Karen Mansfield/Loan Officer NMLS Lic. #252368

03/26/2026

Crazy how global events ripple right into mortgage rates 🌍

We might see some short-term relief… but it can change fast and preparation wins!

If you’re thinking about buying or refinancing, let’s game plan so you’re ready.

DM me anytime 👍

03/02/2026

Why wait when you can buy now at a better price. Prices could go up soon and who wants to pay more?? If you’re ready now or would like to develop a plan, DM me the word ready and let’s run the numbers. I love to help people with a plan to get to the home buying finish line!!

02/20/2026

02/08/2026

Governor Newsom has declared Bad Bunny day today in CA. También en mi casa! 🙌🏼🎶

01/15/2026

Buy your new home in CA this year with less money down and lower rates!

01/04/2026

Buc-ee’s travel center with everything under the sun or a venomous snake warning at a state run rest stop. Choices, choices!!

09/14/2025

Fun times at the KHS reunion!

05/26/2025

Carly and mom. It was a beautiful spring day when we laid her to rest. 🙏❤️

11/13/2023

Thinking About Using Your 401(k) To Buy a Home?

Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You're not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert. Here’s why.

The Numbers May Make It Tempting

It can be really tempting when you have a lot of money saved up in your 401(k) and you see your dream home on the horizon. But remember, dipping into your retirement savings for a home could cost you a penalty and affect your finances later on. That's why it's important to explore all your options when it comes to saving for a down payment and buying a home.

Alternative Ways To Buy a Home

Using your 401(k) is one way to finance a home, but it's not the only option. Before you decide...