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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

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Velez Insurance Services - Orr and Associates

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United States
Murrieta, CA
Velez Insurance Services - Orr and Associates

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No Policy is too BIG! No Client is too Small! Hello, my name is Elias Velez. Es Habla Espanol

As an insurance broker, I am dedicated to safeguarding your peace of mind through personalized protection plans tailored to your unique needs. With 9 years of experience in the industry, I bring a wealth of knowledge and expertise to every client interaction. My commitment to excellence extends beyond simply selling policies; I am passionate about educating individuals and companies on the importance of insurance and empowering them to make informed decisions about their coverage. I prioritize building strong relationships based on trust, transparency, and integrity. By taking the time to understand your specific circumstances and goals, I can offer comprehensive solutions that provide the financial security you deserve. Whether you’re seeking coverage for your commercial automobile, business, health or life, my team and I am here to guide you every step of the way. With my unwavering dedication to your protection and well-being, you can rest assured knowing that you’re in capable hands. Let me be your partner in navigating life’s uncertainties, ensuring a brighter, more secure future for you and your loved ones.

11/03/2026

🤝 Some jobs require more than a handshake.

A surety bond provides a financial guarantee that certain contractual or legal obligations will be fulfilled.

For contractors and other businesses, the right bond may be required before you can bid on a project, obtain a license or move forward with certain contracts.
There are different types of bonds for different situations - which is why getting the right one matters.

Have a project or requirement that calls for a bond?

Let's talk.
📞 951-526-2222
✉️ [email protected]

10/29/2026

What happens when a liability claim exceeds the limits of your underlying insurance policy?

For some businesses, one serious accident or lawsuit can create costs that go well beyond the protection provided by their primary liability coverage.

☂️ Commercial Umbrella Insurance can provide an additional layer of liability protection above certain underlying policies, subject to policy terms and limits.

It may be worth considering if your business:
✔ Has significant liability exposure
✔ Operates commercial vehicles
✔ Works at customer or job-site locations
✔ Has employees interacting with the public
✔ Faces contractual insurance requirements
✔ Has assets that could be exposed in a major liability claim

Insurance isn't only about preparing for the everyday claim.
It's also about considering the one big claim you hope never happens.
📞 951-526-2222
✉️ [email protected]

10/27/2026

👻 Missing payroll? Scary.
🚚 An uninsured business vehicle? Scarier.
🏗️ A contractor starting a project without the right coverage? We're entering horror-movie territory.

🎃 Halloween should be scary. Your business insurance shouldn't be.
Knowing what you're covered for - and where the gaps might be - can make the unexpected considerably less frightening.

Have a safe and Happy Halloween from Velez Insurance Services!
📞 951-526-2222
✉️ [email protected]

10/23/2026

𝗡𝗼 𝘁𝘄𝗼 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝗼𝗽𝗲𝗿𝗮𝘁𝗲 𝗲𝘅𝗮𝗰𝘁𝗹𝘆 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘄𝗮𝘆.

A contractor doesn't face the same risks as a consultant.
A restaurant isn't exposed to the same risks as a trucking company.
And a growing company may have very different insurance needs today than it had three years ago.

Velez Insurance Services can help you explore coverage for General Liability, Commercial Auto, Workers' Compensation, Professional Liability, Business Owners Policies, Surety Bonds and more. Orr & Associates

Instead of starting with a policy, let's start with your business.
📞 951-526-2222
✉️ [email protected]

10/20/2026

𝗪𝗵𝗲𝗻 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗺𝗼𝘃𝗲𝘀 𝗴𝗼𝗼𝗱𝘀 𝗳𝗿𝗼𝗺 𝗼𝗻𝗲 𝗽𝗹𝗮𝗰𝗲 𝘁𝗼 𝗮𝗻𝗼𝘁𝗵𝗲𝗿, 𝘆𝗼𝘂𝗿 𝗿𝗶𝘀𝗸 𝘁𝗿𝗮𝘃𝗲𝗹𝘀 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂.

The vehicle matters - but so can:
The cargo you're carrying.
Liability on the road.
Your drivers.
Your business operations.

That's why insurance for a trucking or delivery business shouldn't necessarily begin and end with Commercial Auto.

Your coverage should reflect what you drive, what you carry and how your business actually operates. Orr & Associates
Let's look at the whole picture.
📞 951-526-2222
✉️ [email protected]

10/15/2026

🏗️ A construction project can represent a significant investment long before anyone moves in.

Materials arrive.
Equipment is stored.
Walls go up.

And the project can be exposed to loss while construction is still underway.

Builders Risk Insurance is designed to help protect buildings and certain materials during the course of construction, subject to the specific policy.

Whether you're a contractor, developer or property owner, it's worth discussing coverage before construction begins.
📞 951-526-2222
✉️ [email protected]

10/13/2026

Your business doesn't need to damage someone's property to face a costly claim.
If you provide professional advice or services, a client could allege that an error, omission or failure in your work caused them financial harm.

That's where Errors & Omissions Insurance (E&O) can become important.
It can help protect eligible businesses against certain claims of professional negligence, including associated defense and settlement costs, subject to the policy terms. Orr & Associates

Because even experienced professionals can face allegations that something went wrong.
📞 951-526-2222
✉️ [email protected]

10/06/2026

🔐 Your business may be small. Your cyber exposure isn't necessarily small with it.

Email accounts, customer information, payment systems, employee records and business data can all create opportunities for cybercrime.

Good cybersecurity starts with prevention - strong passwords, multi-factor authentication, updated systems, employee awareness and secure backups.
But prevention and insurance can work together.

Cyber Insurance may provide protection against certain financial consequences of covered cyber incidents.

October is Cybersecurity Awareness Month. It's a good opportunity to ask:

How prepared would our business be if something happened tomorrow?
📞 951-526-2222
✉️ [email protected]

10/01/2026

🏢 Running a small business means managing more than one kind of risk.

Your property could be damaged.
A customer could be injured.
Equipment could be lost.
Operations could be interrupted.

A Business Owners Policy (BOP) can combine several important types of business insurance into one policy for eligible businesses, often including property and general liability protection.

The important part is making sure the coverage actually reflects how your business operates.

Let's talk about what your business needs - and what it doesn't.
📞 951-526-2222
✉️ [email protected]

09/29/2026

Accidents Happen.
No one plans for workplace injuries, but when they happen, the impact can be serious.

Workers’ compensation helps protect:
• Your employees
• Your business
• Your peace of mind

If you have a team, this coverage isn’t optional - it’s essential.

Not sure if your policy is structured correctly? Let’s take a look.

📞 Call 951-526-2222
✉️ Email [email protected]

Address

41870 Kalmia Street Suite 138
Murrieta, CA
92562

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+19515262222

Website

facebook.com

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