Cannas Capital

10/16/2026

Lower insurance rates don’t automatically mean better coverage.

For cannabis businesses, understanding what a policy covers—and what it excludes—matters just as much as the premium.

As the U.S. cannabis insurance market evolves, business owners should look beyond price and review their limits, deductibles, exclusions, and actual coverage needs.

The goal isn’t just to pay less. It’s to understand what you’re protected against.

Property insurance rates for ma*****na businesses have fallen by over 20% compared with 2025, according to new insurance industry data presented to state regulators, although … Continue reading

10/16/2026

A guest complaint doesn’t always end with an apology or a refund. In some cases, it can escalate into a liability claim.

For hotels, restaurants, tasting rooms, and other customer-facing businesses, an incident involving guest injury or property damage can bring legal costs and unexpected expenses.

Knowing your exposure before a claim happens matters. Review your liability coverage and understand where your business may have gaps.

10/15/2026

When a covered loss damages your business property, the way your policy values that property can make a real difference.

Replacement cost generally accounts for replacing damaged property with comparable new property, while actual cash value generally factors in depreciation.

Before your next renewal, understand how your property is valued and what your policy actually covers.

10/14/2026

One business can have several revenue streams and each one can bring different risks.

Distribution involves transportation and delivery. Events introduce venue and attendee exposures. Tasting rooms bring their own premises and alcohol-related risks.

When your revenue streams expand, your insurance strategy should account for how each part of your business operates.

10/14/2026

Our business deserves more than another rejection—it deserves a roadmap. 🚀

What if the next step in growing your business wasn’t filling out another application, but actually understanding where you stand?

Welcome to 𝗘𝗾𝘂𝗶𝗥𝗮𝘁𝗲 𝗔𝗜, where technology meets business opportunity.

With our Free Capital Readiness Assessment and portal, you can take the guesswork out of funding:

✅ Identify your financial strengths & uncover hidden gaps
✅ Explore and build a stronger business credit profile
✅ Access tailored tools, SBA readiness insights, and a 30/60/90-day action plan

Stop guessing and start building from a smarter starting point.

10/13/2026

Insurance renewal is more than a date on your calendar. It’s an opportunity to make sure your coverage still fits your business.

Before you renew, here are five things worth reviewing:

1. Changes in your business
New locations, higher revenue, additional employees, or expanded operations can change your risk exposure.

2. Coverage limits
Check whether your current limits still reflect the value of your property, equipment, and inventory.

3. Policy exclusions
Understand what your policy doesn’t cover and where potential gaps may exist.

4. Property and equipment updates
Make sure new purchases, upgrades, and business assets are properly accounted for.

5. Current business risks
Review whether your existing coverage addresses the risks your business faces today.

A policy that worked last year may not be the right fit today.

Before you renew, review what changed.

10/13/2026

Carmelo Anthony was an offensive artist on the court, but off it, collecting art has become his passion.

Learn more here: https://www.wbls.com/news/carmelo-anthony-is-growing-his-art-empire/

10/12/2026

Employee benefits are an investment in your people, but they also need to make sense for your business.

The challenge is finding health coverage that employees value while keeping costs manageable and planning for long-term business needs.

A strong benefits strategy considers both sides: your people and your bottom line.

10/12/2026

Access to insurance remains an important challenge for many cannabis businesses.

New federal legislation could help address some of the legal uncertainty that makes insurers cautious about serving state-licensed operators.

For cannabis businesses, this is worth watching. Better access to coverage could create more opportunities to protect property, operations, and long-term growth.

The industry is evolving. Risk management needs to keep pace.

The bipartisan legislation aims to shield insurance companies that serve the cannabis industry from federal prosecution and liability.

10/10/2026

“Just one quick question” every insurance agent’s unofficial overtime policy. 😂📞

You explain the coverage, walk through the options, answer every concern… and then comes the legendary “One last thing!” 💀

Honestly, we love clients who ask questions. We just need to keep coffee within reach. ☕😂