Kobi King, Novus Home Mortgage

05/05/2026

Kristin is the bee's knees.. but I'll accept the compliment!
I'm thankful for the trust!

05/04/2026

Your trusted mortgage tour guide is back… 😆🐅
Let’s talk loan estimates.
Did you know these *can* be manipulated to make your payment look lower than it actually will be? (but that’s not happening around here, patna)
Taxes and insurance can be underestimated to make the numbers look better so Lender B can “win the deal.” It looks great upfront… then a week before closing your numbers shift and you’re scrambling.
That “low rate”? It may not be locked… or it comes with points that don’t even make financial sense.
The lender controls the fees in Section A. Everything else (title, prepaids, escrows, insurance ) isn’t fully in our control and can change.
If you’ve ever discussed a loan with me, you probably got tired of hearing me say your homeowner’s insurance is ONLY an estimate until you get a quote… and those title fees are just an educated guess until your title company is chosen. I’d much rather you be pleasantly surprised at the end than the other way around, but regardless, expectations are set. 👏🏼
Stay tunes for other ways to avoid surprises at the closing table.

04/28/2026

Updated VA appraisal fees and turn times go into effect May 1st!

VA loans are one of the most flexible loan options out there. Sellers can cover ALL standard closing costs PLUS up to 4% in additional concessions.

Those concessions can be used for things like paying off credit cards or other debts, taking care of collections or judgments, prepaid taxes, temporary or permanent rate buydowns, appliances, etc.!

I’ve included the updated chart for Oklahoma here, but I lend in all 50 states, so I’ll also include a link with the info for every state!

VA loans are an amazing tool for veterans, offering little to no down payment, competitive interest rates, flexible guidelines, and the ability to use a significant amount of seller-paid costs to make homeownership more affordable.

As a thank you for your service, I will personally credit all veterans their appraisal fee back at closing. You've earned this benefit, plus a FREE appraisal!

https://www.benefits.va.gov/HOMELOANS/documents/docs/va-appraisal-fees-and-timeliness-table.pdf

04/25/2026

Click to see all 51 reviews of Kobi King - Novus Home Mortgage, Loan Officer | NMLS # 2743840

04/07/2026

Click to see all 50 reviews of Kobi King - Novus Home Mortgage, Loan Officer | NMLS # 2743840

03/20/2026

5.0 star review received on Experience.com for Kobi King by Steven S B - Kobi is great!

Click to see all 49 reviews of Kobi King - Novus Home Mortgage, Loan Officer | NMLS # 2743840

03/05/2026

Today marks the end of trigger leads! This means once you apply for a mortgage you won’t recieve 80 calls from 30 different lenders you’ve never heard of.

So if unwanted calls had you on the fence, today is your day! 😉

Kobi King | Novus Home Mortgage
405.568.7505
NMLS # 2743840

02/28/2026

5.0 star review received on Experience.com for Kobi King by Charles A R I - Kobi was wonderful to do business with and helped me walk through the home buying process step by step

Click to see all 47 reviews of Kobi King - Novus Home Mortgage, Loan Officer | NMLS # 2743840

02/14/2026

Show your commitment with a 30 year fixed. 💅🏼💃🏼

02/12/2026

Real life MORTGAGE MOMENT!
Not too long ago, I did a cash out refinance on an investment property for a borrower and guess how many documents he had to submit? TWO. A photo ID and the current lease agreement.
We ordered an appraisal and title work, and had the loan underwritten and funded in 17 days. No income docs, no tax returns, no bank statements. It is an investment-only loan product and when structured correctly, it's a game changer!

If you’re holding an investment property and haven’t reviewed your options lately, or looking to purchase investment properties, it might be worth a conversation.