Marty Davenport NMLS ID 157796

Marty Davenport NMLS ID 157796 Empowering Your Homeownership Journey with Clear, Straightforward Guidance

Branch Leader | NMLS # 157796 |

NEO Home Loans is an equal housing lender.

05/06/2026

LeShaye talked about how serving her clients well has always been the driving force behind her business. Not chasing transactions or personal prestige. Just consistently showing up, doing the right thing, and taking care of people.

That mindset is probably why so much of her business comes from relationships and referrals.

In a market where a lot of people are looking for shortcuts, service still matters.

05/04/2026
Happy “Gotcha” Day Elli Girl! You are a sweet girl, if not a good girl…🖤🤍
04/22/2026

Happy “Gotcha” Day Elli Girl! You are a sweet girl, if not a good girl…🖤🤍

03/12/2026

Online dating has catfishing. Real estate has housefishing.

When the listing photos look like a dream home…
but the house in person looks like its distant cousin.

AI edits are getting better.
Reality checks are still undefeated.

03/30/2024

Realtor friends! What is the most common misconception people have about working in real estate?

03/29/2024

Prevailing myths or misunderstandings hold so many back from buying a home.

National news articles still outright say or strongly imply that a 20% down payment is necessary but this is not true.

FHA: 3.5% down
VA: $0 down
Conventional: 3% down
USDA Rural Development: $0 down

This is without factoring grant programs, First Time Buyer programs, and other assistance that may be available.

Don't get your mortgage or real estate advice form a news story or article. Get with an expert that can guide you into the perfect loan and the perfect home for you.

DM me for information on qualifying for a no or low down payment mortgage.

03/26/2024

Multigenerational living is a way people cope with the rising costs of buying a home as well as caring for aging parents. This was common in the past and seems to be having a little resurgence.

A friend and client that lives in Hawaii lives on the third floor of the home his father built. His mom still lives on the ground floor and his sister and her family live on the second floor. Land was expensive, so they built upwards.

I have seen an increase in buyers seeking homes suitable for aging parents, even people seeking renovation loans (yes, I do those) to add on additional living space for a loved one.

What say you? Are you seeing more buyers seeking Accessory Dwelling Units (ADUs) or "in-law" suites?

As our industry digests whatever is to come with the NAR settlement and other NAR law suits, the guidelines about Seller...
03/25/2024

As our industry digests whatever is to come with the NAR settlement and other NAR law suits, the guidelines about Seller Concessions will be a part of it.

Sales Concessions can vary by loan type and Loan To Value so don't assume anything without knowing what your client is doing in regards to loan type and down payment intentions.

I prepared this cheat sheet to help you have this information at your fingertips.

DM me if you have any questions or need anything additional as we navigate the changing currents of our business.

Real Estate is a proven and stable investment that everyone should seek to have as part of their financial portfolio. Pr...
03/20/2024

Real Estate is a proven and stable investment that everyone should seek to have as part of their financial portfolio. Primary residence, second home, and/or investment property.

Data (see chart) going back over 80 years shows only two short periods of decline in real estate with every other year showing modest to significant increases in value.

You build wealth through the "forced savings" of amortization as well as the proven track record of appreciation over time.

You can buy a primary residence, often with little down, and start building equity for yourself rather than your landlord, or consider buying an investment property and become a landlord yourself.

How about a 2-4 unit property and you live in one unit while renting out the others with as little as 3.5-5% down?

Getting into real estate begins with understanding your local market (real estate pro) and exploring your financing options (mortgage pro). Leveraging professional advice can smooth your path to homeownership.

My team is here to help!

03/19/2024

First Time Buyers!

Think you can't buy a home? Think again!

I just got off the phone with a teacher and she is pre-approved to start shopping.

The main barriers of entry for most first time buyers are credit and funds for down payment and closing.

Time and work will fix credit.

There are several routes to funds needed to purchase including State assistance, grants, 100% loans and other creative options you can't know until you speak with a mortgage lender.

Don't let anyone convince you that home ownership is out of your reach.

DM me any questions you have. Let's talk!

Address

511 Thompson Lane
Murfreesboro, TN
37129

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