Tony Guberaj, Mortgage Loan Originator NMLS 2451235

10/27/2026

Broker vs bank — simple.

A bank shows you what they have.
A mortgage broker shops what’s out there.😉

More options. More leverage. Better chance at the right deal. 🔑

10/26/2026

🎉 Closed in beautiful Naples, Florida.

Congratulations to my clients on their investment purchase in one of Naples’ most desirable beach areas — just steps from Delnor-Wiggins Pass State Park.

This one had the right ingredients: a strong location, long-term value, and a smart structure behind the deal.

What made it even more meaningful was the Fieri connection. Helping people connected to my hometown in Albania will always feel special.

Grateful for the opportunity and excited for what’s ahead. Welcome to Naples, Yllka and Beni. 🏡

10/23/2026

🏡 Closed in Largo Florida.🏝️☀️

First-time home buyers. Smooth process. Strong finish.

Grateful for the trust and happy to help make it happen.

10/10/2026

📍 Jacksonville, FL🌴☀️

Conventional financing was not an option yet for Fatjon and Egla’s condo.

So we built the plan.

Secure the property with a hard money loan.
Let the seasoning period pass.
Refinance into the right long-term mortgage.

Six months later, the plan is complete. Fatjon and Egla are officially refinanced into a regular conventional mortgage. 🏡

That is not luck.
That is strategy.

Thank you, Fatjon and Egla, for the opportunity.
Endrit Hoxhaj Realtor, thank you for the referral and continued trust.

If the deal does not fit today, it does not mean the deal is dead.

Sometimes it just needs the right plan from day one.

10/09/2026

Clearwater, FL has two new homeowners.🌴

Agim and Kozeta came in as first-time home buyers, got pre-approved over the weekend, and locked in their condo with the right plan from the start.

Simple doesn’t mean easy — it means the details were handled right.

Welcome home, Agim and Kozeta.😊

Big thank you to Realtor Alfons Marra with IMPACT REALTY TAMPA BAY for the continued support.

10/07/2026

Think your credit score is too low to buy a home? 🏡

There may be more options than you realize.

Big update from Matt Ishbia and UWM: eligible borrowers may now have added flexibility when it comes to FICO score requirements.

That does not mean everyone is automatically approved. Loan program, automated underwriting, and guidelines still matter.

But for some buyers, this could be the opening they needed.

Questions about where you stand? Let’s talk.

09/30/2026

09/30/2026

The GCM of Naples Team had a great time at today’s Marco Island Area Association of Realtors Affiliate Trade Show & Keynote Luncheon! 🌴☀️

Always a pleasure connecting with our local real estate community, building relationships, and enjoying a great day together.

Proud to represent Gulf Coast Mortgage of Naples! ⭐️⭐️⭐️⭐️⭐️

09/30/2026

Welcome to Naples Florida, Vera and Ylli! 🌴☀️

Just closed on a beautiful Naples investment property — walking distance to Delnor-Wiggins Pass State Park.

Great location. Smart investment. Solid financing strategy.

Can’t wait to see you enjoy this one! 🔑