Clay Scruggs Mortgage Advisor

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Clay Scruggs Mortgage Advisor I am bilingual mortgage advisor with 12 years experience that specializes all mortgage types and dedicated to you and all your different financial needs.

My main goal is making you a happy, life-long customer. Hablo Espanol

NMLS #202104

It's time to get rid of these bad habits. Reach out to see how I can help you find the right mortgage option!
10/07/2026

It's time to get rid of these bad habits. Reach out to see how I can help you find the right mortgage option!

10/06/2026

🚨 WAIT… That credit score you’re checking might NOT be the one your lender uses! 😳💳

VantageScore 4.0 vs. FICO — they both range from 300–850, but they’re NOT the same. Before you apply for a car, home, or credit card, you need to know the difference. 👀

Watch to the end — this could explain why the score YOU see and the score your LENDER sees don’t always match.

10/01/2026

🏡 No compres casa hasta que TÚ estés listo.

Pero cuando llegue tu momento, ¡conoce las oportunidades! 👀

Algunos vendedores están:
💰 Bajando precios
🤝 Ayudando con gastos de cierre
📉 Ofreciendo créditos para reducir permanentemente tu tasa de interés

Prepárate hoy para aprovechar la oportunidad correcta mañana. 🔑🏠

10/01/2026

Buying a home doesn’t have to be stressful! 🏡💪 Give me a call, and I’ll guide you every step of the way. 📞✨

¡Comprar una casa no tiene que ser estresante! 🏠🔑 Llámame y te ayudaré durante todo el proceso. 📲

09/30/2026

📢🏠 IMPORTANT UPDATE | ACTUALIZACIÓN IMPORTANTE 🏠📢

🎥 Please take a moment to watch this video regarding departing residences and the NEW guideline.

There are important updates you need to know. ✅ Please review the information carefully, and if you have any questions or need clarification, check with me directly. I’m happy to help! 🙋‍♀️💬

🎥 Tómense un momento para ver este video sobre la salida de las residencias y la NUEVA guía.

Hay cambios importantes que deben conocer. ✅ Revisen la información cuidadosamente y, si tienen alguna pregunta o necesitan aclaración, comuníquense conmigo directamente. ¡Con gusto les ayudaré! 🙋‍♀️💬

📍 Nashville, Tennessee

ConsejosHipotecarios

09/28/2026

🏡✨ BUYERS — THIS IS YOUR TIME! ✨🏡

You should only buy a home when YOU are financially ready and can comfortably afford it. 💰🔑

But when the time is right… remember that you have options! 🙌

Right now may be your opportunity to ASK the seller for what you need. 👀🏠
💵 Closing cost assistance
🔧 Repairs
📉 Seller concessions
🤝 And other terms that could help make the deal work for YOU!

Don’t be afraid to ask! 💪 The answer might be YES. ✅

Thinking about buying a home in Nashville or Middle Tennessee? 📍🏡 I’d love to help you understand the mortgage side of the process.

🗣️ ¡Hablo Español! 🇲🇽🇺🇸
¿Quieres comprar casa? Puedo ayudarte a entender tus opciones de financiamiento y el proceso hipotecario. 🏠🔑

TennesseeRealEstate HomeBuyers FirstTimeHomeBuyer Mortgage MortgageTips MortgageLender HomeLoan HomeBuyingTips NashvilleMortgage TennesseeMortgage Hipoteca Hipotecas PrestamoHipotecario PrestamosHipotecarios ComprarCasa CompraDeCasa CasaPropia PrimerComprador FinanciamientoDeCasa HabloEspañol MortgageEnEspañol HipotecasEnEspañol NashvilleEnEspañol

09/23/2026

Rates may be higher than they were last month, but that doesn’t mean your homeownership or refinance goals have to be put on hold. 🏡

As your Loan Officer, my job is to look beyond the rate and find creative solutions that make sense for YOU.

Whether you’re looking to buy a home, refinance, lower your monthly obligations, or simply explore your options, let’s run the numbers and see what we can make work.

Every situation is different—and sometimes the right strategy can make all the difference.

📍 Serving Nashville, TN, Davidson County, Rutherford County and surrounding areas.

You bring me the goal. I’ll help you find the path.

Buying or refinancing? I GOT YOU. ❤️🏡🔑

Send me a message and let’s talk about your options.

MortgageLender HomeBuying MortgageRefinance

09/16/2026

Ready to find your dream home? Call now and start your search with confidence! 🏡✨
¿Buscas la casa de tus sueños? ¡Llama ahora y comienza tu búsqueda con confianza! 📞🏠

09/09/2026

Fall into the home of your dreams! A new season brings new opportunities for homeownership. Give me a call to explore your financing options! 🍁🏠

¡Cae en la casa de tus sueños! Una nueva temporada trae nuevas oportunidades para ser dueño de tu hogar. ¡Llámanos para explorar tus opciones de financiamiento! 🍁🏠

Did you know you could earn points on your biggest monthly expense? Message me to see how you can get Built-In Rewards* ...
08/25/2026

Did you know you could earn points on your biggest monthly expense? Message me to see how you can get Built-In Rewards* on your next home purchase or refinance.

Address

Nashville, TN
37201-37250

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16159677824

Website

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