TVA Community Credit Union

TVA Community Credit Union History
Our Credit Union was established on June 24, 1936, and we were the oldest Federally chartered credit union in Alabama.

We started as a credit union for TVA employees and their families, and in 1989, when we merged with Sheffield Federal Credit Union, we brought employees of the City of Sheffield into the family. Other mergers happened through the years; in 2006, we changed our charter so that we are able to provide our services to every resident of seven counties in North Alabama. Today, we can proudly say that we

are "Everybody's Credit Union," but that the principles we were founded on remain the same: people helping people. The Credit Union Difference
There are many ways in which a credit union is different from a bank. First, credit unions are not-for-profit, and we exist to serve our members. We don't issue stock or pay dividends to outside stockholders; instead, we return earnings to our members through lower loan rates, higher interest on deposits, and lower fees. Our credit union is owned by its members, and each member gets a vote, regardless of how much money you have on deposit; we are governed by a volunteer board. Most of all, we are in business to help our members, not to make a profit. Every member counts at TVACU - that's another reason we are Everybody's Credit Union!

Good Morning! Here's a little Motivation to go with your Monday. You've Got This!
05/04/2026

Good Morning! Here's a little Motivation to go with your Monday. You've Got This!

Knock it outta the park Mollie & Cooper!!! WE ❤️ OUR COMMUNITY!
05/01/2026

Knock it outta the park Mollie & Cooper!!! WE ❤️ OUR COMMUNITY!

GET STARTED TODAY!
04/30/2026

GET STARTED TODAY!

With Round Up Savings, we've made things simple. Whether you’re buying groceries, filling up your car, or making a bill payment, you’ll automatically save money every time you use your TVACCU debit Mastercard® once you enroll.

CONGRATULATIONS to all of our 2026 Annual Meeting Prize Winners. WE LOVE OUR MEMBERS!
04/28/2026

CONGRATULATIONS to all of our 2026 Annual Meeting Prize Winners. WE LOVE OUR MEMBERS!

What an amazing day TVACCU had spending time with our members and each other at our 2026 Annual Meeting this past Saturd...
04/28/2026

What an amazing day TVACCU had spending time with our members and each other at our 2026 Annual Meeting this past Saturday. Our members are important to us and we make sure they know it!

04/27/2026

Address

1405 S Wilson Dam Road
Muscle Shoals, AL
35661

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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