Travels & Insurance

11/28/2024

Happy Thanksgiving to all my friends, clients, followers and their families!🦃🍂🍁

08/23/2024

Do you plan to travel abroad in the next 12 months?✈️👨‍👩‍👧‍👦🌎

While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Make sure you are covered.
Click the link to find out more…

https://elkabardarova.treppy.io/

Планирате ли да пътувате в чужбина през следващите 12 месеца?✈️👨‍👩‍👧‍👦🌎

Традиционните здравни планове могат да предлoжат адекватно покритие в страната по местоживеене, но те не са предназначени за международни пътувания. Уверете се, че сте защитени.

Свържете се с мен и нека заедно изберем подходящото застрахователно покритие за предстоящото Ви пътуване зад граница.

Elka Bardarova
Phone: (224) 334-9011
E-mail: [email protected]
Website: elkabardarova.com
Or
Click the link to find out more…

https://elkabardarova.treppy.io/

01/31/2024

IMG's Online Claims Experience
As a reminder, IMG's online claims submission portal is available for health claims and travel claims, allowing customers to submit new claims and supporting documentation via MyIMG.

The online claims submission process is faster, easier, and features a user-friendly interface to vastly improve your customers' overall experience with IMG.

If the insured has not already created a MyIMG account, they must first create an account. To submit a claim, insureds should log in to MyIMG and navigate to the “My Claims” page. After clicking the 'Submit New Claim' button, the insured will then be directed to the new online claims submission portal.

If you have questions or would like additional information, please contact me at 224-334-9011 or [email protected], or the IMG Sales Service Center at +1.317.655.9799 or [email protected].

01/25/2024

01/14/2024

📷My posts looks like black & white picture 🌗, but there is a reason for that.

✅Often I'm publishing information about Travel and Visitor Insurance because many people are searching insurance for them self when they traveling abroad or for people they are expecting to visiting them in the USA or Canada.
✅Often my posts doesn't look funny (same like black & white picture), but I believe they are helpful.
✅Not many of you are reading them because it is not the right moment for them, but those who are in need of that type of insurance this posts are for them.
✅I want my clients to know, to be informed and also to buy the correct insurance policy when the moment is coming.

❤️I'm thankful to all my clients for the trust on me and looking forward to connect with more of you who are looking for Travel and Visitor Insurance or for Commercial type of Insurance.

☎️You can call me at 224-334-9011
or visit my website www.elkabardarova.com

10/06/2023

What is Non-trucking Liability, or as we call it, NTL?

Non-Trucking Liability, or NTL, is insurance coverage for when you use your truck for non-business purposes. NTL offers you liability coverage for property damage or bodily injury to a third party. Any personal use between your return and next dispatch points will be covered under NTL. NTL is in most cases, required by the motor carrier with whom the owner/operator has signed a lease agreement. This insurance fills a potential gap for non-business use of the equipment, and helps to protect the motor carriers primary liability policy. Non-trucking is not the same as bobtail insurance, so please verify with your motor carrier which coverage they require ; in almost all cases, the requirement will be NTL.
Why do I need non-trucking liability?
When an owner/operator leases on to a motor carrier, the commercial auto liability policy of that motor carrier will provide coverage while the owner/operator is under dispatch. However, since the leased operator owns the equipment, there are times when that vehicle may be operated not under dispatch; non-trucking liability provides coverage if you were to damage another person’s property or even injure them during personal use of your commercial vehicle.
When does non-trucking liability coverage kick in?
Generally speaking, non-trucking liability is coverage for non-business use and so, the motor carrier’s liability policy will cover you from the dispatch point, through pick-up and delivery and back to point of origin. Any personal use between your return, and the next dispatch should be covered under NTL.

If you need insurance for your Trucking Business you can send me a message on my page or contact me at: [email protected]
and I will be glad to help you with your insurance needs.

Elka Bardarova

08/23/2023

Do you plan to travel abroad in the next 12 months?✈️👨‍👩‍👧‍👦🌎

While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Make sure you are covered.
Click the link to find out more…

https://elkabardarova.treppy.io/

Планирате ли да пътувате в чужбина през следващите 12 месеца?✈️👨‍👩‍👧‍👦🌎

Традиционните здравни планове могат да предлoжат адекватно покритие в страната по местоживеене, но те не са предназначени за международни пътувания. Уверете се, че сте защитени.

Свържете се с мен и нека заедно изберем подходящото застрахователно покритие за предстоящото Ви пътуване зад граница.

Elka Bardarova
Phone: (224) 334-9011
E-mail: [email protected]
Website: elkabardarova.com
Or
Click the link to find out more…

https://elkabardarova.treppy.io/