher attachment rates, tighter capacity, and growing data-transparency expectations.

Learn how you can prove portfolio quality and secure the best terms with high-quality data in our latest blog: https://jmireports.com/resource-center/reinsurance-pressures-for-2026-how-carriers-can-gain-the-edge

11/11/2025

Today, we pause to recognize and honor the brave men and women who have served our country. Your courage, dedication, and sacrifices make a lasting impact on all of us, and we are deeply grateful for your service. From all of us at JMI Reports, thank you for protecting our communities and our freedoms.

10/21/2025

Underwriting shouldn’t be a guessing game. Overreliance on subjective property evaluations can lead to bias, inconsistency, and missed opportunities.

That’s why JMI Reports built RiskVUE—an objective, data-driven hazard scoring platform that brings clarity, consistency, and confidence to property risk assessment.

Discover why objectivity matters and how RiskVUE can strengthen your underwriting strategies: https://jmireports.com/resource-center/the-importance-of-reducing-subjectivity-in-risk-assessment