12/18/2024
What Factors Affect Your Home Insurance Premiums?
As the insurance market stabilizes, I want to share some key elements influencing your home insurance rates. Several factors impact what you pay, from your Deductible to the age of your home. Some common ones are:
✅ Deductible
✅ Age & Construction of Home
✅ Replacement Cost
✅ At-Home Business
✅ Dog Breed (if any)
✅ Distance to Fire Station
✅ Remodeling
✅ Wood-Burning Stoves
✅ Martial Status
✅ Insurance Score (used in most but not all states. Actual coverage is subject to the policy as written)
Pro Tip: Bundling your home and auto insurance could be another great way to keep your premiums competitive!
If your renewal is coming up and you'd like to review your options, feel free to reach out!
Aneta Sadowski
(239) 544-1117
seagatesun.com