Sherry Jones Home Loans

09/05/2025

Many people think Reverse Mortgages are only for those out of options — but here’s the truth:

Imagine a 72-year-old homeowner who:
✅ Pays off their existing mortgage
✅ Eliminates monthly payments
✅ Frees up cash flow to travel, cover healthcare, or simply enjoy retirement

They didn’t “lose” their home — they gained the freedom to live in it on their terms.

💡 A Reverse Mortgage isn’t about desperation — it’s about creating financial strategies that work for you.

📩 Curious how it could look in your situation? Let’s connect.

The KDM Team is owned by a Retired Marine of 20+ years and proud Veteran, Kris McCullough. We don’t just do what other lenders do — we take on the tough, unique, and challenging loans that others fear. If you’ve got a vision, let’s talk about how we can make it happen. 💥

If you’ve been told no before, it’s time for a second opinion.

Sherry Jones - KDM Team
NMLS #1498445 | DRE #0197879
Patriot Pacific Financial Corp
NMLS #1921615 | DRE #02103516

📲 DM me “Reverse” and let’s see what’s possible!
🔗 Find Me on Social Media
📘 Facebook: Sherry Jones and Sherry Jones Home Loans
📸 Instagram:
📚 eBooks: KrisMcCullough.com/ebooks
📞 Call/Text: 951.234.6377
📧 Email: [email protected]
🌐 www.KrisMcCullough.com

09/04/2025

😔 Many buyers are told “no” when trying to finance a manufactured home in a park or on leased land.

But here’s the good news → a Chattel Loan might be your “yes.”

✅ No land required
✅ Lower entry costs than buying land + home together
✅ Flexible financing for manufactured/mobile homes

If you’ve been turned away before, it’s time for a second opinion.

👉 Realtors: Stop letting deals die. This is a product your buyers NEED to know about.

📲 Call/Text me at 951.234.6377 or DM me “Chattel” today.

💡 Yes, we do Chattel Loans! We can help you fund homes in parks, on leased land, or without permanent foundations. From ground-up construction for your primary residence, to investment properties, to manufactured homes in parks or on owned land — we’ve got you covered using VA, FHA, or Conventional Loans. 💪

The KDM Team is owned by a Retired Marine of 20+ years and proud Veteran, Kris McCullough. We don’t just do what other lenders do — we take on the tough, unique, and challenging loans that others fear. If you’ve got a vision, let’s talk about how we can make it happen. 💥

If you’ve been told no before, it’s time for a second opinion.

Sherry Jones - KDM Team
NMLS #1498445 | DRE #01978799
Patriot Pacific Financial Corp
NMLS #1921615 | DRE #02103516

🔗 Find Me on Social Media
📘 Facebook: Sherry Jones and Sherry Jones Home Loans
📸 Instagram:
📚 eBooks: KrisMcCullough.com/ebooks
📞 Call/Text: 951.234.6377
📧 Email: [email protected]
🌐 www.KrisMcCullough.com

09/03/2025

*"Welcome, friends! I’m Sherry Jones 💜 — a Loan Officer who believes finances shouldn’t feel overwhelming or scary. That’s why I built my brand around Finance Without Fear.

Here you’ll find:
✨ Simple home loan tips
✨ Encouragement rooted in faith & family
✨ A few dog cameos (because of my love of dogss 🐾)

I’m so grateful you’re here! Whether you’re exploring your first home, upgrading, or just curious about the process — this is a safe place to learn, ask, and grow. Together, we’re stepping into Finance Without Fear 🙌."*

09/03/2025

Do I lose my home with a Reverse Mortgage?
❌ No — you stay on title and keep ownership of your home, just like a traditional mortgage.

What changes? You no longer have to make monthly mortgage payments. Instead, the loan is repaid when you sell, move, or pass away.

✅ You remain responsible for property taxes, insurance, and upkeep.

A Reverse Mortgage is about unlocking flexibility — not giving up your home.

📩 Drop your questions in the comments or send me a message to learn more.

The KDM Team is owned by a Retired Marine of 20+ years and proud Veteran, Kris McCullough. We don’t just do what other lenders do — we take on the tough, unique, and challenging loans that others fear. If you’ve got a vision, let’s talk about how we can make it happen. 💥

If you’ve been told no before, it’s time for a second opinion.

📲 DM me “Reverse” and let’s see what’s possible!

Sherry Jones - KDM Team
NMLS #1498445 | DRE #01978799
Patriot Pacific Financial Corp
NMLS #1921615 | DRE #02103516

🔗 Find Me on Social Media
📘 Facebook: Sherry Jones and Sherry Jones Home Loans
📸 Instagram:
📚 eBooks: KrisMcCullough.com/ebooks
📞 Call/Text: 951.234.6377
📧 Email: [email protected]
🌐 www.KrisMcCullough.com

09/02/2025

🏡 Who says you can’t own a home in a park?
With a Chattel Loan, you can finance a manufactured or mobile home even if you’re renting the land it sits on.

