Spirit In The Sky, LLC.

10/15/2025

Summary of today’s reading (with my opinion):

Yes, we’ve all heard the old saying (Give them fish or teach them to fish).

It’s been my experience that people are lazy and have an entitlement mentality. I wish this weren’t true.

People don’t want to learn to fish (learn about money, read books, educate themselves) they just want to eat your fish (they’ll gladly take money from you if they don’t have to do anything or spend time bettering themselves)!!!

I REFUSE to give anyone else any fish, but I’d love to teach EVERYONE to fish!!! 🤣😂🤣😂🤣

10/13/2025

09/16/2025

A few more pages for you 😁

09/15/2025

Another opportunity for you to read a couple pages of “Killing Sacred Cows”

I’d love your feedback 😁

09/08/2025

Oops…..

Meant to post this here. Accidentally posted to my personal page 🤷‍♂️🤷‍♂️🤷‍♂️😁😁😁😁😁

Eating lunch and re-reading this book. Man, I forgot how good it was.

The first time I read it I posted about it, highly recommend it, offered to loan it to anyone willing to read it. Well, guess what????? Not a single person took me up on my offer. Sad!!!!

I’ve included a few pages of the introduction. READ THEM!!!!

The offer still stands…..I’ll probably be finished re-reading it by the end of this month. You are welcome to borrow it anytime afterwards. I’d love to hear your feedback and answer your questions afterwards!!!

09/02/2025

September is National Life Insurance Awareness Month

“Life Insurance”….What are your immediate thoughts when you hear those words? Let me guess….I don’t need it I’m too young, I already have it at work, I don’t need it I don’t have any kids, who cares I’ll be dead, LOL, etc. etc.

I can’t blame you, those would have been my thoughts years ago. As you get older you learn things you wish you had known years ago. Things you wish your parents and grandparents would have known years ago. If they had (and if they acted on that knowledge) life would be much easier for you today than it likely is.

Well, I say it to potential clients all the time. “Yes, it sucks that your parents and grandparents didn’t know what they didn’t know, but you can’t let that stop you from being the parent and grandparent that changes things for your family”. Stop bitching that “someone” didn’t make things easier for you and be the person to make things easier for your friends and family.

I started “selling life insurance” three years ago. Not really, I teach “The Infinite Banking Concept” or (IBC), which just so happens to use Whole Life Insurance as the base financial product to accomplish all the things I teach my clients are possible. At its core yes, it’s life insurance, but I don’t jump out of bed to go “sell life insurance”. It’s a specially designed whole life insurance policy issued through a participating dividend paying non-direct recognition mutual company built and funded specifically for IBC!!! DO NOT make the mistake of thinking that IBC is accomplished with “regular life insurance, term life insurance, variable life insurance, indexed life insurance, etc.”.

Yes, I do believe everyone needs and should have life insurance, but I teach (in my opinion) a much better way to own it (benefits you while you’re alive and your family once you pass)!
In my three years I’ve seen how having an IBC type life insurance policy (or several) can completely change a family’s financial future. I’ve also seen families that could have had it, should have had it, but didn’t and I’ve seen the look of utter disappointment on their faces when having it would have made all the difference in the world.

Recently I’ve had friends and family members pass without any life insurance and it hurt me to see them asking for help via “Go fund me accounts”, etc. just to pay for for their loved ones final expenses. The last thing anyone should be worried about when a friend or family member dies is “HOW ARE WE GOING TO PAY FOR THEIR FUNERAL”!!!!!!!

I recently had my first client pass away unexpectedly. I can’t begin to describe the emotional roller coaster of learning of her passing, but also knowing that not only will her family NOT have to create a “Go fund me”, but they would be receiving over $750,000 TAX FREE because she took the time to speak with me, to learn about IBC, to implement it in her life (in addition to everything else the was doing, NOT instead of). So, while learning that she passed was painful, the pain was certainly eased by the great feeling I got knowing her family would be receiving that check!!!!

So, if you’ve never considered life insurance, if you are currently considering “regular” life insurance, or if you’d like to learn how “life insurance” can benefit you while you’re alive and still deliver hundreds of thousands if not millions of dollars to your family TAX FREE when you pass, please consider reaching out to me and learning more about IBC.

