Michele Cichetti, PIAM, CPII

10/14/2026

So grateful to be apart of something so groundbreaking and the OrangeAI and Harbour Team!!! 🧡💙

🍊 Meet the People Behind OrangeAI: Michele Cichetti, PIAM, CPII! With 20 years of experience in insurance, Michele brings a wealth of industry knowledge and real-world agency experience to the technology we’re building. We’re proud to have Michele on the team as we continue building the futur...

10/06/2026

Season is upon us! If we can help with your business insurance call us today!! 📲239-354-4053!

🌴 Naples season is almost here. Is your business ready?

Busy season is great for business, but it also changes your risks. A quick check now can save a headache later:

✅ Stocking up? More inventory can mean you need higher property coverage limits than you had last year.
✅ Hiring seasonal help? Added payroll can change your workers' comp, so it's worth keeping your policy up to date.
✅ More customers through the door means more liability exposure, so make sure your limits still fit.

A short review before the rush is a lot easier than finding a gap in the middle of it.

Want a quick coverage check for your business? Give us a call.

📞 (239) 354-4053 | ✉️ [email protected]

09/17/2026

Need GL coverage for your business? Call us today to can help!

🏢 The most foundational commercial policy, explained: what is general liability insurance?

What it covers: third-party claims of bodily injury or property damage — think a customer slipping and falling in your store, or your work accidentally damaging a client's property.

Why it's often the first policy businesses get: many landlords, contracts, and even client agreements require proof of general liability coverage before you can even sign. No GL, no lease, no deal — it's that common.

The foundation: if a business only has one commercial policy, this is usually it. Everything else (E&O, cyber, workers' comp) typically builds on top of it, not instead of it.

Don't have it yet, or not sure your limits are enough? Let's talk.

📞 (239) 354-4053 | ✉️ [email protected]

09/16/2026

Another great blog regarding Employment Practices Liability! We are here to help if you need to secure this coverage for your business!!!

Employment practices liability insurance explained: see what EPLI covers, costs, exclusions, and how to choose the right policy for your business. Get a quote.

09/14/2026

Such a fun day taking photos with our team! Congrats again for being the best Harbour Insurance 💙 so grateful to be a part of this amazing team!

09/10/2026

Check out our new blog! Great insight on cyber insurance!! 💻✅

Cyber liability insurance for small business explained: what it covers, costs, limits, and compliance. Get a fast, tailored quote from Harbour Insurance.

01/23/2026

01/08/2026

Harbour Insurance is such a wonderful company to work for! Such a great crew of people! 🥰

12/16/2025

So wonderful to hear this! We have a great team here at Harbour Insurance!

Client Testimonial

"Harbour Insurance truly cares. Stephanie Sherman, VP of Sales, connected me with Michele Cichetti, Director of Commercial. They were both so helpful and quick to respond. I highly recommend this company!"

Looking for fast, personalized service and expert guidance? Harbour Insurance has you covered.

✅ Get your personalized quote today: https://tinyurl.com/HarbourInsurance

12/12/2025

Harbour annual Christmas Party! Amazing day on the water with our amazing team! So grateful to work for such a great company and wonderful people 🎅🏻🎄Merry Christmas and happy new year!!