✅ The home itself is the collateral
✅ Works for homes in parks or leased land
✅ Quick approvals compared to traditional loans

For many, this is the gateway to affordable homeownership.

👉 Realtors: Don’t overlook this option — it can help you serve more buyers and close more deals.

📲 DM me “Chattel” to learn more or see if you qualify.

💡 Yes, we do Chattel Loans! We can help you fund homes in parks, on leased land, or without permanent foundations. From ground-up construction for your primary residence, to investment properties, to manufactured homes in parks or on owned land — we’ve got you covered using VA, FHA, or Conventional Loans. 💪

The KDM Team is owned by a Retired Marine of 20+ years and proud Veteran, Kris McCullough. We don’t just do what other lenders do — we take on the tough, unique, and challenging loans that others fear. If you’ve got a vision, let’s talk about how we can make it happen. 💥

✅ Low down payment
✅ No land required
✅ Quick approvals
If you’ve been told no before, it’s time for a second opinion.

Sherry Jones - KDM Team
NMLS #1498445 | DRE #01978799
Patriot Pacific Financial Corp
NMLS #1921615 | DRE #02103516

📲 DM me “Chattel” and let’s see what’s possible!
🔗 Find Me on Social Media
📘 Facebook: Sherry Jones and Sherry Jones Home Loans
📸 Instagram:
📚 eBooks: KrisMcCullough.com/ebooks
📞 Call/Text: 951.234.6377
📧 Email: [email protected]
🌐 www.KrisMcCullough.com

09/01/2025

Happy Labor Day 🇺🇸
Hard work is the foundation of every dream — homeownership, financial freedom, and building a life you love.

Today, we celebrate the dedication and drive that makes it possible. Keep showing up. Keep building. Keep going. 💥

—
Sherry Jones | Loan Officer | KDM Team
NMLS #1498445 | DRE #01978799
Patriot Pacific Financial Corp. | NMLS #152015 | DRE #0215116

08/29/2025

08/29/2025

Reverse Mortgages aren’t a last resort.
Too often, people think they’re only for those who are out of options. The truth? They’re a smart financial planning tool for many homeowners 62+.

How they’re used strategically:
✅ Free up cash flow in retirement
✅ Pay off an existing mortgage
✅ Create a safety net for unexpected expenses
✅ Preserve other investments longer

Your home is one of your biggest assets. A Reverse Mortgage can help you use it wisely, not desperately.

📩 Ready to talk strategy? Let’s connect.

The KDM Team is owned by a Retired Marine of 20+ years and proud Veteran, Kris McCullough. We don’t just do what other lenders do — we take on the tough, unique, and challenging loans that others fear. If you’ve got a vision, let’s talk about how we can make it happen. 💥

If you’ve been told no before, it’s time for a second opinion.

Sherry Jones - KDM Team
NMLS #1498445 | DRE #01978799
Patriot Pacific Financial Corp
NMLS #1921615 | DRE #02103516

📲 DM me “Reverse” and let’s see what’s possible!
🔗 Find Me on Social Media
📘 Facebook: Sherry Jones and Sherry Jones Home Loans
📸 Instagram:
📚 eBooks: KrisMcCullough.com/ebooks
📞 Call/Text: 951.234.6377
📧 Email: [email protected]
🌐 www.KrisMcCullough.com

08/28/2025

Most lenders avoid manufactured homes in parks or on leased land.
That’s where I come in. 👋

Chattel Loans allow buyers to finance the home without the land — and for many, this is the gateway to affordable homeownership.

✅ No land required
✅ Quick approvals
✅ Lower upfront costs than buying home + land together

👉 Realtors: Don’t leave deals on the table. Let’s talk about how you can serve more clients with Chattel Loans.

📞 Call/Text me at 951.234.6377 or DM me “Chattel” to get started.

💡 Yes, we do Chattel Loans! We can help you fund homes in parks, on leased land, or without permanent foundations. From ground-up construction for your primary residence, to investment properties, to manufactured homes in parks or on owned land — we’ve got you covered using VA, FHA, or Conventional Loans. 💪

The KDM Team is owned by a Retired Marine of 20+ years and proud Veteran, Kris McCullough. We don’t just do what other lenders do — we take on the tough, unique, and challenging loans that others fear. If you’ve got a vision, let’s talk about how we can make it happen. 💥

If you’ve been told no before, it’s time for a second opinion.

📲 DM me “Chattel” and let’s see what’s possible!

Sherry Jones - KDM Team
NMLS #1498445 | DRE #01978799
Patriot Pacific Financial Corp
NMLS #1921615 | DRE #02103516

🔗 Find Me on Social Media
📘 Facebook: Sherry Jones and Sherry Jones Home Loans
📸 Instagram:
📚 eBooks: KrisMcCullough.com/ebooks
📞 Call/Text: 951.234.6377
📧 Email: [email protected]
🌐 www.KrisMcCullough.com

Helping families unlock through and 🏡 because matters and open doors that others overlook.