09/09/2026
Is your down payment part of your closing costs? This is one of the most common questions I hear from home buyers. The short answer is no, because they serve two completely different purposes. Your down payment goes directly toward building equity in your home. On the other hand, closing costs cover the necessary fees and services required to finalize your mortgage. Navigating your path to homeownership does not have to be confusing. Send me a direct message or drop your questions below so we can get you moving forward.
NMLS # 1080710
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