09/22/2026
**I wasn't a trust fund baby. But I absolutely had an advantage.**
I see a lot of frustration today from people who look at someone else's family wealth and think:
“Must be nice.”
Maybe it is.
But being angry that someone else started farther ahead doesn't move your family forward.
A better question is:
**What did the generation before me give me—and what am I going to add to it?**
My dad had to move out at 18.
He didn't make me do that.
He gave me stable housing and told me I could stay as long as I needed.
That may not sound like generational wealth.
But it was.
That stability gave me the opportunity to work, save money and buy my first house at 22.
Now I'm trying to move the line a little farther for my kids.
They're going to college without having to pay for it themselves.
Hopefully, they take that head start and build on it.
Maybe they buy homes earlier.
Maybe they build businesses.
Maybe someday they're in a position to help their own children with a house.
That's how I think generational wealth actually gets built.
It doesn't always start with a grandfather leaving behind millions of dollars.
Sometimes Grandpa's contribution was survival.
Maybe Dad's was stability.
Maybe yours is education and homeownership.
Maybe your children's contribution will be creating substantial wealth.
And maybe their children really will be the "trust fund babies."
**Good.**
Someone in the family had to build the trust fund.
Instead of resenting families who are three or four generations into the process, figure out where your family is on its own timeline.
Then move it forward.
My dad gave me more than he started with.
I'm trying to give my kids more than I started with.
Their job isn't to feel guilty about that advantage.
**Their job is to build on it.**
Small steps. Every generation.
That's generational wealth.
