Langer Insurance Agency

09/03/2026

Quick date correction from our pre-fest calendar: Kids Write with Don Henry is happening Sunday, September 6 from 2:30–4:30 PM at the Donelson Library.

And since we’re talking about it, can we just point out how cool this is?

Kids will get to work with Grammy-winning songwriter Don Henry to write their own lyrics.

Participants could write something that becomes an actual song that’s performed at Knoblin Fest!

September 6 · 2:30–4:30 PM
Donelson Library

09/02/2026

Honoring Latino History Month 💜

Beginning in mid-September, Latino History Month, also observed as National Hispanic Heritage Month, recognizes the histories, cultures, and contributions of Hispanic and Latino communities throughout the United States. It’s a time for reflection and celebration, and also an opportunity to think about how access to clear, understandable insurance information benefits every community, regardless of background or the language someone speaks at home . . .

Honoring Latino History Month Beginning in mid-September, Latino History Month, also observed as National Hispanic Heritage Month, recognizes the hist...

08/31/2026

At Langer Insurance, we understand that Insurance is personal and it isn’t one size fits all...

That is why our team is made of real people, you can really speak, with who really care. We provide personal insurance that is personalized for you!

💜 Team Langer

☎️ 615-351-1298
🌐 langerinsurance.com

08/28/2026

ATVs, Dirt Bikes, and similar Off-Road Vehicles are often excluded from standard auto policies, especially when used off-road or on private property. A dedicated ATV or off-road vehicle policy can cover physical damage, bodily injury liability, and property damage liability.

If you ride on trails, parks, or areas where other people are present, liability coverage is particularly important. An accident that injures another rider or causes property damage could lead to high costs without adequate coverage.

🗣 Why Dedicated Coverage Matters - Recreational vehicles represent a meaningful investment, and using them frequently, especially in August, increases exposure to potential loss. A gap in coverage at the wrong moment can mean absorbing the cost of repairs, medical bills, or liability claims out of pocket...

Are you covered? Team Langer is here to help!

☎ 615-351-1298
🌐 langerinsurance.com

08/28/2026

Know a creative kiddo who would enjoy a Knoblin songwriting workshop with Grammy-winning writer Don Henry? All kids are invited to submit lyrics---even if they don't attend the Sept 6 free workshop at the public library---now through midnight Sept 9 at https://www.knoblinfest.com/kids-write 🙂

08/27/2026

A Boat Insurance policy typically covers physical damage to your watercraft, liability for injuries or property damage to others, and fuel spill liability. Some policies also include coverage for personal property on board, towing assistance, and coverage for uninsured watercraft.

The type and size of your boat matter when it comes to coverage. A small fishing boat has different insurance needs than a large motorized cruiser or a personal watercraft like a jet ski. A licensed insurance agent can help you identify what coverage is appropriate based on how and where you use your boat.

🗣 Why Dedicated Coverage Matters - Recreational vehicles represent a meaningful investment, and using them frequently, especially in August, increases exposure to potential loss. A gap in coverage at the wrong moment can mean absorbing the cost of repairs, medical bills, or liability claims out of pocket...

Are you covered? Team Langer is here to help!

☎ 615-351-1298
🌐 langerinsurance.com

08/26/2026

Business Interruption Insurance is not typically sold as a standalone policy. It is usually added as part of a commercial property policy or business owners policy (BOP). It is designed to replace lost income and help cover ongoing expenses when a covered peril, such as a fire, windstorm, or vandalism, forces a business to suspend operations temporarily.

What It Typically Covers - When a covered loss causes a business to close, business interruption insurance can help with several types of costs:

✅ Lost revenue refers to the income your business would have earned during the period of restoration. This is typically calculated based on your financial records.
✅ Fixed operating expenses continue even when your business is not generating income. Rent, loan payments, and certain payroll costs may be covered during a shutdown.
✅ Extra expenses are additional costs incurred to keep the business running during the disruption. For example, renting temporary space or equipment.

August Is A Good Time To Review - Late summer can bring severe weather, and it is also a natural checkpoint for businesses to review their overall financial exposure heading into the fourth quarter. Taking time now to understand whether your business income is protected can make a significant difference if an unexpected event occurs.

Team Langer can help you review your current Commercial Insurance and explore whether business interruption coverage is part of your plan!

Read More on our blog ⤵
https://www.langerinsurance.com/article/business-interruption-insurance-what-happens-when-your-business-has-to-close-temporarily/

☎ 615-351-1298
🌐 langerinsurance.com

08/25/2026

🕯 We will always love you, Dolly.

💜🦋

Global icon and humanitarian, Dolly Parton, known to the world as a beloved singer, songwriter, philanthropist, actress, playwright, and author died peacefully today in Nashville, Tennessee. She was 80 years old.

Dolly is preceded in death by her beloved husband of 59 years Carl Thomas Dean (1942 – 2025), her mother Avie Lee Caroline Owens (1923 – 2003), and father, Robert Lee Parton, Sr. (1921 – 2000).

A rhinestone life that shone bright enough for the world to see, Dolly will forever stand as an inspiration not only through her timeless music and prolific songwriting, but also her wit, warmth, and kindness that made us all feel like family. Dolly Parton’s legacy is one of love, compassion, and resilience. With a seven-decade career, she inspired multiple generations of artists and fans with her music and an unwavering commitment to making the world a better place. Her songs will continue to resonate with people of all ages, and her philanthropic work will have a lasting impact.

At Dolly’s request, a small, private service will be held for immediate family. Dolly’s fans and friends from around the world are encouraged to pay tribute to Dolly on social media by tagging or by leaving a message at www.dollyparton.com

In lieu of flowers the family asks for donations to be made to Dolly Parton’s Imagination Library at www.imaginationlibrary.com

08/25/2026