Pineywoods Financial

09/01/2026

Do you know your retirement income gap?

Start with your estimated monthly expenses, then subtract predictable income like Social Security and pensions.

What’s left is the amount your retirement assets may need to provide each month.

A simple number that can make retirement planning a little clearer.

08/28/2026

Woohoo, It's Friday!

This week Pineywoods Financial would like to introduce Sandy.

Sandy joined the Pineywoods Financial team in September 2025. She came with a vast knowledge in banking, leadership, and team management; she brings an impressive array of skills and experience to the role. An East Texas native, Sandy kept to her hometown with her husband Juan, three sons, daughter-in-law, and three grandsons. Sandy has a passion for crafting and traveling, and will always choose an outside activity to enjoy the view the Lord has brought to us all.

Sandy Morales is a Client Service Specialist with Pineywoods Financial.

https://pineywoodsfinancial.com/

08/25/2026

A good financial plan is about more than investments.

When each piece of your financial life works together, you can make better decisions with the bigger picture in mind.

08/22/2026

Greg, thank you for the well-written post and for helping us celebrate the occasion. We appreciate you taking the time to highlight Pineywoods Financial and our connection to the Lufkin and Angelina County community.

We’re glad to be part of the Chamber and look forward to what’s ahead!

OPENINGS & CLOSINGS

Congratulations to Pineywoods Financial Services, which celebrated its membership in the Lufkin/Angelina County Chamber of Commerce with a ribbon cutting today!

Pineywoods Financial Services is based in Nacogdoches and has been serving East Texans for more than three decades, helping individuals and families with retirement planning, investments, insurance and other financial needs.

Although the company calls Nacogdoches home, the Pineywoods Financial team said they already work with a significant number of clients in Lufkin and Angelina County. Joining the Chamber is another step in strengthening those relationships and their presence in our community.

It was great to be there today to help welcome them to the Chamber and celebrate their continued investment in Deep East Texas.

Congratulations to the entire Pineywoods Financial Services team!

08/21/2026

At Pineywoods Financial, we’re proud to serve East Texas and look forward to becoming more involved in the Lufkin community where so many of our amazing clients reside. We’re excited to officially join the Lufkin/Angelina County Chamber of Commerce. Thank you to the Chamber for the warm welcome!

08/20/2026

08/19/2026

Is the unexpected in your plan?

We’ve heard about a few ACs going out lately, and it got us thinking about one of the simpler pieces of financial planning that can sometimes get overlooked: the emergency fund.

An emergency fund is simply money set aside for those expenses that don’t always make it into the monthly budget.

A common guideline is 3–6 months of essential living expenses, although the right amount will depend on your individual circumstances.

It can be worth checking in from time to time:

• Is your emergency fund still appropriate for your current expenses?
• Is it readily accessible if you need it?
• When was the last time you reviewed it?

Financial planning isn’t only about long-term goals—it’s also about being prepared for the things that come up along the way.

08/14/2026

Woohoo, it's Friday!

This week Pineywoods Financial would like to introduce Mariah.

Mariah joined the Pineywoods Financial team in August 2024 with over 8 years of office management experience. She is a graduate of Texas A&M, '15 and has worked in offices in directional drilling and environmental consulting for many years. Integrity and honesty are paramount for Mariah, and she enjoys the challenges of working with others to build business efficiency. She is the absolute best fun aunt to 1 beautiful niece and 2 rowdy nephews. Mariah loves the outdoors and has hiked the Grand Canyon rim to rim in one day twice! She enjoys growing plants and flowers, working out, water skiing, reading, and small group Bible study at Harmony Hill Baptist Church. Mariah was recently accepted to the Angelina County Chamber of Commerce Leadership Lufkin Program.

Mariah Box is Head of Operations, Account Manager & Investment Advisor Representative for Pineywoods Financial.

https://pineywoodsfinancial.com/

08/11/2026

Letting your beneficiaries know you have an estate plan—and what they may need to do when the time comes—can be just as important as having the plan itself.

If things aren’t handled properly or in a timely manner after your passing, it may interfere with how you intended your estate plan to work.

Have a plan. Communicate it. Keep it updated.

08/07/2026

A special shoutout to our amazing intern, Landry Keeling! Her professor asked her to create a video about her internship experience to show to new students, and we think she did a fantastic job!

As she prepares to head back to A&M, we want to recognize the outstanding work she did during her time with us. We’re so glad we had the opportunity to have her as part of our team, and we know she has a bright future ahead. Thanks and Gig ’Em! 👍