First Family Wealth

06/18/2026

People want to turn off 2FA, but last year it saved a client. When their email changed unexpectedly, I got a ping. Knowing they weren't tech-savvy, I called them. Turns out, they were part of the AT&T data breach. Without 2FA, their account could have been compromised.

06/15/2026

Is your home working for your retirement or are you working for it?

It's a question most people don't ask until they're exhausted from maintaining a house that stopped fitting years ago.

The rooms nobody uses. The yard nobody plays in. The guest suite that only sees the holidays and not much else.

A lot of retirees assume the answer is to downsize. But the real cost of moving in 2026 between commissions, prep work, closing costs, getting resettled, can quietly erase fifty thousand dollars or more before you ever see a dime.

There's a smarter approach. It's called Rightsizing. And it has less to do with square footage than most people think.

Done right, it's one of the most powerful financial moves available to retirees right now — especially with the $500,000 tax-free exclusion on the table for married couples selling their primary residence.

Here is the full video: https://youtu.be/fGtmiD114DA
Go check it out.

📅 Schedule your free Net Proceeds Analysis at firstfamilywealth.com

Drop a comment below 👇 Are you thinking about making a move in the next few years — or do you plan to stay put?

06/11/2026

We plan the numbers, but forget the biggest question: Who am I now? Your career gave you a title and a purpose. Without it, isolation hits hard, impacting health as much as smoking. This is the hidden stage of retirement nobody prepares you for.

06/09/2026

What if the most generous thing you did this year also saved you $20,000 in taxes? That's not a hypothetical. It happened — and it can happen for you too.

One of the families I work with gives $15,000 a year to their church. Every single year. Without fail. And every single year — they got absolutely nothing back from the IRS for it.

Not because they did anything wrong. But because nobody ever showed them a smarter way to give.

That changed when we sat down together and looked at their tech stock. Instead of selling it and writing a check to their church, we moved it directly into a Donor-Advised Fund. No capital gains tax. A $60,000 deduction. And nearly $20,000 back in their pocket — without changing their giving by a single dollar.

Here's the thing — if you're faithfully giving to your church, your alma mater, or a cause you believe in, you deserve to get credit for it. But in 2026, the tax code makes that harder than ever unless you know exactly what you're doing.

In my latest video I walk you through the Donor-Advised Fund, the Bunching strategy, and why donating stock instead of cash might be the smartest financial move you make this year.

Your generosity should work for you — not for the IRS.

📅 Schedule a free consultation:
firstfamilywealth.com

06/04/2026

06/04/2026

Thinking about moving? Many seniors focus only on selling price vs. buying price. But hidden costs like commissions, staging, and new decor can shrink your gains dramatically. Discover the surprisingly smart financial strategy.

06/02/2026

Most adult children avoid the money conversation with their aging parents because it feels like taking control.

It doesn't have to.

I see this all the time in my office. A son or daughter calls me, worried about Mom or Dad, but they don't know where to start. They're afraid of overstepping. They're afraid of making their parents feel like they're losing their independence. So they wait — and too often, that conversation ends up happening in the middle of a crisis instead of around a kitchen table.

It doesn't have to work that way.

In my latest video, I share how families can navigate this transition together with respect and a plan:

✔ The one question that opens the conversation without making parents defensive
✔ The 3 legal documents every family should have in place (most are missing at least one)
✔ How a simple financial inventory can prevent a future crisis
✔ The biggest mistake families make — and how to avoid it

Whether you're an adult child wondering how to bring this up with your parents, or a parent who wants to make things easier for your kids someday, I hope this gives you a place to start.

▶ Watch the full video here: https://youtu.be/mor7jAq8J0o

Have you had this conversation with your family yet? I'd love to hear how it went in the comments. 👇

— Daren Chamblee, CFP®
First Family Wealth | Murfreesboro, TN
🌐 www.firstfamilywealth.com

05/28/2026

A grandmother lost $10,000 to a scammer impersonating her grandson. Learn the simple 'safe word' trick that could prevent this heartbreak and protect your finances from sophisticated fraudsters.

05/25/2026

Frank retired at 65 with more than enough money. Six months in, he was arguing with his wife about how to load the dishwasher.

He didn't have a money problem. He had something money can't fix.

If you're nearing retirement — or you're already there and something feels off — this one's for you.

05/14/2026

After decades of work and sacrifice, your first Social Security check feels like a win. But for many, it comes with a hidden tax surcharge. The IRS can tax up to 85% of your benefits, not because you did anything wrong, but because you didn't understand the rules. This video breaks down the math the government doesn't want you to see.