06/04/2026
Worried about Medicare penalties? I can help you avoid costly mistakes before they add up. Common penalties include late Part B and Part D enrollment — small monthly surcharges now can become thousands over a lifetime. For example, a missed Part B enrollment can tack on 10% per 12-month period; that can mean an extra $1,200–$2,500+ over many years depending on your premiums. Missing Part D can mean a gap charge that grows with time. As a licensed Medicare agent, I send timely enrollment reminders and personalize plan timing so you don’t pay more than you should. Simple actions that save you money: keep important documents, verify enrollment deadlines, and coordinate with employer coverage when you’re still working. If you’re in Murfreesboro or elsewhere in Tennessee, let me review your situation and set up reminders that fit your timeline. Visit https://wix.to/dzKYRBz to get started or message me to schedule a quick review.