Langer Insurance Agency

Langer Insurance Agency Providing Home, Auto, Business, and Life Insurance to Tennessee, Pennsylvania, and Maryland!

🗣 Flood InsuranceDid you know that Homeowners policies in the United States do not provide coverage for the most prevale...
06/02/2026

🗣 Flood Insurance

Did you know that Homeowners policies in the United States do not provide coverage for the most prevalent natural disaster, flooding? That’s where Flood Insurance steps in! Langer Insurance proudly carries Neptune Flood Insurance!

Neptune’s residential and commercial flood insurance covers damage from heavy rainfall, melting snow, storm surges, blocked storm drains, and more.

Neptune makes it simple, quick, and affordable to protect your home, business, and belongings. Their coverage goes beyond the National Flood Insurance Program, offering higher limits and more coverage options to better safeguard what matters most.

Are you covered? Let’s be sure- Give us a call, we’re here to walk you through it!

💜 Team Langer
☎ 615-351-1298
🌐 langerinsurance.com

🤔 “What Does Professional Liability Insurance Cover?”Professional liability insurance covers claims that your work, advi...
06/01/2026

🤔 “What Does Professional Liability Insurance Cover?”

Professional liability insurance covers claims that your work, advice, or service caused a client financial harm. These claims usually involve mistakes in professional services, not bodily injury or property damage. Even if your business did nothing wrong, the cost to defend the claim can still be high.

Coverage varies by policy, but it often helps pay for legal defense costs, settlements, and judgments tied to covered claims.

Common Examples Include:
✅ Negligence: A client says your work did not meet the standard they reasonably expected from a professional in your field.
✅ Errors: A mistake in your work leads to a client loss, such as bad figures, flawed advice, or a technical problem.
✅ Omissions: Something important was left out, and the client says that omission caused damage.
✅ Missed Deadlines: A late filing, a delayed project, or a missed launch date can cost the client money or give rise to penalties.
✅ Misrepresentation: A client claims they relied on incorrect information about your services, recommendations, or deliverables.
✅ Failure to Deliver Promised Services: The client says the work was incomplete, did not meet the contract requirements, or did not meet the agreed scope.

This coverage is generally for financial loss tied to professional services. It is different from general liability insurance, which usually covers bodily injury, property damage, and similar third-party claims.

Read More about Professional Liability Insurance Coverage on our blog ⤵
https://www.langerinsurance.com/article/who-needs-professional-liability-insurance-most/

💜 Team Langer

☎️ 615-351-1298
🌐 langerinsurance.com

☂ Team Langer - Meet Julie!Vice President & Director of Operations, Julie, is originally from Waterbury, Connecticut but...
05/29/2026

☂ Team Langer - Meet Julie!

Vice President & Director of Operations, Julie, is originally from Waterbury, Connecticut but has been calling Nashville home for over 2 decades. Kelly was one of the first people Julie met in Nashville. Fast forward 25 years, Julie is thrilled to be joining Kelly at her agency. Julie’s focus is customer service and commercial policies. This stems from her many years working in and alongside the hospitality industry.

Wishing our fearless leader a HAPPY BIRTHDAY! 🎂🎉
05/28/2026

Wishing our fearless leader a HAPPY BIRTHDAY! 🎂🎉

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. ...
05/27/2026

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use that data to better understand how a person drives in real-life conditions. Instead of solely factoring age, vehicle type, ZIP code, and claims history, some insurers also evaluate driving habits. That can create savings opportunities for some drivers, but it can also raise concerns about confidentiality and how a program affects pricing over time.

The way driving data is protected depends on the insurer and the telematics program. Many companies say they use security measures to protect the data they collect, but the details can vary. Drivers should review the program’s privacy policy to see what is collected, how long it is kept, and how it is stored.

Access to that data is usually limited to the insurance company and service providers that help run the program, but it may also be shared when required by law or allowed under the policy terms. That is why it is worth reading the consent and privacy language before enrolling.

Here are 4 Ways Telematics Can Impact Car Insurance:

1. Safe Driving May Lower Premiums
2. Driving Habits Can Also Raise Costs
3. Mileage and Time of Day Matter
4. Participation Can Change the Customer Experience

Read More on our blog ⤵
https://www.langerinsurance.com/article/4-ways-telematics-can-impact-car-insurance/

🗣 BUSINESS INSURANCEAs a business grows, adds vehicles, signs larger contracts, stores more data, or sends employees to ...
05/27/2026

🗣 BUSINESS INSURANCE

As a business grows, adds vehicles, signs larger contracts, stores more data, or sends employees to new locations, the risk of a coverage gap may increase. The right business insurance program should reflect how the company operates today, not how it operated two years ago. Here are 5 Common Business Insurance Gaps:

1. Natural Disasters
2. Professional Liability
3. Commercial Auto Accidents
4. Cyber Risks
5. Travel Abroad

🚨 We Can Help You Spot Gaps Before Renewal

The best time to look for business insurance gaps is before renewal, not after a claim. Review your operations, payroll, locations, vehicles, contracts, services, and any major changes from the past year. A policy that fit the business last year may not fit it now. New equipment, new staff, international travel, data exposure, and added service lines can all change the risk.

A careful review of business insurance coverage can help identify weak spots before they turn into expensive problems. Team Langer can help you compare business insurance options, review current protection, and close coverage gaps before a claim happens.

☎️ Call Us at 615-351-1298!

“As we express our gratitude, we must never forget that the highest appreciation is not to utter the words, but to live ...
05/25/2026

“As we express our gratitude, we must never forget that the highest appreciation is not to utter the words, but to live by them.” -John F. Kennedy

In The spirit of Prom season- Ladies & Gentlemen, may we present the 2026 King and Queen:Don and Kelly Wise!!!🪩💃🕺Happy P...
05/22/2026

In The spirit of Prom season- Ladies & Gentlemen, may we present the 2026 King and Queen:

Don and Kelly Wise!!!

🪩💃🕺

Happy Prom, kids! Have fun and be safe.

💜 Team Langer

05/20/2026

Safe to say we had a FABULOUS time of fellowship with our friends at our ABM, Yesterday!

It was wonderful to hear more from the Executive Team about the progress and plans Erie has to better serve our Erie customers and connect with the people behind the scenes and fellow Agencies, helping us to better serve you!

Thank You, Erie!

💜 Team Langer

☂ Team Langer - Meet Kelly!Principle Agent, Kelly Wise, was born and raised in Erie, Pennsylvania, and has lived in Nash...
05/19/2026

☂ Team Langer - Meet Kelly!

Principle Agent, Kelly Wise, was born and raised in Erie, Pennsylvania, and has lived in Nashville for the past 20 years. The youngest of five children, Kelly comes from a family that has been working for Erie Insurance for over 30 years in Erie, Pennsylvania. Kelly’s own personal values, including commitment and family, mirror the values that Erie Insurance was founded on, which is why it was important for Kelly to name her agency in memory of her wonderful father, Papa Don Langer.

Kelly has been the recipient of numerous Presidential Leadership and Sales Person of the Year awards and, recently, Erie Insurance named Langer Insurance the top new agency in the state of Tennessee. Langer Insurance proudly represents ERIE, an esteemed Fortune 500 insurance carrier that has also received the J. D. Powers award for Highest Satisfaction with Auto Insurance for 7 years running. Erie Insurance is also the recipient of the A.M Best, a respected provider of financial ratings for insurance companies.

Address

201 Point E Drive
Nashville, TN
37216

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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