Michelle Holley - Mortgage Professional - NMLS# 248411

01/09/2026

Signs of hope for buyers in 2026. 📉🏡

I wanted to share something that might help with your 2026 planning. Realtor.com just dropped a new housing forecast, and there’s some real optimism in the air.

Here are 5 key things you should know:
• 📉 Mortgage rates might fall under 6%: If inflation cools off, the Fed could ease up, giving buyers a break.
• 🛠️ Inventory should climb: Builders and sellers are expected to increase supply to meet demand.
• 🏡 Affordability is set to improve: Between lower rates and steady wages, more buyers may qualify.
• 🤔 Buyers are sitting on the sidelines – for now: Many are just waiting for the right moment to jump in.

🔧 Now’s the time to prepare! Call me to get pre-approved and ready before demand heats up again!

06/24/2024

NAF Heroes emerged from the realization of a significant gap in support for veterans transitioning back to civilian life. More than mere financial assistance, it encompasses a comprehensive approach built on four critical pillars: Employment Initiatives, Community Engagement, Education and Empowerment, and Financial Guidance. Each pillar addresses a specific aspect of veterans’ needs, collectively offering a robust support system that goes beyond traditional methods.


Michelle Holley
NMLS #248411
801.680.7941

06/20/2024

Backyard BBQs, DIY projects, and cozy nights are a few of our favorite things about Summer.

Michelle Holley
NMLS #248411
801.680.7941

06/19/2024

Juneteenth is a day to celebrate liberation and reflect on our nation's past. And while we've made great progress, there's still plenty of work to do to end racial discrimination. New American Funding is proud to be a force and a leader in lending to Black Americans and closing the racial housing divide.

HolleyHomeLoans.com

06/14/2024

Happy Flag Day! What flag flies on your home?

06/12/2024

Building your dream home just got easier with our USDA One Time Close.

This option allows you to purchase the property, pay for the new construction, and secure the mortgage with one single loan.

There are many benefits to choosing this program, including ease of securing the loan, potential cost-saving advantages, and loan payment options.
Reach out to your NAF Loan Officer today to learn more!

06/10/2024

Don’t believe everything you hear. We are busting down myths and breaking barriers when it comes to housing among underrepresented communities. Swipe to see the reality behind some common homeownership misconceptions.

06/06/2024

It’s our favorite time of the year - Homeownership Month! We believe everyone should have the opportunity to purchase a home.

HolleyHomeLoans.com

06/05/2024

5.0 star review received on Experience.com for Michelle Holley by Gustav W - Michelle worked with me for over 3+ years in a very difficult buying market. She truly is committed to getting the job done right, on time and at the best rate.

Thanks Michelle!

Click to see all 244 reviews of Michelle Holley, Loan Consultant | NMLS # 248411

06/04/2024

Happy Pride Month to our LGBTQ+ community! 🏳️‍🌈
We believe that homeownership, equality, respect, and love are for everyone.