09/01/2026
⏰ This AEP, the enrollment timestamp could matter more than ever!
Beginning with 2027 Medicare Advantage plans, insurance companies may establish a CMS-approved enrollment capacity limit for certain plans.
What does that mean?
If a plan has an approved limit, completed applications will be accepted in the order they are received. Once that plan reaches capacity, it can close to new enrollments—even if the Annual Enrollment Period has not ended.
The date and time your completed enrollment application is received could determine whether you secure a spot.
A few important reminders:
✅ Not every Medicare Advantage plan will have an enrollment cap.
✅ Current members are not automatically removed because a plan reaches capacity.
✅ You should never select a plan based on speed alone. Your doctors, prescriptions, pharmacies, benefits and costs still need to be carefully reviewed.
✅ We can compare 2027 plan information beginning October 1, but AEP applications cannot be submitted before October 15.
This is why I am encouraging my clients to complete their annual plan reviews early. Waiting until the final weeks of AEP could mean that a plan you qualify for and prefer is no longer accepting new enrollments.
📅 AEP runs October 15 through December 7.
If you would like help reviewing your 2027 options, please get on my calendar early!
📱843-353-4209
👩🏼💻 www.insurewithbailey.com
