Brian A. Maxwell, Mortgage Advisor - NMLS #2015339

Brian A. Maxwell, Mortgage Advisor - NMLS #2015339 Brian A. Brian has over 20 years of experience dedicated to customer service in key leadership, management, and sales positions.

Maxwell (NMLS #2015339) is a Mortgage Advisor at Waterstone Mortgage (NMLS #186434) who helps people accomplish their homeownership goals by providing strategic mortgage solutions. Maxwell is a mortgage advisor who helps people reach their goals of homeownership by providing strategic mortgage solutions for each client's unique situation. He takes the time to complete an in-depth assessment of eve

ry client's situation, financial position, and key goals to gain a pragmatic overview of exactly where they stand, then prescribes the Optimal Mortgage Strategy designed specifically for them to achieve their homeownership goals. With a background in real estate, Brian understands the homebuying and selling processes, and his priority is guiding clients through the steps of the lending process, in conjunction with their path to buying a home - making the process as smooth and simple as possible to help them reach their goals. When he's not in the office, you can find Brian spending time with his wife, Melissa, and children, Reilly, BAM Jr., Liam, Skyler, and Sterling. A true adrenaline junkie, Brian has gone skydiving twice, enjoys riding motorcycles, and has had a total of six surgeries and seven broken bones. Conventional Loans
FHA Loan
VA Loan
USDA Loan
Jumbo Loan
Condo Loan
Community Experts Loan Programs
Community Heroes Loan Programs
Wealth Building Loan
Home Possible® Loan
HomeReady® Loan
Construction and Renovation Loans
Construction Loan Program
FHA 203(k) Loans
HomeStyle® Renovation Loan
Jumbo Renovation Loan
Specialty Loans
Cabin or Vacation Home Loans
Investment Property Loans
Manufactured Home Loans
Medical Professional Loan Program
State Bond and Down Payment Assistance Programs
Refinance
Working with First-Time Homebuyers

Worried About a Housing Crash? The Numbers Tell a Calmer Story.The rest of the world may feel unpredictable right now, b...
08/27/2026

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

The rest of the world may feel unpredictable right now, but the housing market doesn't have to. Prices, inventory, and rates have all found solid ground.

If stability is what you've been waiting for, it's already here. Let’s connect if you want to talk through what that means for your move.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

Here's what you need to know about the economy, business, and all things affecting real estate and the mortgage industry...
08/24/2026

Here's what you need to know about the economy, business, and all things affecting real estate and the mortgage industry this week!

A weekly email detailing the weeks mortgage, real estate and business news.

Higher Rates Could Actually Help Housing Supply – Here’s How.The number of homes for sale is growing slowly but surely, ...
08/22/2026

Higher Rates Could Actually Help Housing Supply – Here’s How.

The number of homes for sale is growing slowly but surely, and that means more options for your move. Want to see what’s available in our area? Reach out, and let's take a look together.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know...
08/20/2026

Want to know who's got the upper hand in today's housing market? One number tells you almost everything you need to know. It's the months' supply of homes for sale.

If there's fewer than 4 months? Sellers have the advantage.
Between 4-6 months? Buyers and sellers are on equal footing.
More than 6 months? Buyers have the power.

Right now, nationally, this is the most balanced market we've seen in years. But balanced doesn’t mean the market’s the same everywhere.

Some places are already leaning much more toward buyers. Others still strongly favor sellers.

If you're wondering who's got the upper hand where we live, let's talk. I'll show you what the numbers look like in our market and what they could mean for your next move.

To my fellow professional service providers and business owners, here's some helpful tips and tricks you can utilize to ...
08/20/2026

To my fellow professional service providers and business owners, here's some helpful tips and tricks you can utilize to help improve your businesses!

A monthly email with helpful business tips and tricks.

Mortgage rates aren’t random. They’re affected by 2 numbers. The 10-year treasury yield and something called "the spread...
08/18/2026

Mortgage rates aren’t random. They’re affected by 2 numbers.

The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.

Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.

But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of touching 8%.

Here's the part a lot of people miss. Where rates are right now are already pretty close to what a totally normal spread would produce – a mortgage rate around 6.5%.

In other words, the fact that the spread has narrowed in recent years has helped mortgage rates. Sure, they’re still higher than you may want, but it could be worse.

Wondering if buying now still makes sense...

Picture it. A getaway that’s all yours, where you’ll build memories with your loved ones year after year. And maybe even...
08/15/2026

Picture it. A getaway that’s all yours, where you’ll build memories with your loved ones year after year. And maybe even retire someday?

A vacation home of your own might be more within reach than you think. Nearly 40% of vacation-home sellers have lowered their asking price recently.

That place you’re imagining? DM, and let’s talk about what’s available there.

Thinking About Waiting for Lower Mortgage Rates? Read This First.If you've been putting your home search on hold because...
08/13/2026

Thinking About Waiting for Lower Mortgage Rates? Read This First.

If you've been putting your home search on hold because you're convinced mortgage rates will be much lower soon, it may be worth taking another look at that strategy.

Let’s connect so you have an expert who can at least walk you through your options and decide whether waiting really puts you in a better position – or just keeps you on the sidelines a little longer.

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility.

Address

460 S Fitness Place, Suite 102
Nampa, ID
83616

Alerts

Be the first to know and let us send you an email when Brian A. Maxwell, Mortgage Advisor - NMLS #2015339 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Brian A. Maxwell, Mortgage Advisor - NMLS #2015339:

Shortcuts

Share