12/18/2025
If President Trump’s agenda plays out as advertised, 2026 for many families could look like:
• Bigger refunds / lower taxes for some bracket ranges.
• A bit of extra cash for targeted groups (military, possibly others).
• Still-high everyday prices for groceries, housing, utilities, etc., even if the rate of increase slows.
People might feel slightly better if wages and refunds rise faster than new price increases — but that’s not guaranteed.
Mentally framing 2026:
If we strip away the spin, 2026 is likely to be:
• Politically loud, economically mixed
• Not a guaranteed “boom,” but not a guaranteed crash
• A year where policy decisions about tariffs, the Fed, and tax implementation will matter a lot for growth, rates, and housing.
In the mortgage/housing industry, some big things to watch:
1. Fed chair pick + rate guidance → mortgage-rate direction.
2. Labor market trend → borrower stability and delinquencies.
3. Tariff news → cost of goods, construction, and general sentiment.
A lot to watch in 2026!
