Reina Perkins - NMLS 856071

Reina Perkins - NMLS 856071 Producing Branch Manager at Rate
Personal NMLS 856071
Rate #2611.

Dedicated to helping clients achieve their dream of homeownership! 25+ years experience with mortgages for everyone from first time homebuyer's to estates to real estate investors.

Closed a VA loan last week for a couple of our nations best! VA loans are such a great product and I'm always happy to ...
09/02/2026

Closed a VA loan last week for a couple of our nations best! VA loans are such a great product and I'm always happy to help our service members realize their dreams of homeownership.

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/aHE1jzfUFLN/QcZJg



NMLS # 856071

08/31/2026

While a mortgage with a 30-year term is popular, it’s not your only option. Depending on your situation and goals, a different home loan type or term could be a better fit. Learn more.
https://myoc.io/aHE1jzfUFLN/GPnZe



NMLS # 856071

08/31/2026

When your tax return doesn’t capture your full financial picture, it’s time to use your assets. Bank accounts, retirement accounts, investment portfolios, stocks, crypto and bonds could offer you loan amounts up to $5M, without a W-2.

I could qualify you for a mortgage using the wealth you’ve been building. Get in touch today and find out which doors your finances could open.
https://myoc.io/aHE1jzfUFLN/Q8MSI



NMLS # 856071

08/29/2026

A low interest rate could be misleading if fees and other costs aren’t included. Looking at the annual percentage rate gives a clearer picture of how different options compare. Let’s connect to run the numbers.
https://myoc.io/aHE1jzfUFLN/LDmS6



NMLS # 856071

08/28/2026

Not everyone sees the vision. You do. Buy it, update it, make it yours — all in one with Rate.

Call me today and let’s bring your dream home to life 🏡
https://myoc.io/aHE1jzfUFLN

NMLS # 856071

08/27/2026

Refinancing isn't a now-or-never decision, it's a when-it-fits one. As your goals shift and life changes, it can be worth a fresh look at whether your current mortgage still matches where you are headed. No pressure and no rush, just a conversation when you are ready.

Save this for when the timing feels right, and reach out anytime you want to talk it through.
https://myoc.io/aHE1jzfUFLN/anjuf



NMLS # 856071

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/aHE1jzfUFLN/kWz8d



NMLS # 856071

08/24/2026

Debt doesn’t have to delay your homeownership goals. It’s about how that debt fits into your bigger financial picture. Reach out to see what lenders really look for and debunk more myths at
https://myoc.io/aHE1jzfUFLN/kzzkz



NMLS # 856071

08/24/2026

Preparation is the part of homebuying many people skip, yet it’s the part that pays off the most. The early steps are simpler than you think, and each one makes what follows easier.

Reach out anytime and I’ll help you find your starting line.
https://myoc.io/aHE1jzfUFLN/y0jXR



NMLS # 856071

Address

5 Financial Plaza, Suite 104
Napa, CA
94558

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