Rachel Koonce, Senior&FamilyCare Insurance Agent

Rachel Koonce, Senior&FamilyCare Insurance Agent Local Independent Insurance Agent-Specializing in Final Expense, Life Insurance, Medicare, and Long Term Care Insurance. What does this mean for you?

I am a new agent-but ready to learn and work hard for you! I am a local Independent Insurance Agent contracted through several reputable companies. Most Insurance agents are required to sell a particular policy/plan-without having the opportunity to give other options. If the quote is too expensive-there is nothing they can do-because they can only write through their one company. If your rate inc

reases-tough luck! I can, however, shop your needs though several companies to ensure you are getting exactly what you need AND at the best price possible. If your rate increases-I can re-quote you with other companies that are more competitive. Insurance companies fluctuate their rates. This is detrimental to you if you are insured by a captive agent that has a spike in prices because they had too many claims the previous year in their company. When it comes to Medicare-the elderly are often taken advantage of and often sold policies they might not even need-and most likely haven’t been given the options they deserve-sold whatever is best for the person they are buying from instead of what is best for them. I am NOT like that. I love the elderly and know they have a limited income and deserve the best plan available. Unlike some agents who are only able to sell for one company-I am not captive to one company-which enables me to find the best Medicare plan for you. YOU have options and you deserve to know them. I will work hard to insure you are taken care of.

A dual special needs plan offers more benefits than either Medicare or Medicaid alone. Learn more and get a free plan gu...
01/16/2021

A dual special needs plan offers more benefits than either Medicare or Medicaid alone. Learn more and get a free plan guide.

See extra benefits you may get!

01/14/2021
👩🏻‍💻🤩 I now have business cards for you to give your friends 😃🤗
11/04/2020

👩🏻‍💻🤩 I now have business cards for you to give your friends 😃🤗

Get more benefits than Original Medicare at no extra cost. UnitedHealthcare Dual Complete®
10/31/2020

Get more benefits than Original Medicare at no extra cost. UnitedHealthcare Dual Complete®

Contact UnitedHealthcare®

Have a disability and already have Medicare parts A & B? You may be qualified for additional $0 cost or affordable Medic...
10/29/2020

Have a disability and already have Medicare parts A & B? You may be qualified for additional $0 cost or affordable Medicare benefits:

✔️ Dental
✔️ Vision
✔️ Hearing
✔️ Prescription & OTC Drugs
✔️ Transportation and more

Keep your Medicaid plan and get extra benefits to get the help you need now. Learn more with a free plan guide.
10/27/2020

Keep your Medicaid plan and get extra benefits to get the help you need now. Learn more with a free plan guide.

Get your free guide now.

Understanding Medicare-who has questions?
10/27/2020

Understanding Medicare-who has questions?

10/22/2020

MEDICARE INFO

There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B or a Medicare Advantage Plan (Part C). Some people need to get additional coverage, like Medicare prescription drug coverage or Medicare Supplement Insurance (Medigap).

There are only certain times when people can enroll in Medicare. Depending on the situation, some people may get Medicare automatically, and others need to apply for Medicare.
The first time you can enroll is called your Initial Enrollment Period. Your 7-month Initial Enrollment Period usually:

•Begins 3 months before the month you turn 65
•Includes the month you turn 65
•Ends 3 months after the month you turn 65

The annual enrollment period to sign up for Medicare Advantage Plans is October 15th through December 7th. This is when you can compare, shop, and enroll in a plan for the coming year.

10/21/2020
10/21/2020

It is OPEN ENROLLMENT !! Do you know what Medicare coverages you have? Do you know what you are paying for? Are you over paying? Not sure? I can review your plan and let you know if you have good coverage and make sure you aren’t OVERPAYING! I am a new agent in training and would appreciate the opportunity to try and help you or someone you care about. I can make an appointment with you at our office or I can come visit you at your home. If you don’t need my services-please share. The elderly are often taken advantage of and we have found so many that are over paying or have doctors not even in their network just because someone was trying to sell a quick policy. I will do due diligence and make sure doctors are in network and make sure you have the best medication coverage you need. Thank you!

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Address

3801 North Street
Nacogdoches, TX
75965

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