Smart Money with Flavio

10/18/2026

Nobody hands you the receipt for retirement. 🧾

Housing and travel usually make the budget. Taxes, inflation, healthcare and long-term care are the lines people forget, and they can be some of the biggest.

Want to see where you stand? Start your retirement map at no cost: mycoastwealth.com/start

10/17/2026

What are you retiring TO? One word. Go. 👇

If you want to start mapping out both, grab a copy of my book Retirement Parachute at no cost. Just send me a message.

10/15/2026

Your Medicare plan can change next year even if you never touch it. 📬

Annual Enrollment runs Oct 15 to Dec 7. Before then, it's worth reading your Annual Notice of Change, checking that your doctors are still in network, checking your prescriptions, and comparing total costs, not just the premium.

10/12/2026

Turning 65 often comes with a lot of plans. Medicare deserves a spot on the calendar, too.

Your first enrollment period generally starts three months before the month you turn 65 and ends three months after it. If you’re still working and have employer coverage, your next steps can depend on that coverage.

The practical move: check your dates and how your current insurance works with Medicare before your birthday arrives.

Reach out for help with Medicare.

10/11/2026

Most people can tell you what they paid for lunch.

Fewer can tell you what they pay in investment and account fees.

Those costs may show up in different places, and a small percentage can make a meaningful difference over many years. It’s worth knowing what you pay, what services you receive, and what costs sit inside the investments themselves.

When was the last time you looked at the fees in your retirement accounts?

10/10/2026

10/08/2026