P.S. I do NOT sell “regular life insurance”. If you want or need that please reach out to the hundreds of other local life insurance agents in your area. I teach a life changing strategy that happens to utilize “whole life insurance” as it’s base. If you want to recapture the money you spend on taxes, finance fees, interest, vacations, buying houses, cars, boats, etc., be able to reuse that money over and over again, all while earning uninterrupted compound interest and (TAX FREE dividends) then please commit a couple of hours to meeting with me to learn how. I do NOT charge for the meeting. All it costs you is a couple hours of your time. If you don’t have two hours to listen, to learn, to ask questions, to change you and your family’s financial future, then just keep on doing what you’ve been doing, and you’ll keep on getting the results you’ve been getting 😊

If you’re willing to listen. If you believe there’s a different/better way to use your money. (You don’t need more money, you just need to learn how to use the money you have differently). If you’re willing to “get out of your own way”, to stop being so skeptical (trust but verify), then I’m certainly willing to help you in every way I can.

So, do you want to live a better life, eliminate your financial burdens, teach your kids how to use IBC to ensure they live a financially stress-free life and have the peace of mind knowing your family is taken care of should anything happen to you OR……. Should we just go ahead and start your “final expenses go fund me account” now??????????????????????????????

Send a message to learn more

08/22/2025

Good eats. Good book. What those quotes don’t tell you is how incredibly difficult “Most People” make it for you to help them (procrastination, skepticism, inaction, etc.). I can’t help those that refuse to help themselves!!!!!!

03/10/2025

Greetings People,

It’s been quite some time since my last post (since December apparently). It’s not that I don’t still enjoy posting, trying to help people etc. It’s a combination of being extremely busy, posting straight to my personal page instead of my business page and to be honest simply (almost) giving up on “Most People”.

As I eat my lunch and enjoy today’s reading, I’m reminded that just because I’m not going to be able to help “Most People” it doesn’t mean I should give up on trying to help those that are looking for help and are willing to help themselves. With that being said, I know “Most People” won’t take the time to read this entire post and that’s ok. It’s not for “Most People”. It’s for those that are willing to go against the crowd, those that are sick of being stuck in the same place year after year after year!!!!

Today’s book is “Three Feet from Gold” by Sharon Lechter (Co-Author of Rich Dad Poor Dad) and Dr. Greg Reid. It tales the story of Greg’s journey from “down and out” to his ultimate success. In the book he interviews the most successful people in their field and learns the common traits each of them have. It takes inspiration from Napoleon Hill’s “Think and Grow Rich”. I know “Most People” have no idea what I’m talking about when I mention “Rich Dad Poor Dad” & “Think and Grow Rich” and that’s the whole point of today’s post!!!!!

I’ve been trying to “do better”, educate myself and others, read books, attend seminars, surround myself with those more successful than me, etc. There are several recurring lessons in the book and in my real-world experience. I’ve summarized some of them below:

You are the average of the five people you spend the most time with (so you had better choose wisely). If you choose to hang around 5 poor people, guess what? You’re gonna be the 6th!!!

“Most People” (around 95% to be exact) will NEVER be financially independent, so be careful who you listen to. If they aren’t living a life you aspire to don’t take their advice or listen to them when they tell you “You’re Crazy” or “It’ll never work, that’ll never work, etc.”.

The wealthy plan for 40 years from now. The poor plan for Saturday night!!!

YOU are your greatest investment. When I tell people that a $30 book and 2 hours of their time will change their life, they look at me like I’m insane and have just asked them to walk naked across the Mojave Desert. They absolutely refuse to invest in themselves then they wonder why they are just as broke & poor (there is a difference) as “Most People”.

Broke is a temporary state. Poor is a permanent mindset. If you’re born broke it’s not your fault. If you die poor and broke, IT IS YOUR FAULT!!!!

Have your money work for you don’t just work for money.
Wealthy people see opportunities where poor people see obstacles.
With the power of a strong desire (your why) you can accomplish anything.

Fear keeps most people exactly where they are.

Most people are so busy working they don’t have time to get rich.
Mistakes are meant to teach you a lesson. Once you learn the lesson, it’ll stop showing up.

Knowledge isn’t power. Applied knowledge is power. Ideas without action are worthless.

NEVER give up.

Seek wise counsel. Determine what you want to do and why you want to do it. Find someone that’s successful doing it and then simply do what they do!!!!

It drives me absolutely crazy when I’m eating lunch and I overhear a conversation where people are complaining about their situations (spouses, jobs, bills, taxes, etc.) and NONE of them EVER discuss possible solutions. They only ever bitch about whatever it is. Most of them notice me sitting alone reading a book. Most of the time it would be simple for them to see the titles of the books I’m reading (books that could have a positive impact on their lives) and NONE of them have EVER stopped and asked me what I’m reading.

