Sarah Freed, Legendary Mortgage LLC

06/24/2025

5.0 star review received on Experience.com for Sarah Freed by Russell A B - Sarah made the whole experience pleasant. She was very professional and knowledgeable. Thank you Sarah!!!!'

Click to see all 4 reviews of Sarah Freed, Mortgage Advocate

05/19/2025

✨🏘️✨ New week, new opportunities, and new dreams to make reality!
You already know I've got SC covered, from the beach to the upstate - but did you know I also help real estate ownership dreams come true across all of North Carolina and Georgia, as well?!
Let's make this Monday, this week, and this year, the best yet! Whether you're buying, refinancing, or just dreaming (for now 😉) I'm here to help all across the southeast!
📍 NC | SC | GA
📲Freedhomeloans.com | 843.653.3495

🫱🏼‍🫲🏾Deep commitment to empowering
individuals and families
🦄Personalized Solutions
👣 Dedicated to ensuring confidence in every step of the financing journey
✌️Equal Housing Opportunity✌️
🏠NMLS ID # 2151425🏠
🏘️Company NMLS ID # 1124061🏘️

04/07/2025

🌬️It's been a wild day. A wild year, so far, in fact. If you have been paying attention to the news cycle, the stock/bond market, or a combination of the two - you're with me.
📈The 10Y Treasury ended the day at 4.185.
📉This does NOT mean that interest rates are 4.18 for a 30 year mortgage. It also does NOT mean that the sky is falling, OR that mortgage seekers have something to celebrate right now.
📊The geopolitics and international economics at play with our own domestic politics and economics are way bigger than what we can see on any single chart/graph, and right now the market is absorbing the myriad data points that continue to emerge and move and trying to respond (though sometimes reacting) and also see into the future (which none of us can do accurately). 🔮
I thoroughly enjoy discussing these topics and gaining new insights into market movement, as well as helping others do the same. However, these kinds of environments create a lot of unease that seems to get people in a panic about what they should do "right now"
SO: in the same breath I say - the best time to buy a house or refinance a mortgage is:
WHEN IT MAKES FINANCIAL SENSE FOR YOU. If you're wondering what that looks like, it won't likely be the same moment that the Jones' decide is right for them. Talk to a professional and be willing to give them all the information they're asking for.
Tell them what your goals are.
Tell them about changes in income you're anticipating, AND what makes you nervous.
Tell them what timeframe you're aiming for and then be willing to listen. 😘
The right ADVOCATE for your goals will compile everything you've said and review all the documents you've provided.
The right ADVOCATE for your goals will provide insight that is honest and straightforward, even if it isn't exactly what you want to hear.
The right ADVOCATE for your goals will set out available paths from where you are to where you want to be, AND BE THERE to validate your steps and cheer you on as you get closer to your goals!
The right ADVOCATE for your goals will keep you informed of market changes that have an impact on your financial plans
and
Since you've been keeping in touch and already have a plan laid out, the right ADVOCATE for your goals will be ready to help you achieve them as quickly and seamlessly as possible, when the moment is right for YOU! 💯🥅🥇💪
If you've read this far - you know who to call 😘🌱🪴

03/31/2025

Here's the next chapter in what will likely be a large year for M&A...

Rocket Companies said on Monday it would buy home loan service provider Mr Cooper Group for $9.4 billion, boosting its mortgages business in its second big deal this month to take advantage of a rebound in U.S. housing demand.

02/21/2025

Did you know that the equity in your home could allow you to own more properties? 🏡 Do you wish that you'd have thought more about this in 2019? Have you thought about the possibility of missing the next 'run up' in property prices?

With new construction continuing its rise and demand for long term rental properties remaining high, you could be helping more than just your family, too! 📈

🫰What it Means to Tap into Your Home's Equity 🫰

Utilize financial tools like Home Equity Loans or Home Equity Lines of Credit (HELOCs) to access your home's equity. Interest rates aren't the lowest we've ever seen, sure; but if you're leveraging your assets appropriately, the long-term financial benefits could far outweigh the sticker shock!

🏘️Investing in rental properties can provide passive income and potential appreciation benefits. You can expand your investment portfolio without significant upfront capital by leveraging your existing equity.

Consult with a mortgage advisor (🙋‍♀️ I'm right here! 😉) to explore how you can make your home's equity work for you in the promising Southeastern real estate market!

02/07/2025

In case you didn't get my newsletter, here are some interesting home value stats for NC, SC, and GA:
💪 where there are many pockets of the US real estate market remaining steady or even slightly declining, the southeastern US has continued to show strength in equity
🏘️ this puts homeowners (and potential buyers) in a great position to move around if they choose to, or refinance if it's to their financial benefit!
📲what does this mean for you and your plans? Reach out anytime, I'd love to chat with you about it!
📩 didn't get my newsletter and would like to be added to future mailings? drop me a line with your preferred email address - I'll get you added!

01/29/2025

It's Fed Day again! The Federal Reserve is expected to keep interest rates steady at 4.25%-4.50% PAUSING any actions to raise/cut rates as it awaits more economic data and clarity on President Trump’s policies.
Key factors influencing this decision include:
🎈 persistent inflation
💪strong job growth
🤔uncertainty surrounding potential tariffs and immigration policies.
The U.S. trade deficit has widened, and recent stock market volatility—driven by factors like DeepSeek taking hold of the news and the new administration's broad executive orders—has influenced bond yields. Mortgage rates, currently around 6.96%, may see temporary relief if investors continue to move money into bonds from stocks, but I personally don't see this trend continuing and feel that the Fed will need to do something more impactful if we're going to really see mortgage rates come down significantly - despite Trump’s 'demand' for lower interest rates.
Jerome Powell’s press conference this afternoon will not likely have a whole lot to 'add' and will likely be a statement of "we're going to wait and see" - but I'll be watching to see if there are any hints!
For homebuyers and investors, staying informed on these economic shifts is key to navigating mortgage and financial markets in the coming months. Call/message me if you have any questions on this, or a perspective you'd like to share!

The Federal Reserve is expected to hold interest rates steady on Wednesday as it awaits further inflation and jobs data and more clarity on the economic impact of President Donald Trump's policies before deciding whether to cut borrowing costs again.

10/15/2024

🏡 Rebuild and Restore with a 203(H) Loan 🏡

Have you been affected by a natural disaster and need to rebuild or purchase a new home? FHA 203h loans are designed specifically for disaster victims! 💼✨

With 203h loans, you can finance a new home with zero down payment and get back on your feet faster. I am here to guide you through the process, ensuring you receive the support and financing you need in NC, SC, and GA.

Reach out today at 843-653-3495 or visit FreedHomeLoans.com and take the first step toward rebuilding your future 💪🏘️🏗️

NMLS ID #2151425
Equal Housing Opportunity 🏠