Reina Perkins - NMLS 856071

Reina Perkins - NMLS 856071 VP of Mortgage Lending at Rate. Personal NMLS 856071
Rate #2611.

06/23/2026

When finances are tight, cash flow matters. By consolidating your debt with Rate, you could alleviate stress by taking control of your financial health.

https://myoc.io/aHE1jzfUFLN/Xmw5E

NMLS # 856071

06/23/2026

Your mortgage is just one part of the picture, not the whole story. When you understand what it actually costs to own, planning gets a lot clearer. I’ll help you break it down so you know what to expect from the start.
https://myoc.io/aHE1jzfUFLN/R61rG



NMLS # 856071

06/22/2026

A fixer-upper isn’t always the budget-friendly path it seems. Renovation costs could quickly add up to what you’d pay for a brand new home. Let’s connect to explore what makes the most sense for your budget and long-term goals.

https://myoc.io/aHE1jzfUFLN/JCvXK

NMLS # 856071

06/22/2026

There isn’t just one way to use your home equity, and there shouldn’t be. Some homeowners prefer flexibility they can access over time. Others want a set amount with a clear repayment structure. The right approach depends on your goals, your timeline and how you manage it. Options like a Home Equity Line of Credit (HELOC)* or a fixed-rate lump sum option** could help you access equity without replacing your current mortgage.

Let’s connect and find what fits your situation.
https://myoc.io/aHE1jzfUFLN/ktPz9



NMLS # 856071

The Fed held rates steady this week, choosing patience while inflation remains elevated and the economy keeps growing at...
06/18/2026

The Fed held rates steady this week, choosing patience while inflation remains elevated and the economy keeps growing at a solid pace. For anyone weighing a move, that steadiness works in your favor. With rates holding, you can focus on your own goals instead of the market's next turn.

If you're thinking about your next step, I'm here to help you make sense of it. Let's map out something that fits where you're headed.
https://myoc.io/aHE1jzfUFLN/FL2Ly



NMLS # 856071

06/18/2026

Confidence doesn’t come from one big move — it’s built through everyday habits. When you’re ready to turn momentum into a homebuying plan, I’m here to help you take that next step. Start your long-term plan now and stay on track in 2026!

https://myoc.io/aHE1jzfUFLN/DnwYc

NMLS # 856071

The spring market showed more momentum than many expected. New pending home sales data points to renewed buyer activity ...
06/17/2026

The spring market showed more momentum than many expected. New pending home sales data points to renewed buyer activity across the country, even as mortgage rates held steady. For buyers and sellers, that could signal a market where preparation matters more than waiting for perfect conditions. Because pending sales reflect signed contracts, they can also offer an early look at where the market may be headed next.

Let's review what today's housing market trends could mean for your homeownership goals.
https://myoc.io/aHE1jzfUFLN/2TQ00



NMLS # 856071

06/17/2026

Looking to grow your portfolio? Rate Portfolio has mortgage solutions that use your rental property cash flow to get you approved.

https://myoc.io/aHE1jzfUFLN/NB1KU

NMLS #856071

06/16/2026

Winning your dream home is full of excitement, but moving, not so much. However, with the right tips your move could be a bit easier. These are some of my favorites, what are yours?
https://myoc.io/aHE1jzfUFLN/aNtNJ



NMLS #856071

06/15/2026

Escrow is designed to smooth out your costs over time. It’s one of the key terms that shapes how homeownership actually works. Instead of large, unpredictable expenses, you’re planning ahead each month. I’ll help you understand how it fits into your full payment.

Let's connect.
https://myoc.io/aHE1jzfUFLN/1kjFE



NMLS #856071

Address

5 Financial Plaza, Suite 104
Napa, CA
94558

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