Rosemary Rikal Loan Officer

12/10/2024

12/10/2024

There are a lot of misconceptions floating around about buying a home, so let me clear up some of the most common myths that might be stopping you from achieving your homeownership goals.

Here are three common myths to watch out for:

❌ “I’ll get a better deal once rates go down” – Waiting for the “perfect” rate can mean missing out on the right home. Even if rates fluctuate, you can always refinance later. It’s about finding the right home for you — and that opportunity might be now!

❌ “I won’t be able to find anything to buy” – The market is constantly shifting, and opportunities pop up when you least expect them. I’m here to help you navigate the process and be ready with the right financing solution when you find the perfect fit.

❌ “I need to wait until I’ve saved 20% down” – You don’t have to wait to save a full 20%! There are many programs out there that require much less, so you can get into your dream home sooner than you think.

Whether you’re buying, selling, or refinancing, I’m here to be a resource so you feel confident about finding a financing solution that fits your long-term plan while helping you stay financially secure.

What’s something that you’ve heard about homebuying lately that you’re looking for clarification on? I’m here to help!

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11/21/2024

The amount of debt that you owe is an important part of your credit. Keep track of your debt and credit utilization, or send me a message if you want a full breakdown.

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11/08/2024

Nobody can predict the market. However, experts predict that home prices will continue to increase, therefore buying a home now will give you the added security of owning a home.

08/18/2022

04/28/2022

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.

04/27/2022

Attention Nashville residents! Let’s chat about making you a homeowner!

04/26/2022

Pre-Qual vs. Pre-Approval

Got more questions, message me!