James R Venney, NMLS #389321

04/05/2026

03/17/2026

"Dissolve your HOA", they said. "It will be great", they said. I assure you it wont and here are a few reasons why. Check the Substack link in my bio.

03/08/2026

destroys community in the same transaction, that solves one problem — crumbling buildings on valuable land — by creating several others that are harder to see from the amenity deck.

The developers will keep buying. The holdouts will keep holding, until they can’t. The buildings will keep coming down. And somewhere in the rubble of each one, if you look carefully, you will find the shuffleboard court — still chalked, slightly faded — waiting for a game that no one ever finished.

If you know someone in one of these buildings, forward this to them. If you are someone in one of these buildings, the developer probably already has your address.

01/16/2026

Miami delivered. 🌴🏦
The 2026 FAMP Winter Mortgage Conference set the bar at the Loews Luxury Hotel on South Beach, right on the Atlantic Ocean. Exceptional speakers. High-impact breakout sessions. A packed trade show floor with real solutions for today’s market. And one of the most talked-about golf tournaments in the industry. ⛳
This wasn’t just a conference — it was a masterclass in where Florida real estate and mortgage lending are headed next.
If you’re serious about growing your business in Florida, this is the room you need to be in. Save the date for next year.

12/13/2025

Fun Day watching these legends of golf at the Grant Thornton Invitational with .pree.

10/23/2025

getting us all squared away with whole home surge protection. ⚡️ If you need expert advice and prompt professional electrical services in SWFL they are the best in the business. 👏👏👏.

08/31/2025

Frenchies are life! Frenchie bushes are the best life you can live. 🤣

08/08/2025

📉 The 6% Mortgage Rate Tipping Point 🏡

A recent homebuyer sentiment survey confirms what many of us in the mortgage and real estate world have suspected — the majority of buyers say they would purchase a home if they could secure a rate below 6%.

This isn’t just about affordability — it’s psychological. That 6% mark has become a mental threshold for many would-be buyers sitting on the sidelines. With rates now trending lower and hovering near or below this key level, buyer activity is expected to pick up significantly — especially in competitive markets like Florida.

If you’re a realtor, now is the time to reconnect with past leads and prep for increased demand.

If you’re a buyer, the window may be opening sooner than you think.

📲 Let’s connect to build a strategy — whether you're buying, selling, or advising clients.

08/06/2025

🤦‍♂️ Large corporations are not buying all the homes. As I have always said if you just look at the data you'll realize that most of the doom and gloom you see online is simply not true. 🤷‍♂️