JMI Reports

01/26/2026

12/25/2025

Wishing you a very merry Christmas from the JMI Reports team!

12/23/2025

Thanks to high interest rates and market conditions, new construction homes are currently more affordable for today’s home buyers than purchasing existing homes, making them an increasingly common part of today’s insurance portfolio.

While new builds offer many advantages, they also come with different underwriting considerations than older homes. Post-construction inspections can help clarify those details—from materials and finishes to site features and surrounding conditions.

Our latest blog explores what insurers and MGAs should keep in mind when evaluating newly built homes, and how better property data supports confident underwriting. Read the full blog: https://jmireports.com/resource-center/identifying-the-hidden-risk-factors-of-new-construction-homes

12/19/2025

Grateful for moments like this.

This photo represents more than a Christmas party.
It represents people who show up, care deeply, and take pride in their work.

Some are here with us in Tennessee.
Many are spread across the country.
All are part of the same team.

I’m proud of what we’re building, not because of scale or numbers, but because of the people behind it.
Their commitment, professionalism, and heart are what make this company work.

Ending the year thankful—for our entire team, for the relationships, and for the shared purpose we carry into the next season.

Merry Christmas from our JMI family to yours.

11/27/2025

This Thanksgiving, we’re grateful for homes filled with warmth, laughter, and love—and for the carriers who protect them. The JMI Reports team is proud to support those who help keep families safe and secure, and we’re thankful for all of our customers and partners! Wishing you a joyful holiday surrounded by loved ones and the comforts of home.

11/24/2025

Are you ready for 2026 reinsurance renewals? As we head into 2026, carriers are facing higher attachment rates, tighter capacity, and growing data-transparency expectations.

Learn how you can prove portfolio quality and secure the best terms with high-quality data in our latest blog: https://jmireports.com/resource-center/reinsurance-pressures-for-2026-how-carriers-can-gain-the-edge

11/11/2025

Today, we pause to recognize and honor the brave men and women who have served our country. Your courage, dedication, and sacrifices make a lasting impact on all of us, and we are deeply grateful for your service. From all of us at JMI Reports, thank you for protecting our communities and our freedoms.

10/21/2025

Underwriting shouldn’t be a guessing game. Overreliance on subjective property evaluations can lead to bias, inconsistency, and missed opportunities.

That’s why JMI Reports built RiskVUE—an objective, data-driven hazard scoring platform that brings clarity, consistency, and confidence to property risk assessment.

Discover why objectivity matters and how RiskVUE can strengthen your underwriting strategies: https://jmireports.com/resource-center/the-importance-of-reducing-subjectivity-in-risk-assessment

08/21/2025

Hurricane risk is rising, and carriers need advanced tools to stay ahead. Our latest blog explores how insurers are improving CAT modeling and storm response using real-time data, aerial imagery, and structure-level insights.

Read it now to see how JMI Reports is helping carriers respond faster and smarter this hurricane season: https://jmireports.com/resource-center/predicting-risk-for-a-record-hurricane-season-how-carriers-can-adapt

07/23/2025

Think risk stops at the front door? Think again. Outbuildings, pools, trampolines, and overgrown trees can all pose serious exposures. Our latest blog breaks down the top exterior risks that impact coverage and claims. Learn how to better identify them and help your clients stay protected beyond the four walls.

Read the blog now:
https://jmireports.com/resource-center/assessing-risk-outside-of-a-homes-four-walls

Many homeowners focus on indoor risks, but what’s outside can be just as critical. Learn how to identify common exterior hazards on residential properties and help policyholders prevent claims.

06/30/2025

Homeownership is evolving—and insurance carriers need smarter ways to protect it.

Our latest blog shares 5 practical tools and tips carriers can use to better support today’s policyholders, from DIY inspections to hybrid data solutions.

Read it now and strengthen your homeowner relationships.

Homeownership is changing, but modern homeowners still value protection and peace of mind. Explore five proactive strategies to help carriers build trust, deliver value, and support their customers.

05/28/2025

DIY inspections are gaining traction—but are they right for your underwriting process? From faster turnaround times to greater policyholder engagement, DIY tools offer clear advantages. But knowing when (and how) to use them is key.

Explore where DIY shines—and where traditional methods still matter. Read our latest insights: https://jmireports.com/resource-center/diy-vs-in-person-inspections-choosing-the-right-path-for-property-assessment