Janelle Harvat McGrath, Mortgage Loans, PNC Bank NLMS #134162

11/06/2026

💡 Your home may be one of your most valuable financial resources.

Homeowners are increasingly looking at ways to put their equity to work, whether it's funding home improvements, consolidating debt, preparing for life's next chapter, or strengthening an offer on a future home purchase.

A recent PNC closed in just 4 days, helping clients access their equity quickly when timing mattered. 💪

Ask me about the current introductory rate offer for eligible new HELOCs through November 30.

Learn more: pnc.com/homelendingoffers



Certain restrictions apply. Results may vary. All loans subject to underwriting and processing requirements.

11/05/2026

11/04/2026

Midweek homeowner tip: Do you know what your home might be worth in today's market?

Understanding fair market value can be helpful whether you're thinking about buying, selling, refinancing, or exploring home equity options.

This article breaks down what fair market value means and what factors can influence it.

If you'd like to talk through your home's value, local market trends, or financing options, I'm always happy to help. Just send me a message! 412-736-2801

Learn more about FMV in real estate, its impact on property transactions, and how accurate valuation is crucial for informed buying, selling, and investing.

11/03/2026

You've worked hard to build equity in your home.

The question is: could that equity be working harder for you?

A home equity line of credit can provide access to funds when needed while offering flexibility for a variety of financial goals.

Learn more about the current limited-time offer:
pnc.com/homelendingoffers

11/02/2026

As we move into Thanksgiving season, I'm taking a moment to reflect on the families and individuals who have trusted me with their home financing journey this year.

Whether you purchased your first home, moved into your next home, explored refinancing, or simply asked questions about your options, thank you for allowing me to be part of the process.

Helping people achieve their homeownership goals is something I never take for granted.

11/02/2026

Doing a little Sunday scrolling of home listings? Here's something many buyers don't realize:

A home under contract doesn't always mean you've missed your chance.

In some situations, buyers can submit a backup offer and be next in line if the current deal falls through.

Want to discuss strategies for today's market? Give me a call! 412-736-2801

If you're shopping for a home, you'll likely encounter the terms "contingent" and "pending." Find out what they mean and how they impact your buying journey.

10/30/2026

Good news for homeowners.

The limited-time introductory rate offer for eligible new HELOCs has been extended through November 30, 2026.

If you meant to explore your options but haven't had the chance, there's still time to see how a home equity line of credit could help support your financial goals. Message me!

Learn more: pnc.com/homelendingoffers

10/30/2026

👻 Trick: Remembering to change your clocks.

🎃 Treat: An extra hour of sleep.

Don't forget to turn your clocks back before bed Saturday night. Happy Halloween weekend!

10/29/2026

Preapproval vs. prequalification... do you know the difference?

It's one of the most common questions I hear from prospective homebuyers. Understanding these two steps can help you prepare for your home search and avoid surprises along the way.

This quick read does a great job explaining the difference:

Have questions about buying a home or what you may qualify for? Reach out anytime. I'm here to help.

pncmortgage.com/JanelleMcGrath

Understanding preapproval vs prequalification is essential for first-time homebuyers. Explore how these mortgage steps impact your buying power and decisions.

10/27/2026

Nobody can predict the unexpected, but you can prepare for it.

A roof repair. A furnace replacement. An unexpected life event.

Many homeowners establish a HELOC before they need one, giving them access to funds that can help provide flexibility when the unexpected happens.

With our current introductory rate offer available for eligible new HELOCs, now may be a great time to explore whether a HELOC fits into your financial game plan. Call me! 412-736-2801

Learn more: pnc.com/homelendingoffers