Justin Monroe at Allegis Financial Partners, 16132 N High Desert Street, Nampa, ID (2026)

04/22/2026

Photo for attention: :)

One million dollars in an IRA is pretty good!

But according to Monte Carlo simulations, for your retirement to outlive you, you can only withdraw 4% at a time, which means you are taking out around 40k a year for retirement. Something tells me that with around 1 million dollars in retirement assets, you are making more than that yearly, so are you going to want to live off of 40k a year?

And if you live beyond 20-25 years in retirement, the chances of outliving your retirement fund become pretty high, even if you are withdrawing 4% annually as the statistics recommend. (Being around an estimate of 70% success rate to die before your retirement account balance hits 0). Does retirement begin to really sound like fun if you are constantly budgeting the few dollars you receive every year?

A great comparison to the chances of outliving the recommended 4% withdrawal rate is this: if a pilot of an airplane you got on said that you have a 70% chance of survival, would you get on that plane?

Probably not! We help you prepare for a comfortable, enduring retirement, with full transparency on what it will look like and a little optimism for your golden years, for free. We'd love to meet with you and get you ready for some of the best years to come.

04/17/2026

If you and your family are on a pension, it's always good to know what your benefits are and what the next steps are to take. We help families take every advantage to make sure your pension satisfies your needs in the golden years. Most people like to "tough" it out, but with proper direction, that doesn't necessarily have to be the case.

If you are on a pension, we'd love to show you a plan made specific towards you and your future. Message me and set up a time where we can talk about your plan.

01/13/2026

Hello friends!
I have recently started a new job at Allegis Financial Planners, where we discuss
strategies on how to help individuals with insurance and retirement. This has always been
something I have wanted to do, and I finally have the opportunity to get into this field.
I have always wanted to work in a field that would really benefit and help people who
need it, and Allegis is the perfect outlet for me to help make that happen for my
friends/acquaintances. And from seeing it in action in person for others, I am genuinely excited
to get started and help families get their feet on the ground.
I’m currently being mentored and am looking for those I can assist. Rest assured, when we do have appointments, he will be there, and he is phenomenal at what he does. I am really
excited to have him as my mentor for the next few years.
And remember, talking is always free. I feel like a lot of people put financial
professionals in the same field as therapists. It is always free to meet with a professional and talk about your future and goals. And others also believe that only wealthy individuals need a
professional. EVERYONE needs to talk about their goals, no matter where they are in life. We make money when you make money.
If you ever have questions about money, life insurance, saving up for a home, or anything, we can help you.
Thanks for listening to my Ted Talk. :)

Address

16132 N High Desert Street
Nampa, ID
83687

Telephone

+12085756861

Website

https://allegisfp.com/, http://www.linkedin.com/in/ justin-monroeFP

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