06/17/2026
How well do you really know your coverage? 🤔
Do you have ACV or RC on your policy?
Let me break it down for you 👇
🔹 ACV (Actual Cash Value)This pays what your item is worth today after depreciation.➡️ Example: Your 10-year-old roof gets damaged… you’ll only get paid what that roof is worth now — not what it costs to replace it.
🔹 RC (Replacement Cost)This pays to replace your item with a new one of similar kind and quality.➡️ Example: That same roof? You’re covered for what it costs to put a new one on (minus your deductible).
💡 Big difference = how much comes out of YOUR pocket after a claim.
Not sure what you have? That’s what I’m here for!Let’s review your policy and make sure you’re properly covered.
📲 Message me anytime!
— The Lakes Insurance Agency