Semper Fortis Financial, LLC

06/03/2026

🚨 ADP: Private payrolls rose 122K in May, beating expectations and posting the strongest gain since early 2025. Broad-based hiring signals a resilient labor market and may temper rate cut expectations.

06/03/2026

Many couples assume assets automatically transfer to a surviving spouse. The reality is that beneficiary designations, account ownership, and estate planning documents all play a role.

Swipe through to learn key considerations for spousal inheritance.

06/02/2026

Your business may be generating more value than you realize.

In this video, I discuss three key ways business owners can turn years of hard work into personal wealth—from compensation strategies and profit distributions to creating value for a future business sale.

Watch the video to learn how to maximize the financial rewards of business ownership.

📞 Semper Fortis Financial | 843-877-6718

06/02/2026

Markets don't take vacations. But your strategy is built for the bumps.

06/01/2026

No two clients are the same. Nor are their portfolios.

The strategies that serve someone building wealth at 55 look very different from those preparing for retirement at 65. That's why it's critical to take a multi-layered approach that allows us to use a mix of strategies to pursue your goals.

What mix works best for you?

06/01/2026

Retirement comes with important financial decisions.
Avoiding common mistakes can help protect your savings and support long-term financial confidence.

06/01/2026

Weekly Motivation: "Let us hold unswervingly to the hope we profess, for he who promised is faithful" - Hebrews 10:13

06/01/2026

Federal Reserve officials appear increasingly focused on how persistent inflation could shape future interest rate decisions.

Minutes from the most recent Fed meeting show that many officials supported keeping rates steady, while also noting that higher rates could become appropriate if inflation remains above the central bank’s 2% target.

The meeting also reflected a notable level of disagreement. The committee voted to hold its benchmark rate at 3.5% to 3.75%, but four members dissented — the highest number of dissents since 1992.

A key issue was whether the Fed’s statement should continue to suggest that a rate cut remained the more likely next move. Several officials preferred more flexible language, given ongoing inflation pressures.

For households and businesses, these discussions matter because interest rate decisions can influence borrowing costs, savings yields, mortgage rates, credit card rates, and broader economic conditions.


Source:

A majority of officials anticipated that interest rate increases would be necessary if the Iran war continued to aggravate inflation.

05/29/2026

Many business owners have built substantial wealth—but often carry hidden financial risks along the way.

- Liquidity risk.
- Valuation risk.
- Concentration risk.

Protect what you’ve worked a lifetime to build and create a strategy beyond the business itself.

Call Semper Fortis Financial at 843-877-6718.

05/29/2026

Treasury yields have risen as bond prices have fallen, reflecting renewed attention to inflation, interest rates, and investor sentiment.

Treasurys are U.S. government bonds, and their yields often move based on expectations for inflation, economic growth, and Federal Reserve policy.

When inflation remains elevated, investors may expect interest rates to stay higher for longer. That can make existing bonds less attractive, pushing prices down and yields up.

Higher Treasury yields can also affect other parts of the economy. The 10-year Treasury, for example, is closely tied to mortgage rates, which can influence homebuyers' borrowing costs.

Rising yields may also affect corporate borrowing, stock valuations, and the broader cost of capital.

While higher yields can signal concern, they can also reflect a market adjusting to new economic data. For consumers and businesses, the key takeaway is that bond market movement can ripple into borrowing costs and financial decisions over time.


Source:

U.S. government bonds are sagging as investors fret that hotter inflation will keep interest rate cuts on hold.