My goal over these last few years hasn’t changed. I’ve just accepted the fact that finding like minded people is harder than I expected (back to the 95% of people will remain financial slaves), so I guess I’ll just have to try harder to find and help the 5%!!!

11/14/2024

I LOVE re-sharing this every time I see it!!! LMAO

08/12/2024

How many of y’all have seen this before? What are your thoughts?

Here are mine: “Most People” don’t even know what compounding or compound interest is. Of those that have heard of it “Most” don’t understand it. Of those few that do understand it “Most” never capitalize on it.

Why?

I’m sure there are many reasons, but here are a few I’ve witnessed:
Discipline, poor minded thinking (sounds too good to be true, etc.), laziness.

Discipline: This is the number one reason “Most People” will never get out of the rat race. They will never do what it takes to ensure future generations don’t have to struggle the way they did. The way most of us did (or still do). It’s easy to say “Well, my family didn’t teach me, didn’t leave me anything, didn’t encourage me to be different, to do different”. It’s much harder to say “Well, my family didn’t have money, didn’t know anything about money, didn’t teach me about money, but I don’t care. I’m going to surround myself with people that do know, that do teach, so that me and my children will have a better life”.

What’s stated in the picture is accurate. Day 1 = 1cent. Day 28 = $1.3 Million Dollars. Hmmmm. Seems too simple, doesn’t it? Why don’t more people simply do what the picture says? Everyone can start with a penny, but ALMOST NO ONE has the discipline to let that penny compound on itself for 28 days. “MOST PEOPLE” somewhere along the way will interrupt that compounding once it gets to an amount that is simply too irresistible to continue to let compound. For some people it’s day 15 when they have $163.84. For others it’s day 21 when they have $10,485.76.

When “Most People” see a little bit of money in their account they almost always find something to spend it on. They tell themselves “I’ve been disciplined. I’ve saved for 15 days, 21 days, etc. I’ll “just” take the money to buy (whatever they want to buy). I’ll start over and I won’t touch the money again until the 28th day.
Well, guess what? They interrupted the compounding effect. Instead of having $1.3 Million on day 28, they will have $163.84 or $1.28 (depending on which day they interrupted the compounding).

Ask yourself how disciplined you would be if on day 24 you saw $84k in your account, if on day 26 you saw $336k in your account. Would you have the discipline to let it keep compounding or would you rush to buy a car, a house, both???? LOL

So, don’t let discipline keep you from taking advantage of your money compounding in the future. If you use traditional financial vehicles to grow your wealth, make sure you understand how they work. Where is your money? How is it supposed to grow? How often? What taxes will you owe on any earnings and when will you pay those taxes, etc. Who is earning money on your money (other than you), how often and how much?

Now, maybe you aren’t disciplined enough to start with 1 penny and NOT TOUCH your money for a specified amount of time. What if I told you there is a way to earn uninterrupted compound interest and dividends without having to be as disciplined as I described above? A way that forces you to leave your money alone when simultaneously allowing you to use the same amount of money for “other things”??? Meaning, you will earn uninterrupted compound interest for the rest of your life EVEN IF you are also using the money elsewhere. It’s what the wealthiest families do. It’s what bankers and wall street do. It’s what colleges, universities and corporations do. So, why not simply do what they do? Use your money like the wealthy use their (your) money and your family will become wealthy too!!!!!

Poor minded thinking: If you grew up poor then you were likely never around anyone with money. So how could your family have taught you? You weren’t taught about money in school, and you likely quit reading after high school, so you haven’t taught yourself anything about money. Most poor people have valid reasons to think like a poor person. They were born into it, weren’t taught any differently. They aren’t to blame for that. They ARE however to blame for letting those “valid” excuses keep them poor for the rest of their lives. For not reading, not watching videos, not listening to podcasts, not surrounding themselves with people in a position to teach them how to overcome their poor upbringing. To build wealth despite their initial broke beginnings!!!

Laziness: The “poor minded thinking” above is a result of laziness and unfortunately, it’s much easier for “Most People” to keep bitching about their childhood, their circumstances, etc. than it is to do something about it. Here’s the really sad thing. When I say “laziness” I’m not talking about work ethic. The hardest working people I know are poor!!!! Will stay poor and will likely set a “poor minded” example for their kids to follow. It makes me sick to watch hard working people work soooo hard only to stay poor!!!!!!!!! They’ll bust their ass 40+ hours every week to earn money but won’t spend a single minute educating themselves on how to keep more of their hard-earned money!!!!

I’ve quoted this before and I’ll quote it again: “If poor people would just do what rich people do, they wouldn’t be poor anymore”

Warren Buffet